The owner of the car and the repayer are not the same person, who does the car belong to?

Updated on amusement 2024-06-05
15 answers
  1. Anonymous users2024-02-11

    In a legal sense, the owner of the vehicle and the repayer are not the same person, and the vehicle belongs to the driving license and the motor vehicle registration certificate.

    The name on the owner, that is, the name on the driving license registration book, is the owner of the car.

  2. Anonymous users2024-02-10

    Of course, the car belongs to the owner, there is nothing to doubt about it. The car belongs to whoever the vehicle is registered in. As for the repayer and the owner of the vehicle are two different concepts, although most people buy a car to repay the loan by themselves, and the owner is the same person, but if the father or mother buys a car for the child or other relatives to buy you a car, then the owner and the repayer are not the same person, although the repayer repays the loan, but the car is still the owner's.

  3. Anonymous users2024-02-09

    1.If the owner of the car and the repayer are not the same person, then the car belongs to the owner. Because his name is written in it. The driving license is all in his name.

  4. Anonymous users2024-02-08

    Hello, of course it's still the owner's. The repayer is only entrusted by him to repay the loan, unless the car owner transfers the car to the repayer, but the car owner needs to transfer the power of attorney.

  5. Anonymous users2024-02-07

    The owner of the car and the repayer are not the same person, and the car belongs to the owner. Because the registered name and ID card of the car belong to the owner, it is the owner's.

  6. Anonymous users2024-02-06

    If a dispute arises, it can be sued to the court, which will adjudicate it.

    The key here is: whether the payer can produce the proof of full payment, and if he can take it out and claim ownership of the car, it can be supported by the court.

  7. Anonymous users2024-02-05

    This depends on whether your loan has been paid off, if not, it is the bank's, if it has been paid off, it is the owner's, and the green car is who's.

  8. Anonymous users2024-02-04

    Whose name is registered on the motor vehicle registration certificate of the vehicle is the owner of the vehicle.

  9. Anonymous users2024-02-03

    In fact, the owner of the car and the loan applicant may not be the same person, but if it is not an immediate family member, it will not be approved, and it must be mortgaged.

    The owner of the car and the loan applicant can not be the same person, but if it is not an immediate family member, it will not be approved, and it must be mortgaged, and there is a huge risk in the guarantee between friends, so you can only find a financial company to bear high interest.

    Applicants are required to apply for a car loan. After being optimistic about the vehicle to be purchased, you need to fill in the application form for automobile consumer loan and the credit status questionnaire, and submit it to the lending bank together with the relevant proof of personal situation.

    After receiving the application, the bank will conduct a pre-loan investigation and approval of the applicant. After the review is passed, the bank will notify the borrower to fill in various **, as well as the loan contract, guarantee contract, mortgage contract, and go through the mortgage registration and insurance procedures. Eventually, the bank disburses the loan.

    The borrower gives the down payment to the car dealer and picks up the car with the passbook and the bill of lading issued by the bank.

  10. Anonymous users2024-02-02

    To buy a car, the mortgage and the owner of the car must be the same person, that is, the main borrower must be the same person. A car loan is a loan issued by a lender to a borrower who applies to purchase a car, also known as a car mortgage. Loan Target:

    The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct. Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.

    Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car. Loan Term:

    The term of a consumer loan is generally 1-3 years, and the longest is not more than 5 years. Loan interest rate: Uniformly set by the People's Bank of China.

    Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal). The auto finance or guarantee company is the one in the text - a third party with sufficient solvency acts as a guarantor to repay the principal and interest of the loan and bear joint and several liability.

    Housing mortgage is a personal housing loan business in which the buyer uses the purchased house as collateral and the real estate enterprise of the purchased house provides a phased guarantee.

  11. Anonymous users2024-02-01

    Summary. The criterion for judging who the car belongs to is mainly whose name the car registration falls into. Generally, the name on the lender and the license is the name when the car is registered.

    That is, legally, the car belongs to the lender. For lenders who don't get their hands on the car, there can be a lot of problems; 1. Be responsible for repayment, and if you don't repay, you will be liable for default, and your credit rating will be reduced. It will be difficult to get a loan in the future.

    2. If the car violates the rules, causes an accident, or even a major accident, the owner will be held responsible. 3. Assuming that the car is sold by the actual occupant, or hidden, the lender shall bear all the repayment obligations. It is advisable to deal with the problem, or transfer the ownership to the possessor's name, the possessor pays, or the lender takes direct possession of the car.

    The car is my name, the loan is repaid by someone else, who will the car belong to in the end?

    The criterion for judging who the car belongs to is mainly whose name the car registration falls into. Generally, the name on the lender and the license is the name when the car is registered. That is, legally, the car belongs to the lender.

