What is UnionPay used for? What does UnionPay do and how to use it

First, the advantages. 1. Transfer Advantages UnionPay.

As a UnionPay product, it has obvious advantages in the transfer business. First of all, UnionPay transfers can be made with the card number and name, and if the other party is also a UnionPay user, you can also transfer money directly through your mobile phone number and name, which can be said to be quite convenient. Secondly, the transfer limit of UnionPay is 50,000 yuan, and all transfers within the current limit are free of handling fees, including transfers between different banks.

2. Credit card repayment.

No handling fee UnionPay supports binding up to 10 UnionPay cards.

Conveniently manage the repayment of multiple credit cards and repay credit cards with UnionPay.

Yes, there is no handling fee. At present, Alipay and WeChat credit cards have begun to charge handling fees, and the charging standard is 1/1000, and only Alipay has a basic free limit of 2,000 yuan. Therefore, it is relatively cost-effective to repay credit cards with UnionPay at present.

3. Discounts are still in the promotion period, and some preferential activities with large consumer discounts are usually launched during important holidays, which is also a big advantage for the wool party. Second, the shortcomings.

UnionPay does not have a wealth management function, the payment amount is directly spent from the bank card, and the receiving amount is also directly deposited into the bank card, so it cannot be like Alipay Yue Bao.

In the same way, it can be used for daily payments and obtain the expected benefits of financial management.

Preferential features and benefits, and strive to become a mobile payment butler for consumers to save money and worry. Through the UnionPay app, consumers can bind and manage various bank accounts, and use the mobile payment services and preferential rights of various banks.

2. First of all, the UnionPay risk system integrates the cardholder's physical UnionPay card information, mobile device information and other risk rating information to ensure the safety of cardholders in the application and use process.

3. Secondly, based on the networking characteristics of mobile devices, UnionPay provides remote management services for UnionPay products, which can remotely manage UnionPay products that may be risky to protect the rights and interests of cardholders.

4. Thirdly, in terms of security, UnionPay applies security technology, improves business processing rules, introduces mechanisms such as risk compensation and advance payment, and provides 72-hour lost card protection services, which can quickly solve the problem of users' capital losses and protect the legitimate rights and interests of users in the event of individual unexpected risk events.

UnionPay and its member banks have built and released a unified banking app in accordance with the concept of new era, new payment and new experience, and adhere to the principles of unified logo, unified standard and unified experience.

The main functions of UnionPay are:

1. Home page: payment code, collection code, scanning, card management and credit card repayment, etc.

2. Life: red envelopes, coupons, rights, cloud movie tickets, recharge centers, public payment and display coupons and coupons, etc.

3. News: latest news, preferential information, service notices, watchlists, etc.

4. Finance: My assets, transaction records, current account+, financial credit, credit card repayment, transfer, card management, etc.

5. My: Settings, Housekeeper, Bills, Loans, Credit Reports, Rewards, Points, Members, Mini Programs, Selected Services, Win-Win Cooperation, My Customer Service, etc.

The above content is for your reference, in case of business changes, please refer to the latest business rules.

Under the guidance of the People's Bank of China, China UnionPay and commercial banks, payment institutions and other industry parties jointly developed, constructed, maintained and operated a mobile payment app, which was officially released on December 11, 2017.

Application scenarios. Bus and subway, catering, supermarket convenience, public payment, self-service vending, campus, canteen, medical health, traffic fines. The steps are as follows:

2. To register a new user, you need to register with a mobile phone number, select the region where the mobile phone number belongs, then enter the mobile phone number correctly, and click [Register].

3. The mobile phone receives a text message with a verification code, fill in the verification code accurately, and then click [Next], if you can't receive the verification code, please check whether the mobile phone number is filled in correctly, if it is correct, it may be that the signal is not good and the SMS reception is delayed, wait for 1 minute, if you still can't receive the verification SMS, click [Re-send] to try again.

4. Set the login password, the login password is composed of 6 16-digit letters or characters, it is recommended to set it as a unified common password that you often use, so that it is not easy to forget.

5. After successful registration, the system will enter the guidance page, prompting whether to add a bank card, or add it later; At this time, the APP registration is completed, remember your own and login password to prevent inconvenience when logging in.

6. Click on the location identified in the figure below to take a photo of the front of the bank card, which is automatically recognized by the system, or fill in the bank card manually.

7. After filling in the bank card number, you need to verify the identity card, only after completing the identity verification, can you successfully bind the bank card, and you can not modify it after the binding is successful, you can choose to enter the name and ID number for verification.

8. If the identity information verification is successful, there will be a villain with a " "check number, if the verification fails, please carefully check whether the ID number is entered incorrectly, and submit it again after reconfirmation.

9. The payment items for the convenience of life include: **shopping, announcement payment (water, electricity, gas, broadband, cable TV, etc.), mobile phone recharge, billing, credit card repayment, bank card transfer, tax payment, tuition payment, etc., as shown in the figure below.

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UnionPay is a product launched by UnionPay and other commercial banks, which adopts HCE and Token technology, and has the ability of "Quick Pass" of POS machines in physical stores and the ability of mobile Internet remote payment, so that cardholders can enjoy convenient, safe and fast bank card services.

"UnionPay Card" is a stand-in card that can directly generate UnionPay cards in the mobile banking app, and there is no need to "unlock, turn on the screen, open the app" and other steps when using the "UnionPay Card". For QR code payment, you need to open the APP of WeChat and Alipay, enable the camera and the corresponding code scanning function, and complete the payment only after the network is confirmed.

