I would like to ask. What about Sesame Credit? Can it be improved? I ve been using it for a few mont

How to improve your Sesame Credit Score.

Improvement method: 1. Mostly shop and consume on Ali e-commerce platforms such as Tmall, **, and Juhuasuan. Of course, online shopping is also particular, don't always look for some bargains, but also buy more home appliances, fitness equipment, handicrafts and other large goods.

2. Use the Alipay credit card repayment function more often and repay the loan in time. At present, Sesame Credit is not connected to the personal credit reporting system of the central bank, and its credit history is mainly past credit account repayment records and credit account history. Since there is no personal loan record, credit card repayment history is particularly important.

3. Use Alipay to transfer money. The network between Alipay users is based on money such as transfer and payment, and if you often maintain a large amount of relationship with your friends, then the credit score will be much higher.

4. Buy more wealth management products on Alipay. At present, Alipay not only has Yue Bao, but also access to Zhaocaibao, the larger the amount of money invested by the user, the more frequent the frequency, and the higher the score.

5. Multi-application of life services provided on Alipay. Such as water, electricity and gas payment, rental information, hotel air ticket booking and other functions.

6. Make more loving donations. At present, there is an entrance to Alipay for love donations, if you donate often, no matter how much the amount is, the accumulated credit will naturally be higher than that of those who do not donate.

Using Alipay to repay credit cards and transfer money can improve Sesame Credit.

In the fortieth round, Mrs. Cai proposed to present Jingzhou Zhuge Liang to burn Xinye.

If you want to increase the sesame score, there are several ways to do it:

1.Improve Sesame Credit Information. The personal information in Sesame Credit contains the user's basic information, credit consumption, and asset status, and only by filling in all these specific information can the system deepen its understanding of you, and the information provided can judge your credit status, which is conducive to improving Sesame Score.

2.Alipay is mostly bound to bank cards and credit cards. In ordinary consumption, use Alipay more, and the capital flow of bank cards can increase the user's account flow.

When repaying by credit card, Alipay is also used to repay the credit card. In this way, a good repayment record and an increased account turnover are conducive to improving the sesame score.

3.Use the Alipay transfer function or buy some investment and wealth management products, and you can also make some public welfare donations.

Extended information: What can Sesame Credit 650 do, and what is Sesame Credit 650 used for?

1. You can open a borrowing, and Alipay can use the borrowing to make a small loan. If the Sesame Credit score is not less than 600, if the user meets the conditions, he only needs to upgrade his Alipay wallet to the latest version, and the "Borrow" function can be used in the "Wealth" column of the Alipay wallet.

2. Borrowing is a consumer credit product of Ant Micro Loan, users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans, and users can apply for a loan of up to 50,000 yuan according to the score, and the amount applied for can be transferred to the balance of Alipay. The maximum repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

3. Although it is convenient and fast to use Alipay to "borrow" a loan, its interest rate is relatively not low, so remember to overdraft within your ability to avoid exceeding your repayment ability and causing adverse effects on personal credit.

1.Credit lending, credit consumption.

The higher the Sesame Credit Score, the more privileges you have, such as you can open Ant Huabei (a payment method), Ant Borrow, and a Tmall function to drive a new car.

2.Credit riding.

In this world of shared bicycles, you can achieve no deposit, no card, and direct scanning code riding, including ofo small yellow bike, Yongan public bicycle, small blue bike, Youbai bike, and wind breaking riding.

3.Rent a car on credit.

No deposit is required for renting a car. Including Shenzhou Car Rental, eHi Car Rental, Avis Car Rental, and Panda Car Rental.

4.Convenient transportation. Pass first through the expressway, and enjoy the first payment after taking the bus.

5.Basic Communication Services Benefits.

There is no need to pre-deposit a mobile phone card, and it is easy to buy a contract machine.

6.Credit borrowing and repayment.

There is a credit deposit free to rent items. Rental types include: power banks, umbrellas, books, clothing, digital, toys, and overseas wifi.

7.Credit**.

Good credit, sell second-hand mobile phones, digital enjoyment first get money. **Intermediaries include: love**, valuation**, have to sell**.

8.Travel accommodations.

Stay-in-own-pay deposit is free, and you can choose a homestay hotel.

9.Rent on credit.

Operating environment: iqooneo3 Alipay.

There will indeed be such a statement, because after the sesame credit score is 700, it already means that the credit is extremely good, and the space for ** at this time will be much smaller.