    For lenders who don't get their hands on the car, there can be a lot of problems; 1. Be responsible for repayment, and if you don't repay, you will be liable for default, and your credit rating will be reduced. It will be difficult to get a loan in the future. 2. If the car violates the rules, causes an accident, or even a major accident, the owner will be held responsible.

    3. Assuming that the car is sold by the actual occupant, or hidden, the lender shall bear all the repayment obligations. It is advisable to deal with the problem, or transfer the ownership to the possessor's name, the possessor pays, or the lender takes direct possession of the car.

    If the vehicle is in the name of the party, the vehicle is owned by the party, and the party can dispose of the vehicle in accordance with the law. Relevant legal provisions: Article 71 of the General Principles of the Civil Law of the People's Republic of China Property ownership refers to the right of the owner to possess, use, benefit from and dispose of his property in accordance with the law.

    It's yours to own.

    The car is my name, others have been driving, and the loan is repaid by someone else, and the car belongs to whomever the car lasts.

    The right to use it is still yours, as long as the name is yours.

    Then I can buy and sell vehicles.

    You can buy and sell cars, but if you pay for your friend's money, if you have to pay off his money, you can still do that. Buying and selling vehicles.

  12. Anonymous users2024-01-31

    The car loan payer and the car owner must be the same person. The car loan repayer and the car owner are not the same person, so in order to avoid disputes, the lending institution requires the car loan repayer and the car owner to be the same person.

    The owner of the car has the right to use the car, and after the loan is repaid, the owner of the car enjoys the ownership of the car, in case the relationship between the car owner and the car loan repayer breaks down, disputes will inevitably arise. When there is a dispute between the car owner and the car loan repayer, it will affect the lending institution and cause unnecessary trouble.

    In order to reduce unnecessary hassles, the lender requires that the car loan repayer and the car owner must be the same person. If the car loan repayer and the car owner are husband and wife, once the relationship between the two parties breaks down, there will be more disputes, not only involving car ownership disputes, debt disputes, but also property division disputes.

    In order to ensure that the interests of the car loan repayer are not infringed, you should ensure that the car loan repayer and the car owner are the same person. If the spouse requests a signature, he or she can go to the property notary office and add the spouse's name to the motor vehicle registration certificate.

    The term of a car loan is generally 3 years, and the maximum is not more than 5 years. If the car loan is secured by pledge, the maximum loan amount shall not exceed 80% of the car**. If the car loan is handled by mortgage, the maximum loan amount shall not exceed 70% of the car**.

  13. Anonymous users2024-01-30

    The car loan and the owner of the car must be the same person, because if they are not the same person, there may be a situation where the payment may be cut off or someone else's car may be mortgaged. Only if the car owner and the lender are the same person, the lending risk of the lending institution will be much reduced. If the lender does not repay the loan on time, then the loan vehicle can be disposed of in accordance with the contract.

    In addition, if the car loan is overdue, the overdue record will be uploaded to the credit information of the People's Bank of China, which will have a negative impact on the personal credit record.

    This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

  14. Anonymous users2024-01-29

    Hello, can not be alone.

  15. Anonymous users2024-01-28

    Summary. Hello, what you are raising is about the dispute over the vehicle, vehicle number plate sales contract, capital exchange, vehicle use disposal, etc., including but not limited to second-hand car sales, vehicle mortgage, one car two sales, borrowing a name to buy a car, renting ** and other situations, which generally involve vehicle quality disputes, vehicle holding disputes, vehicle sales contract disputes, car loan disputes, vehicle transfer and other aspects. Depending on the circumstances of the case, the impact on the outcome will also vary.

    Hello, what you are raising is about the vehicle, vehicle number plate sales contract, funds to the old judgment of spring, vehicle use disposal, etc., including but not limited to second-hand car sales, vehicle mortgage, one car and two servants, borrowed name to buy a car, rent ** and other issues, generally involving vehicle quality disputes, vehicle holding disputes, vehicle sales contract disputes, car loan disputes, car rush vehicle transfer and other aspects. Depending on the circumstances of the case, the impact on the outcome will also vary.

    Who owns the used car.

    Under normal circumstances, disputes in the process of vehicle sales and purchase can be handled through negotiation between the two parties, and after reaching an agreement, the agreement is signed, and if the negotiation fails, the complaint will be directly filed with the consumer association and the industrial and commercial management department, and the complaint can also be prepared to file a lawsuit with the court.

    I just want to know if I have a loan and the owner is not my car, can the car belong to me.

    Belong to the car buyer. I also paid the loan to the head of the household, and if he didn't pay back the car, would it belong to him?

    You can sue the other party to pay back the money.

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