How to buy insurance online, how to buy insurance online?

<><3. Click "Products" below in the insurance service.

4. Select an insurance service that needs to be insured, and click to enter.

5. Fill in the relevant information of the policyholder, and click "I want to apply for insurance" below after filling in.

First of all, we need to determine whether the sales channel is legitimate before purchasing. Generally, there are three main ways to buy online insurance: insurance company**Guan Wang, third-party consignment platform, **link**.

The information and procedures may vary depending on the type of insurance you have purchased, so you can provide the information according to your needs when applying for insurance.

Friends who are worried about the insecurity of online insurance can take a look: "Is it safe to buy insurance online? Daddy teaches you "lightning protection".

How to buy online insurance is reliable? Mainly formal channel selection:

1.Insurance company ** official wang2.Third-party consignment platforms

Online ** person linkFinally, Daddy mentioned here that whether it is an online purchase or an offline purchase, whether there is a professional explanation, you have to take some time to read the terms of the product, so that you have a bottom in your heart.

Take the good medical insurance on Alipay as an example, more than 2,000 copies are sold in a year. In short, buying insurance online has become a craze, and many people even apply for insurance without looking at the details, which leads to a lot of problems later. Is it reliable to buy insurance online?

What is the difference between online and offline insurance? Today, let's talk about what are the channels for buying insurance online?

1. Insurance company online**

Insurance companies such as Ping An of China, Chinese Life, and Pacific Insurance have their own online ** in addition to offline outlets.

If you find your favorite product, you can place an order by yourself, and then find customer service to make a claim. However, some online ** can only go to offline outlets to buy.

2. Insurance brokerage platform

The insurance brokerage platform can provide suitable insurance solutions for the insured and answer some questions about insurance products, such as the terms and conditions of the product, the content of protection, etc.

Insurance brokerage companies have professional insurance brokers to improve one-to-one service, from consultation to matching plans to later claims, there are brokers to provide full service, which is indeed a lot of savings.

So far, the insurance brokerage platform is also a popular and popular channel for the public. But then again, you also need to choose a good insurance brokerage company to apply for insurance! Which is the best top 10 insurance brokerage company?

3. Channel e-commerce platformYou can understand it as **, insurance companies can put their products on the platform for sale, and the products sold on them are generally not high, to[Good Medical Insurance] medical insurance on AlipayFor example, the low price attracted many people to buy it, and more than 2,000 copies were sold in a year.

It is very convenient to buy insurance online, you can choose the type of insurance you need online, but the most important thing is to look at the terms and conditions, it is important to suit yourself.

People have different risks and liabilities at different stages, so the insurance purchased at different stages is different.

General suggestion: children's insurance budget does not exceed the adult, buy insurance for children, 1-18 years old can buy critical illness insurance and accident insurance, the most important is basic medical insurance; People between the ages of 20 and 30 can purchase accident insurance and consumer critical illness insurance.

If conditions permit, you can supplement the medical insurance appropriately.

Ask me more.

For example, if you can pay for an insurance policy for 30 years, don't pay it for 20 years. Although it may seem that the total premium for 30 years is more than that for 20 years, after all, the 30-year instalment of each premium is less, the natural leverage is higher, and taking into account the inflation factor, it is often more cost-effective.

Therefore, the longer the premium payment cycle, the greater the actual leverage, and the lump sum payment of all premiums at one time tends to be the smallest. Of course, the one-time single sales commission is also quite high.

Within the range of affordable premiums, priority is given to transferring risks with high probability to insurance companies.

Many families buy whole life insurance that pays for death, but there is no medical reimbursement or critical illness insurance.

After all, before the average life expectancy in China, the probability of serious illness is much higher than the probability of death. Of course, whole life insurance does have a high sales commission, so many people are recommended.

Promote social justice, highlight legal values, maintain personal dignity, I am very happy to serve you, if you have any questions, come to the platform for consultation I wish you all the best! Have fun!

Set the amount of insurance first, look at the premium: the meaning of insurance is to avoid risks, if you are only greedy for cheap, choose a small amount of insurance, after encountering risks, insurance can not solve the urgent need, so you should choose enough insurance amount according to your own situation.

1. Offline purchase: Go to the offline business outlets of the insurance company, or choose the appropriate insurance purchase through the offline ** person.

Unlike offline, there is no professional guidance for online insurance, and you can only operate it yourself.

1.Select the platform you want to buyConsumers need to understand the characteristics of each sales platform before purchasing, and choose the platform that they feel is suitable and convenient to buy.

At the same time, it is also necessary to know in advance whether the platform is safe and reliable.

2.Learn about the terms and conditions of the product's warrantyOnce you know what type of insurance you need to buy, it's time to look for the right product on the sales platform.

3.Fill in the relevant information4.Complete the payment through the health notificationAfter submitting your personal information, the contents of the health notice will be displayed, and you will need to tell us truthfully.

If the health notice is okay, click on "All No" or something similar, and the next step may be different depending on the product.

It is usually necessary to read the relevant terms and conditions, and fill in the account number or detailed personal information for payment.

5.After the insurance is completed, the authenticity of the insurance policy will be verifiedWe can log in to the official ** and enter the insurance policy number to check the authenticity or falsehood.

The process of buying insurance online is as follows:

1. First of all, be clear about your needs, clarify the type of insurance you need to buy, and then choose the company you want to insure.

