What is the situation of UnionPay upgrade, and is it necessary to activate UnionPay?

This revision is a concentrated reflection of the continuous optimization of the backend architecture of the UnionPay app. Since its launch, the UnionPay app has always adhered to the development principle of "unified interface standards, unified user identity, and unified user experience", and has continued to optimize user experience and enrich product functions through co-construction and sharing with commercial banks and other industry parties. Taking this revision as an opportunity, the UnionPay app will continue to be optimized and improved according to users' preferences and application development trends, so as to provide users with more secure, convenient and efficient mobile payment services.

According to the payment circle, yesterday, the UnionPay app has been completely revised and upgraded. Compared with the old version, the interface of the new version is more intuitive, clear, and concise. The three most commonly used payment sections, discounts, and card management are clear at a glance, and the user experience is suddenly upgraded to a higher level.

According to a relevant source from UnionPay, the revision is mainly based on the three main reasons for users to choose the "UnionPay App" - payment, discounts, and card management to set up the section content in the app, and re-integrate and classify the original service content into three special channels: collection and payment, discounts, and card management. Compared with the previous ones, the UnionPay app has made the functions that users love and commonly use more prominent through the re-organization of functions and the new presentation of page design, making it easier and faster for users to use.

Hello, it is not recommended to use UnionPay for the following reasons: First of all, UnionPay missed the best promotion period. UnionPay was launched in 2015, at a time when mobile payments were growing rapidly.

But in the two years since its launch, UnionPay has done nothing. Secondly, the features are repetitive and there are not many highlights. If UnionPay has some bright spots, such as those that Alipay and WeChat Pay do not have, and at the same time can just hit the needs of users, it may be helpful for its promotion.

Again, there is a lack of use environment. In Xi Caijun's view, this should be the main reason why UnionPay cannot be promoted.

Summary. Dear, it's a pleasure to serve you, the reason why it is not recommended to use UnionPass: First of all, there are certain problems with the security of UnionPass.

When using UnionPay to make a payment, users need to bind a bank card. However, once the user's bank card information is compromised, the hacker can use UnionPay to steal it. In addition, UnionPay's payment password is relatively simple to set and easy to crack.

Therefore, there are certain risks associated with using UnionPay for payments. <>

Dear, it's a pleasure to serve you, the reason why it is not recommended to use UnionPass: First of all, there are certain problems with the security of UnionPass. When using UnionPay to make payments, users need to bind their bank orange change card.

However, once the user's bank card information is leaked, the hacker can use UnionPay to steal the Yuanye. In addition to this, UnionPay has a relatively simple payment password and is easy to crack. Therefore, there are certain risks associated with using UnionPay for payments.

In addition to security issues, there are also some issues with UnionPass's privacy protection. When using UnionPass, users are required to provide personal information, such as name, ID number, etc. However, UnionPay does not clearly state how to protect users' privacy, and users' personal information may be leaked to a third party.

In addition, UnionPay will also upload users' transaction records to the cloud, which will also pose a certain threat to users' privacy.

UnionPay. Under the guidance of China UnionPay.

Cooperate with commercial banks, payment institutions and other industry parties to jointly develop, build, maintain and operate mobile payment.

UnionPay*** Pay is one of the three major mobile payment products of UnionPay.

Disadvantages of UnionPay:

1. The main disadvantage of opening UnionPay is that there is a risk of theft for small amounts of password-free and visa-free transactions, because you can directly use the POS machine to use non-contact inductive card swiping, so criminals will take advantage of this vulnerability to steal the card. In addition, the daily quota of small-amount password-free visa-free has been increased to 1,000, making payment more convenient and the risk of theft has also increased. Friendship Banquet.

2. UnionPay does not have a wealth management function, the payment amount is directly spent from the bank card, and the receiving amount is also directly deposited into the bank card, so it cannot be like Alipay Yue Bao.

In the same way, it can be used for daily payments and obtain the expected benefits of financial management.

Benefits of activating UnionPay quickPass.

1. Transfer advantages.

As a UnionPay product, UnionPay has obvious advantages in the transfer business.

First of all, UnionPay transfers can be made with the card number and name, and if the other party is also a UnionPay user, you can also transfer money directly through your mobile phone number and name, which can be said to be quite convenient.

Secondly, the UnionPay transfer limit is 50,000 yuan, and all transfers within the limit are free of handling fees, including transfers between different banks.

2. Credit card repayment.

Free of charge. UnionPay supports binding up to 10 UnionPay cards.

Conveniently manage the repayment of multiple credit cards and repay credit cards with UnionPay.

Yes, there is no handling fee.

Alipay and WeChat credit cards have begun to charge handling fees, the charging standard is 1/1000, only Alipay has a basic free limit of 2000 yuan. Therefore, it is relatively cost-effective to repay credit cards with UnionPay.

3. The discount is larger.

UnionPay is still in the promotion period, and there are usually some preferential activities with large consumption discounts during important holidays, which is also a big advantage for Duan Yu Wool Party.

Operating environment: Apple 12, iOS 14, UnionPay.

Summary. I'm glad for your questionBecause UnionPay does not have a wealth management function, the payment amount is directly spent from the bank card, and the receiving amount is also directly deposited into the bank card, so it cannot be used for daily payment and obtain the expected financial benefits like Alipay Yue Bao.

I'm glad for your question, because UnionPay does not have a financial management function, the payment amount is directly spent from the bank card, and the amount of Changpei is also directly deposited into the bank card, so the fingerprint cannot be like Alipay Yue Bao, which can be used for daily payment and get the expected income of financial management.

Extended information: 1. As a new unified mobile portal jointly created by all parties, the unified app "UnionPay" in the banking industry brings together the mobile payment functions and rights and interests of various institutions, and is committed to becoming a mobile payment butler for consumers to save money and worry. Through the UnionPay app, consumers can bind and manage various bank accounts, and use the mobile payment services and preferential rights of various banks.

2. First of all, the UnionPay risk system integrates the cardholder's physical UnionPay card information, mobile device information and other risk rating information to ensure the safety of cardholders in the application and use process. 3. Secondly, based on the characteristics of mobile device networking, UnionPay provides remote management services for UnionPay products, which can remotely manage UnionPay products that may be risky and protect the rights and interests of cardholders.4. Thirdly, in terms of security, UnionPay products apply security technology, improve business processing rules, introduce mechanisms such as risk compensation and advance payment, and provide 72-hour lost card protection services, which can quickly solve the problem of users' capital loss in the event of individual unexpected risk events. Protect the legitimate rights and interests of users.