How can a salaryman save money for a car?

If you want to buy a car at a low price, then you can choose to take out a loan to buy a car, and then use your salary to repay the loan every month, I think this method is very feasible, one to let you have your own car, and the other can also make you have a little pressure, you can use the money in the right place every month, killing two birds with one stone.

However, if you want to buy a car at a high price, I think you should save your own money, make reasonable use of it, make reasonable arrangements, and then after the necessary expenses every month, I think you can stipulate how much money you have to put in the bank in a month and wait until you have saved enough, you can buy a car. <>

I think this method is the best, neither have to bear the pressure of repayment, but also don't have to worry, so that the car you buy back is your own, this is the most perfect method.

Therefore, if you want to buy a car, you need to work hard, work hard to earn money, and work hard to live. In this way, you can buy the car you want with your own efforts.

How can salaried people save money to buy a car, I think it mainly depends on what price you want to buy a car, and it also depends on how much your own income is, if you want to buy a car The price is not high, about 100,000 yuan, you can usually buy it by taking out a loan, because you can buy it by taking out a loan, you can pay 20% of the down payment, and you can buy the vehicle. <>

And then repay the loan through two to three years of monthly payment, this way usually only needs to prepare about 30,000 yuan to 40,000 yuan in cash, with the current income level, salaried people have no problem saving about 2,000 yuan a month, so that a year down is 24,000 yuan, that is about a year and a half, you can complete the accumulation of the down payment, so you may ask 20% should not be 20,000?

Why save 30,000 to 40,000 dollars? Because this involves purchase tax, as well as car insurance and other related expenses, so you have to prepare about 20,000 yuan more, of course, if you feel that you want to drive a car earlier, then you can also pay the purchase tax, loan service fee and car insurance by swiping your credit card.

But there is a problem with this method, that is, the repayment period is usually only one month, so if you can earn this money in less than a month, then you can choose to use a credit card to pay the purchase tax, loan service fee and car insurance costs, if you can't have 20,000 yuan in a month, then it is better to accumulate for a while before buying a car.

If you want to pay less interest or you feel that you have enough ability to repay, you can choose a one-year or 18-month loan term, because many car manufacturers give consumers preferential treatment through interest discounts, so the loan car can usually be interest-free for a one-year or 18-month term.

Buy** or deposit it every month. Buy** refers to a fixed amount of money to buy every month. The bank can consult at the counter, and I wish you to save money as soon as possible and buy your favorite car.

It's not that you can't afford it in your lifetime, but you can't afford it in ten lifetimes, and the only way out is to start your own business.

Otherwise, I would have thought about it.

LZ, think about it, I wish you a car soon! ~

First of all, determine at which price the car you want to buy and whether you want to pay in installments. Then there's how soon you plan to buy a car. The most important thing is how much 5000 can be left every month.

Auto consumer loan is a new type of loan guaranteed by banks to car buyers who purchase cars at their authorized dealers. Loan to buy a car refers to the loan issued by the lender to the borrower who applies to buy a car, which is actually borrowing money from a financial institution to buy a car, but the financial institution requires the car buyer to pay a certain percentage of the down payment and provide proof of repayment ability, no bad credit history, and must meet the requirements of the financial institution to apply for a loan to buy a car.

There's a better suggestion. Buy a pair of chess. There are 2 carts that also give you two horses.

Buying a bike is enough and environmentally friendly.

1.If you are a worker, you must have to use this money, so in many cases, I feel that this money is still relatively nervous, so in many cases, I think everyone thinks differently. If you have the time to feel that it is okay to live every day, and then every month is a monthly salary, then you can choose a better one, you can order takeout every day, you can change to eat every day, but if you want to save money, then you can choose to do it yourself, or you can choose some simpler fast food restaurants, which will be cheaper!

2.It's like if you want to save money to buy a car, buy a house, or buy something you want, or simply save money, then this living expenses, you can occupy a job at most 1 3, with your other life If it is a package of food, if it is a package, then you can do this thing without expenses, but if you just sell it blindly, then your salary is 1 3, I think it's okay, but if you want to eat and live, Then this salary must only need to use 1 4, and then the accommodation fee will cost 1 4, and then the remaining half, you have other repairs. And then you don't have much left.