If you are using a vivo mobile phone, UnionPay is a unified mobile payment strategy product of the banking industry created by China UnionPay, which can be used for preferential inquiry, transaction inquiry, payment, etc., and the specific functions can be set up in the app store**UnionPay app, and you can experience this function on the supported store POS machine after OK.

UnionPay is a mobile payment app launched by UnionPay. UnionPay users don't need different banking apps. On your phone** and install a UnionPay app. After registration, you can make a payment by binding your bank card.

Question: Can multiple bank cards be tied together?

Yes, multiple bank cards are tied to UnionPay. It is a non-cash payment and payment mobile transaction settlement tool, and UnionPay can be used to pay when shopping offline, or you can use the UnionPay app to pay, or you can apply for the opening of merchant code, credit card repayment, announcement payment, etc.

Question: Can multiple bank cards transfer money to each other?

Yes, dear. There is no handling fee for mutual transfers, and it will arrive in time.

Q: What's the difference with Alipay?

The differences between UnionPay and Alipay are: 1. Different payment methods. When using UnionPay to make a payment, simply light up the screen of your phone and walk near the POS terminal with the QuickPass logo to complete the payment.

When using Alipay to pay, you need to open the app and show the payment code for the merchant to scan. 2. The supported merchants are different. When you use UnionPay to pay, you must go to the store with the QuickPass logo POS machine to make the purchase.

When using Alipay to pay, you can usually choose any merchant. 3. Networking. When you pay with UnionPass, you don't need to be connected to the Internet.

When using Alipay to pay, you must be connected to the Internet to make a successful payment.

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How does UnionPay work?

What does UnionPay do? How to use it?

Hello dear dear, what does UnionPay do and how to use it: UnionPay is a mobile payment service launched by Alipay, which can use your mobile phone to achieve fast and convenient cardless payment. With UnionPass, you can do the following:

1. Scan: Open the Alipay homepage, click "Scan" in the upper right corner, scan the merchant's collection code, Alipay will automatically identify it, and after entering the amount, you can complete the payment. 2. Receipt and payment

Open the Alipay homepage, click "Receive and pay", enter the amount according to the prompts, generate a collection***, and the merchant can scan it to complete the payment. 3. Face-to-face payment: Open the Alipay homepage, click "face-to-face payment", enter the amount according to the prompts, and both parties can complete the cardless payment or silver payment face-to-face through the mobile phone.

How does UnionPay work?

Under the guidance of the People's Bank of China, China UnionPay and commercial banks, payment institutions and other industry parties jointly developed, built, maintained and operated a mobile payment app.

The UnionPay app supports the binding of all UnionPay cards in China, allowing you to manage up to 15 UnionPay cards at one time. The "Card Management" channel includes closed-loop bank card services, allowing users to complete professional financial services such as card application, inter-bank card transaction management, balance inquiry, bill inquiry, credit card repayment, and bookkeeping in the UnionPay app.

Under the guidance of the People's Bank of China, the UnionPay app is a mobile payment app jointly developed, constructed, maintained and operated by China UnionPay and commercial banks, payment institutions and other industry parties.

The UnionPay app has three core functions: receiving and making payments, enjoying discounts, and card management. UnionPay App, UnionPay Mobile QuickPass, and UnionPay*** Pay are the three major mobile payment products of UnionPay.

UnionPay is a product launched by UnionPay and other commercial banks, allowing cardholders to enjoy convenient, secure and fast bank card services. When using the UnionPay Card, you don't need to "unlock, turn on the screen, open the app" and other steps, you can directly turn on the screen to "swipe your phone" to pay.

Under the guidance of the People's Bank of China, the UnionPay app is a unified mobile payment entrance platform jointly developed, constructed, maintained and operated by commercial banks and UnionPay, bringing together the efforts of all parties in the industry. UnionPay for a penny bus ride is a preferential way launched by the platform to attract customers, and it has a relatively secure payment environment.

As a unified app for the banking industry, the UnionPay app has a powerful inter-bank bank card management service, and currently supports the binding of all UnionPay cards in China, and can manage 15 UnionPay cards at one time. The [Card Management] channel has created a closed-loop bank card service, which allows users to complete professional financial services such as card application, inter-bank card transaction management, balance inquiry, bill inquiry, credit card repayment, and bookkeeping in the UnionPay app.

For details, please check the official website or consult UnionPay customer service!

Under the guidance of the People's Bank of China, China UnionPay and commercial banks, payment institutions and other industry parties jointly developed, constructed, maintained and operated a mobile payment app, which was officially released on December 11, 2017.

UnionPay is a third-party payment software similar to Alipay.

Generally, the POS machine uses UnionPay, which is a payment platform.

Fun brushes can be brushed, no machine is needed, and the unremitting pursuit of the future is the driving force and source of the formation of ideals.

UnionPay is a mobile payment system launched by UnionPay that has some unique advantages as a member of the national team.

1. Transfer function.

Swipe la swipe la to understand that the best function of UnionPay is the transfer function. Since Alipay and WeChat are both bank-based technology financial services, while UnionPay is a descendant of UnionPay, it is very convenient to use UnionPay to transfer money between different banks.

I only use UnionPay for daily small-value transfers, because it is very convenient to use.

2. Query function.

Bank card information query can be said to be another advantage of UnionPay. As long as your bank card is bound to UnionPay, the balance and moving account in the card can be queried, which is undoubtedly a combination of multiple mobile banks, which is difficult for Alipay and WeChat Pay to do.

3. Payment function.

Although UnionPay does not have any financial tools for payment of reserve funds or reserve funds, this allows us to avoid frequent transfers of funds in and out, thus avoiding the occurrence of withdrawal fees.