How to buy insurance for a car, how to buy insurance for a car

Hello, car insurance is mainly divided into compulsory traffic insurance and commercial insurance. Compulsory liability insurance is a compulsory insurance that must be purchased. Commercial auto insurance, on the other hand, is optionally purchased.

Commercial auto insurance is divided into main insurance and additional insurance, and the main insurance mainly includes third-party liability insurance, car damage insurance, theft insurance and vehicle personnel liability insurance. Additional insurances include scratch insurance, wading insurance, spontaneous combustion insurance and no deductible. If you want to be fully protected, in addition to compulsory insurance, you will generally insure several main insurances, and then add several additional insurances according to individual circumstances, and the premiums of these types of insurance together are about 5000-7000 a year.

You can choose according to your actual driving needs, if the vehicle is more expensive, it is recommended to buy full insurance, so that you can minimize the damage in the event of an accident.

Hope mine is helpful to you.

Vehicle insurance will vary according to whether your car is operating or non-operating, whether it is a truck or a bus, and whether the passenger car depends on the seat and the truck depends on the tonnage.

Insurance: The first is compulsory traffic insurance, which must be insured, the insurance liability is that the vehicle to the third party's personal or property injury or loss needs to be compensated by the owner, the property up to 2,000 yuan, personal medical up to 10,000 yuan, disability or death up to 110,000 yuan;

The second is vehicle damage insurance, which is the insurance company to compensate for the cost of repairing the car due to the damage caused by the accident within the insurance liability;

The third is the occupant insurance on the car, which is to protect the people in the car.

The fifth is vehicle theft insurance, which does not need to be explained.

There is also a body scratch insurance, which refers to the compensation of the insurance company for damage to the paint of the vehicle in a stationary state, especially for Japanese cars.

There is also a separate glass breakage insurance, wind protection.

Finally, there is no deductible additional insurance, and there is no additional insurance, and the accident insurance accident is paid proportionally.

Go to your insurance company for advice.

Summary. Hello dear, you can bring the vehicle's driving license and the big book directly to the insurance company to buy car insurance. It is recommended that you can also directly use WeChat to follow the WeChat of the insurance company, such as the WeChat of PICC property insurance, and you can buy car insurance.

Car insurance is generally recommended to purchase compulsory traffic insurance, car damage insurance, third-party liability insurance and seat insurance, and additional insurance outside medical insurance. In this way, your insurance coverage is very comprehensive, whether it is a two-party traffic accident or a one-sided traffic accident, your own liability can be covered by insurance. Hope it helps.

Hello dear, you can bring the vehicle's driving license and the big book directly to the insurance company to buy car insurance. It is recommended that you can also directly use WeChat Guan Clan to hold and note the WeChat of the insurance company, such as the WeChat of PICC Property Insurance, and you can buy car insurance. It is generally recommended to purchase compulsory traffic insurance, car damage insurance, third-party liability insurance, seat insurance, and additional insurance outside the medical insurance.

In this way, your insurance coverage is very comprehensive, whether it is a two-party traffic accident or a one-sided traffic accident, your own liability can be covered by insurance. Mega Starter hopes to help you.

How many insurance companies can you recommend?

Hello, dear, I suggest you buy a Chinese people's property insurance company. Pacific Property & Casualty Insurance Company. Ping An Property & Casualty Insurance Co., Ltd. car insurance of Lu Zhi Company. They are all large companies and big brands of after-sales services, and the claims of Qingshi and the later stage are guaranteed.

The third party generally buys more.

It is recommended to purchase more than 1 million third-party liability insurance. After all, there are a lot of good cars on the road right now.

How much is the difference between 100-1.5 million?

The difference between the sum insured of 1 million and the sum insured of 1.5 million is about 120 yuan.

Is it more expensive to have big company insurance?

It is true that the insurance** of large companies will be slightly more expensive, but their later claims are more secure.

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Hello! Car insurance can be done in the following ways: 1. Buy car insurance at a 4S store when buying a car. 2. Online car insurance purchase. 3. **Car insurance purchase.

Car insurance purchase plan recommendation: 1. **Minimum plan: compulsory traffic insurance + third-party liability insurance (1 million), this plan is more suitable for car owners who are not very wealthy, and you can choose this plan if you want to save money.

2. The most basic plan: compulsory traffic insurance + third-party liability insurance + car damage insurance, this scheme increases the car damage insurance, which is more suitable for new car owners or relatively wealthy car owners. 3. General scheme:

Compulsory traffic insurance + third-party liability insurance + car damage insurance + no deductible, this program is adding no deductible to the most basic plan, excluding deductible is to transfer 20% of the car owner's responsibility to the insurance company, for example, you mistakenly drove into a tree and caused a loss of 2000 yuan, because it is a unilateral accident, normally the insurance company only compensates you for 80% of the loss, that is, 1600 yuan, but if you buy a deductible insurance, you can get 2000 yuan in compensation. The greater the liability for the accident, the greater the effect of excluding deductibles. If you are financially affordable, it is recommended to choose the generic plan.

1. First of all, purchase compulsory traffic insurance;

2. Sufficient third-party liability insurance: The third party of all types of auto insurance is the most important. After all, you can not drive a car if it is destroyed, however, the compensation of others cannot be exempted, and when buying car insurance, you should put the ability to compensate for the losses of others in the first place;

3. Liability insurance for personnel on the vehicle: Liability insurance for personnel on the vehicle is the main insurance for commercial insurance, and its main function is to compensate for the insurance of the personnel in the vehicle caused by traffic accidents, and the insurance amount for each seat is generally 1-50,000 yuan. Liability insurance for car owners is very important, because the people in the car are generally important people around them, and it is also necessary to buy an insurance for them;

4. Car damage insurance: New cars will inevitably bump and bump, and novices need to purchase car damage insurance. Vehicle damage insurance refers to a kind of automobile commercial insurance in which the insured or its permitted driver is damaged by an insured accident while driving the insured vehicle, and the insurance company compensates within a reasonable range;

5. Theft insurance, glass, spontaneous combustion, scratch insurance combined with the purchase of rubber liquor's own needs, if you buy a new car in full payment, I am a novice, in order to reduce losses, you can consider purchasing all the insurance content except for spontaneous combustion loss insurance.

Millions of subsidies for the purchase of fast cars.

Buying car insurance generally requires the following steps: determine the type of insurance and the content of protection, such as whether you need to purchase compulsory traffic insurance, commercial insurance, third-party liability insurance, etc. When choosing an insurance company, pay attention to its qualifications and credibility, and understand the coverage of its products, the claims process, and other information.

Fill in the relevant information on the online price comparison platform or insurance company**, such as vehicle model, mileage, age of the owner, etc., to obtain the ** and preferential number of different insurance plans. Choose the right insurance plan according to your needs and budget, submit an order, and pay the premium. After receiving the policy, check whether the information is correct, and contact the insurance company or intermediary in time if you have any questions.

Generally speaking, the most important thing to buy car insurance is compulsory traffic insurance and third-party liability insurance, which can compensate for the personal or property damage of the other party caused by the accident. Other insurances, such as car damage insurance, scratch insurance, wading insurance, etc., can be purchased according to the condition of your vehicle and risk tolerance. Hope mine is helpful to you.

If you have any further questions, please feel free to continue asking. 