3.So in this kind of life, if you want to save money, it's still very difficult, so in many things, I think your monthly working meal, you can follow your own situation, sometimes we can improve our lives, but usually, we can eat a little simpler, sometimes we don't need big fish and meat every day, sometimes we still need meat and vegetables, and you can eat simpler when you are speechless. And then sometimes you can improve your life a little, and this money will save a lot of scum, because if you save a little bit a day, if you save a little bit a day, then this money will slowly be saved, and it will be more.

I hope I can help you, I wish you a happy life and a happy day!

Look at the funds in hand, if you are sufficient, you can pay in full, if you are insufficient, it is recommended to take out a loan to buy a car.

It is cost-effective to buy a car and choose the right one for you, and if you want to get the best discount, you have to look at the car more for comparison.

It is possible to take out a loan to buy a car.

Conditions for applying for a car loan:

The car buyer must be at least 18 years old and a Chinese citizen with full capacity for civil conduct;

Car buyers must have a stable occupation and a relatively stable economic income or have assets that are easy to liquidate, so that they can repay the principal and interest of the loan on time. The assets that are easy to realise here generally refer to valuable** and gold and silver products;

During the loan application period, the car buyer deposits a deposit less than the down payment required by the bank in the account of the bank's savings counter;

Provide a bank-approved guarantee to the bank. If the buyer's personal account is not local, a joint and several liability guarantee should also be provided, and the bank will not accept the mortgage set by the car buyer to purchase the vehicle with a loan;

The car buyer is willing to accept such other conditions as the bank deems necessary.

You can go to the Dandan platform, and I heard that it's good.

Now many people like to drive their own travel, travel needs a good car, if there is no good car, then in the process of self-driving travel there will be some tire puncture, car breakdown and other problems, so that the process of their self-driving travel will not get a complete end, and there will not be a perfect end, first of all, we must calculate the range of money to buy a car, in the purchase of a car with better performance, but also have a sunroof vehicle.

If you have just graduated, you will not have too much savings if you don't have the help of your family, so you need to consider the range of buying a car, choose a car suitable for self-driving travel, now many vehicles are reduced a lot because of the release of other new vehicles, as far as you just graduate, you should buy a vehicle with a high horsepower chassis, in case you have to climb some mountain roads in the process of self-driving travel, and the trunk of the car you buy should be big enough, because there are a lot of things to prepare for self-driving travel, and you don't know the fixed time, Therefore, if you want to travel by car, you can buy a FAW Toyota, if it is an off-road vehicle type, such a car can fully meet the requirements of self-driving travel. If you just want to go to some more famous tourist attractions, you can also buy a GAC Toyota, these are better vehicles, but the chassis of this car is not so high, you can only take some roads, you can not go to some low-lying places, you can also buy a Guangzhou Audi, this car is also good, the car of the self-driving tour should have a panoramic sunroof, you can see the scenery and scenery along the way when you travel by car.

There are many vehicles that can be used for self-driving tours, but there are some cars whose performance is not good, and the quality of some cars is not good, and the tires are easy to wear out, because the engine stalls in the process of climbing, therefore, it is necessary to choose a good vehicle for self-driving travel.

Personal suggestion, you can take a look at the old square head Jetta around 2012. Although this car is old, the driving quality is not bad at all, the trunk is also large, and it is convenient to load some luggage. The most important thing is that this car really doesn't pick oil!

To put it mildly, as long as you don't add diesel, this car can run! In addition, from the point of view of maintenance, this old Jetta has enough accessories on the market, and there are few auto mechanics who will not repair it, so even if this car is broken, it is not difficult to repair.

The most important point is that you buy a second-hand old Jetta, drive this road trip, clean up the appearance, and then sell it, basically you can't lose much money. When the time comes, buy a Fit for daily transportation, how reliable!