2. You can use the third-party insurance product sales platform to find the products that need to be insured or contact the insurance broker, inform the demand, and then run the purchase.

4. After completing the application, an online electronic policy will be generated, and the policyholder should carefully check the electronic policy.

1.Buy on the official ** of the insurance company: Take Chinese Life as an example, you can search for Chinese Life directly on the search engine. After entering the official Qiaoxian Hong**, enter the product center from the navigation bar and select the insurance product you need to purchase;

4.Buy on Alipay, enter Ant Insurance in mine, and select insurance products to buy;

5.Purchase on the insurance filial piety brokerage platform, such as the public account of the insurance brokerage platform generally provides strict insurance selection and other entrances, and select the insurance products you need to purchase for insurance after entering;

6.Purchase in the insurance company's official account. Take Ping An Insurance as an example, after entering the official account of Ping An Insurance, find Buy Insurance in the menu bar. After clicking, select the more popular product to enter, and you can choose the insurance product you need to buy for insurance;

7.You can contact the insurance broker to purchase, inform your guarantee needs and premium budget, refer to the insurance plan provided by the insurance broker, select the insurance product you need to insure, and the insurance broker will send the insurance link, click to enter the insurance.

Operating environment: Mobile phone model: Huawei P40

System Version:

The process of buying insurance online:

1. Clarify the type of insurance that needs to be ordered, such as whether you want to buy critical illness insurance, accident insurance, life insurance, medical insurance, etc., understand the protection content of the insurance, such as the amount of insurance, insurance period, coverage coverage, etc., and then select the company you want to buy insurance;

2. Choose the method of purchasing insurance according to the requirements, and generally buy insurance online in the form of: insurance company official, sales, or third-party platforms, such as Alipay, WeChat, etc.;

3. When you enter the insurance to be purchased, fill in the corresponding personal materials in accordance with the regulations, and then submit and pay the premium in accordance with the steps to successfully purchase insurance, it is recommended that the insurance must be purchased within the budget, and the annual premium generally does not exceed 10% of the annual income;

4. After purchasing insurance, it will be converted into an online electronic policy, and the insured should carefully test the electronic policy, understand the subsequent policy preservation, claim settlement and other processes, and understand the exclusion part of the contract, which insurance and which are not, so as to avoid claims disputes in the future.

<><3. Click "Products" below in the insurance service.

4. Select an insurance service that needs to be insured, and click to enter.

5. Fill in the relevant information of the policyholder, and click "I want to apply for insurance" below after filling in.

1.Buy on the official website of the insurance company: Take Chinese Life as an example, you can directly search for "Chinese Life" on the search engine, enter the official website, enter the "Product Center" from the navigation bar, and select the insurance product you need to purchase;

4.Buy on Alipay, enter "Ant Insurance" in "My", and select the insurance product to purchase;

5.Buy on the insurance brokerage platform, for example, the insurance brokerage platform will generally ** "insurance strict selection" and other entrances, and after entering, you can choose the insurance products you need to buy to insure;

6.Buy in the insurance company, take Ping An Insurance as an example, after entering "Ping An Insurance", find "Buy Insurance" in the menu bar, click on it and select "More Hot Products" to enter, you can choose the insurance product you need to buy;

7.You can contact the insurance broker to purchase, inform your protection needs and premium budget, refer to the insurance plan given by the insurance broker, choose the insurance product you need to insure, and the insurance broker will send the insurance link, click to enter the insurance.

The above steps are operating in the operating environment:

Phone model: Huawei P40

Buying insurance online can generally be purchased in the following ways:

1.It can be purchased on the insurance company's official **. For example, if you buy insurance products from Chinese Life Insurance Company, you can log in to the official ** of Chinese Life, click on the Slip Product Center in the navigation bar, you can see various insurance products and choose your own insurance;

2.It can be purchased in the insurance company's official account. For example, if you buy an insurance product from Ping An Insurance Company, click Buy Insurance in the menu bar of Ping An Insurance Public Account to select the more popular product, you can see the disadvantages to various insurance products, and select insurance;

3.For example, when buying insurance products from Ping An Insurance Company, you can see the insurance pages of various insurance products on the Ping An Gold Butler app, and you can choose to apply for insurance by yourself;

4.It can be purchased on the insurance brokerage platform. For example, in the menu bar of the insurance brokerage platform WeChat official Na Bang La, there will generally be strict insurance selection and other entrances. After entering, you can see a variety of insurance products, choose to apply for insurance yourself;

6.You can buy it on Alipay, click on Ant Insurance on my page, and after entering, you can see a variety of insurance products and choose your own insurance;

7.You can find an insurance broker to buy, explain your protection needs and premium budget, and the insurance broker will send the insurance product insurance link and click to enter the insurance.

Operating environment: Mobile phone model: Huawei P40

System Version:

<><3. Click "Products" below in the insurance service.

4. Select an insurance service that needs to be insured, and click to enter.

5. Fill in the relevant information of the policyholder, and click "I want to apply for insurance" below after filling in.

1. Choose the online platform that needs to buy insurance, most of which are third-party insurance product sales platforms, all of which have insurance product sales qualifications and licenses.

2. Determine the type of insurance that needs to be purchased, if it is critical illness insurance or medical insurance, it is necessary to complete health notification, which requires consumers to have certain professional knowledge, and if they do not know how to operate, they can seek help from insurance brokers.

3. Then fill in the insurance information according to the reminder operation on the page, and submit the payment successfully.