How many days can Huabei return? Is it okay to be a few days late in Huabei?

Alipay Huabei will return Huabei if it is refunded, and Huabei refund is equivalent to repayment.

1. You can log in to "My** Seller Center" - "After-sales Management Customer Service" - "Refund Management" - "Refund I Applied for Refund I Receive" to check the refund status and processing results.

2. If the refund has been successful, you can log in to Alipay** and click on Huabei Management in other accounts.

3. Check the details of Huabei.

Depending on two factors, the sesame points and Huabei consumption amount sesame points are higher than 750 points, most of them have a quota of 10,000 yuan when they are opened, and the sesame points are 720, 6,000 yuan when they are opened, and they do not make large consumption, Huabei has eaten for a month, and the quota for the second month is adjusted to 10,000 yuan.

1-2 months, wait for the review to pass before giving the opportunity to use Huabei.

After Huabei cannot be used, the specific time to resume use is in the following two situations:

1. Unusable after overdue: If the user is deactivated due to not repaying in time, it can generally be restored after repayment. After repayment, some users will also be unable to use it, so it is recommended to wait until the next billing period to see.

Generally speaking, as soon as the next billing period arrives, Huabei will also return to normal.

2. It cannot be used after cashing out: If the user is deactivated due to cashing out, the general system will give risk control time according to the judgment of the behavior plot, in this case, there is no way to solve it, and it is useless to call customer service.

1. Huabei product features.

1. Buy in the current month and repay in the next month (**Tmall transactions, except for some**travel, recharge, movie tickets and other specific categories, it is repaid next month after confirming the receipt, and repaid next month after placing an order and paying for transactions on other platforms).

2. Free use of consumption quota for shopping (if you use Huabei to purchase in installments, the buyer needs to bear the specified fee according to the rate set by the merchant).

3. Convenient repayment, support Alipay automatic repayment.

2. Repayment.

1. Billing date: This date is the date of issuance of [Huabei], and the bill date of the current month's bill (summary consumption details and expense details) issued on the 1st of each month is fixed and cannot be modified temporarily.

2. Repayment date: This date is the last repayment time agreed in the agreement by [Huabei], if the repayment exceeds this date, a certain overdue fee will be charged, and there will be a negative record of overdue.

3. The bill date of Huabei is the 1st of each month, and the repayment date is the 9th or 10th of each month, please refer to the page prompts.

3. Overdue fees.

Overdue fee = overdue amount * number of overdue days, where overdue amount * rounded to the nearest cent (it is recommended to repay the loan on time to avoid bad records affecting credit).

Huabei generally has a 3-day grace period for repayment, and if you can't repay the loan before the repayment date, it will not be counted as overdue if you pay it off within the 3-day grace period.

If it is overdue, then one week overdue, your Huabei will be temporarily frozen and unusable, and you can only continue to use it in the next billing month after you pay off the debt.

As of November 6, 2020, Huabei can postpone repayment, and the specific operation method is as follows:

1. After opening the Alipay page first, click to open Huabei, as shown in the figure below

2. After opening Huabei, click Repay Now, as shown in the figure below

3. Then you can see that there is a deferred repayment on this page, as shown in the figure below

Fourth, it can be seen that the deferred repayment can delay the repayment of Huabei for up to one month, as shown in the figure below

5. It should be noted that after the deferred repayment, you can't pay it in installments, and you have to pay off the money owed and the 10 yuan handling fee for the extension at one time after a month, as shown in the figure below

Yes, but it can't be more than 10 days late, after which it will be automatically deducted from your bound bank card for repayment, and at the same time, Huabei's reputation will decline.

It's okay.

Huabei generally has a 3-day grace period for repayment, and if you can't pay off the loan before the repayment date, it will not be counted as overdue if you pay it off within the 3-day grace period.

Yes, but there will be a late fee or something, so if you don't owe much, pay it back as soon as possible.

You have to repay it on the day of repayment, otherwise it will be overdue, and you will be on the credit report!

Huabei can be late, but it needs to pay interest, and it is rising day by day.

Yes, but there will be a fee.

Huabei is paid off after it is overdue, if the buried rock user is only occasionally overdue, and there is no Huabei overdue record before, after paying off the arrears, it can be resumed immediately at the earliest, and the qualification for use will be restored in about a week to a month. However, users are often overdue, or there are already a large number of overdue records in Sesame Credit, and at this time, the arrears are paid off, and the recovery time of Huabei cannot be determined. The system does not evaluate the Huabei account from time to time, and only when the system evaluates Huabei and believes that the user meets the conditions for using Huabei, can Huabei resume use.

Huaji Brother Bei is Alipay's credit consumption tool, similar to the bank's credit card, it is based on sesame credit, as long as the sesame credit meets the requirements, Alipay will open Huabei for users, although the initial limit will be relatively low, but after a period of use, the amount will also rise.

Under normal circumstances, if Huabei is overdue within 7 days, you can still use Huabei to pay normally, as long as Huabei's arrears are paid off within 7 days, credit will not be affected too much. If Huabei is overdue for more than 7 days but not more than a month, then Alipay will suspend the use of Huabei.

If Huabei's bill can be paid off in time within one month of the overdue period, then it is still possible for Huabei to return to normal functions, but the amount of Huabei may be reduced, and at the same time, Sesame Credit will also be reduced. For Alipay, the user's Huabei overdue time of one month to three months is relatively serious, once this situation occurs, Huabei will definitely be restricted from use, during this period, it is not possible to use Huabei to pay normally. As for paying off the Huabei bill after the deadline, whether Huabei can be restored depends on the actual situation of the user.

If the user only occasionally has such an overdue, and the personal credit and repayment ability are relatively strong, then maybe Alipay will restore the Huabei function for everyone. However, if before this, the user often has overdue Huabei, and the system believes that the user's repayment ability is relatively weak after analyzing the user's shopping ability, financial balance, transfer records and other data, then the system may directly turn off the function after the user pays off the Huabei bill.

Overdue for more than three months, this is quite serious, whether it is Alipay or other financial institutions, users may be blacklisted at any time, once blacklisted by Alipay, at this time your Huabei can only repay and can not consume, and when you pay off the bill of Huabei, Alipay must directly close the function of Huabei. As for when Huabei will be restored after it is closed, there is no fixed standard for this, and at the same time, your sesame credit may also drop between 100 and 300 points.

If the repayment is overdue, and the overdue time is long, then after the full repayment, the amount that may be restored is not the amount that has been repaid, because the system has lowered your total quota. Therefore, it is important to maintain a good credit history and consumption record to use Huabei for a long time.