With the continuous popularity of Sesame Credit, more and more people have begun to pay attention to their Sesame Credit score. Sesame Credit Score was just a score to evaluate personal credit standards at the beginning, and was later promoted by Alipay, and now many apps will draw on Sesame Credit Score to evaluate a user's credit level, which is why so many people have begun to pay attention to Sesame Credit Score.

A Sesame Credit score of 700 is already very high.

There are many levels of Sesame Credit Score, and a score of 700 is already excellent. Some people may have a high initial score of Sesame Credit, so it can easily grow to hundreds of points. However, with the further improvement of the sesame credit score, the requirements for the highest margin will become higher and higher.

Even if some people have very good sesame credit, they can't keep up with their consumption level, so they can't continue to increase their scores. <>

Sesame Credit Score is related to an individual's spending level.

In the early stage of Sesame Credit, there are no high requirements for consumption. However, after a certain level, the requirements for the amount and frequency of consumption will become higher and higher。Many users do not have such a high spending power, so their sesame credit score is around 700 points all year round, and some people will be stuck at 698 points, and 698 to 720 points are more difficult hurdles.

You can increase your Sesame Credit score by spending.

As I mentioned above, the main reason why many people do not improve their Sesame Credit score is because they have too little spending behavior. You can make purchases through apps that participate in Alipay-linked, such as ** shopping and Xianyu shopping that we often mention. This method can significantly improve a person's spending power, and the athlete can improve a person's sesame credit score.

Finally, while it is true that the Sesame Credit score is useful, there is no need to raise it for the sake of improving.

This is indeed true, because if you grow to 700 points, that's a very high height, naturally, it's hard for him to go up again, but with 700 points, a lot of things can be done.

This is not true. In normal times, if you use Alipay for a longer time and have a better reputation, the reputation of Sesame will still rise.

Yes, if the credit score is relatively low, it will rise very quickly, but if it reaches 70%, it will not rise very fast, and it will become very slow.

1. According to the classification of Sesame Credit Score, 700 points belong to a line of excellent credit. It is easy to achieve in the case that we do not owe money, do not overdue, and use Alipay normally.

2. Supplementary information: In Alipay, users should fill in all the information that can be filled in as much as possible. Such as binding savings cards, provident fund, vehicle information, occupation information and other aspects.

If you are a current student, you can submit a certificate of enrollment and fill in the professional information. In short, it is to let Alipay understand you better.

3. Pay for Alipay's life services. Now Alipay has been connected to many living payment items, such as water bills, electricity bills, gas bills, ** fees, etc., which greatly facilitates people's lives. Therefore, as users, we can use Alipay to pay as much as possible.

It is very important for Alipay to think that you are a person with a stable life, which is very important for our credit improvement.

4. Borrow Huabei to repay the loan on time. The launch of borrowing and Huabei has greatly facilitated users' consumption and borrowing. However, you must not forget to repay, only by repaying on time, Alipay will think that you are a trustworthy person.

5. Shop more on Tmall and ** platforms. Sesame Credit will take the user's shopping information as an important data for credit evaluation**, therefore, users who often shop on platforms such as ** and Tmall will have great benefits for the improvement of Sesame Credit score.

Extended Materials. 1. Sesame Credit is an independent third-party credit bureau under Ant Financial, which objectively presents an individual's credit status through cloud computing, machine learning and other technologies, and has provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.

2. By analyzing a large number of online transactions and behavior data, "Sesame Credit" can conduct credit evaluation on users, which can help Internet financial enterprises make conclusions about users' willingness and ability to repay, and then provide users with fast credit and cash installment services.

3. In essence, "Sesame Credit" is a set of credit information system, which collects data from the financial system and fully analyzes the user's behavior records on platforms such as ** and Alipay.

As Sesame Credit has an increasing impact on everyone, many people have begun to pay attention to their scores. However, some people find it difficult for their sesame credit score to rise above 700. So, why is it difficult for Sesame Credit to rise above 700?

Generally speaking, a sesame score of 700 or more is considered to be an excellent credit. Therefore, it will naturally be much more difficult to improve the score than before. It is understood that the sesame points are determined according to the actual situation of the user, if you want to have a more obvious increase above 700, then you need to make yourself a relatively large progress.

1. Take the initiative to provide your detailed personal information, including your work unit, job position, etc., and you can also use Alipay to bind your social security account, provident fund account, etc.

2. Many people ignore the social function of Alipay. In fact, you can add more contacts on your Alipay. If Sesame Cent can understand not only us, but also the people around us, then it will also give us more trust.

3. Hard work and study are important measures to improve sesame scores. For people with a sesame credit score of more than 700, online shopping and electronic payment are no longer of much use for raising the limit. If you can improve your income, position, and education, then you will have a big promotion.