If you accidentally hit the curb while driving, the front bumper was hit and sunk, how to report the

Hit the road.

Leads to the bumper.

Depression, just report to the insurance company directly at the scene, but according to what you said, the damage to the vehicle is not serious, you should not need to change the bumper, you can repair it, if you don't change it, you can consider whether you want to go insurance.

Hello, I'm studying automotive service engineering. There is some understanding of car insurance claims. In your case, if you have car damage insurance, you can directly report the claim.

After all, the situation was an accident. One of the things that can be compensated in car damage insurance is an accident. When an accident happens, report it to the insurance company and you can just tell the truth.

This first depends on the damage to the bumper of your car, but the depression is not cracked and the scratch is not serious, there is no need to report insurance, if your car is a luxury brand, the bumper is recessed and cracked, and it is more expensive to repair, then you can directly report insurance.

If the bumper is hit by the road tooth, this is not at this time can not be police, can not report insurance, if this little bump on the insurance is really not necessary, hand you a little trick, use a hair dryer to blow the bumper hot with a towel pad hand to push out, too simple.

Call the insurance company **, and take the third risk. This is also a traffic accident, and the front bumper is damaged by a collision, and it is possible to take the third risk.

I accidentally hit the curb while driving, and the front bumper was hit and recessed, how to report the right insurance? You can report an accident. Accident insurance.

In this case, directly say that the real situation is reported to the insurance, and you are an accident, and he will also be responsible for compensation and maintenance.

In this case, you can call the insurance company directly, and then tell me about your current situation, and the insurance company can come to take pictures and find a way to make a claim, so tell the truth.

The car hit the curb of the road. Let the bumper break. This situation falls under the scope of car damage insurance. And it was a unilateral accident. Be honest.

Well, in this case, the car insurance is also given, and one of him can't find a third party, so you can report it at that time.

It depends on the model, and it is not cost-effective to report the loss of this insurance.

The front bumper of the car accidentally touched the road and was knocked in, how to report the right insurance? Look at the car, if there are any other problems, it is appropriate to report it together!

Hello In this case, you can call the insurance company directly, and then tell me about your current situation, and the insurance company can come to take pictures and find a way to make a claim, so tell the truth.

If the front bumper of the road is hit and recessed when driving accidentally, how to reimburse the insurance appropriately? I think you should consult the insurance company to see how to compensate for this.

It is recommended that you go to a nearby medical clinic for a check-up and say something bad in case there is something that can be detected in advance **.

As long as you buy commercial insurance, then like this case, the general insurance company will actively reimburse the cost of the mirror, of course, we must also know that once we choose to reimburse the insurance, the insurance cost we pay in the next year will increase.

First of all, our car owners understand such a problem, when the front bumper of our car was hit and recessed into what reason, if it is because of a car accident that the other party caused our front bumper to be caught and recessed, then we only need to take the other party's insurance, if it is caused by ourselves, then we only need to contact the insurance company staff in the first time, determine the relevant accident and then reimburse the corresponding insurance, Actually, there is nothing complicated, because insurance itself is a better way to protect our own vehicles.

In the process of contacting the insurance company, we must be cautious, do not destroy the scene, and we must learn to take pictures to collect evidence to retain relevant information, so that it is possible to better protect their legitimate rights and interests from any damage after waiting for the relevant staff to arrive at the scene. Because this will increase your premiums for the next year.

To sum up, we can obviously know that when the front bumper of the car is hit and recessed, directly report the commercial insurance you have purchased to solve the relevant problems, of course, you don't want to solve it, you can also directly use hot water for high temperature treatment, and then directly repair, these methods can help us solve the related problems, no matter which way can help us solve the problems we encounter.

First of all, you must report the accident within 48 hours of the incident, obtain the claim documents through a series of processes such as filling in the registration form and inquiry form, and then the insurance company will conduct an on-site inspection, remember to keep the relevant evidence of the vehicle being hit, and finally wait for review and compensation.

I think it's better not to take out insurance, because this level of damage is not worth insuring at all.

You can tell me this directly, and the insurance company should also have a good claim so that it will not make a lot of money.

The car hit the road by itself, and the insurance process is as follows:

1. Report the accident, call the insurance company to report the case, and carry out the follow-up treatment of the accident according to the information of the insurer;

2. In the accident investigation, the insurance company surveyor shall assist the insurer in the investigation of the cause, nature, liability and loss of the accident;

3. The determination of the loss shall be determined through negotiation with the insurance Huiyou, the repair shop or the relevant units on the direction, project and amount of the accident loss;

4. Claim application, according to the type of loss of the case, collect the materials required for the claim and submit it to the insurer for the claim;

5. After receiving the compensation, the reimburser shall compensate the insured at the end of the month according to the insurance contract after verifying the accident and claim materials.

If you drive into the road and cause damage to the vehicle, you can apply for insurance in the case of car damage insurance, and the insurance company will send someone to identify the accident and pay compensation in accordance with the insurance contract. In the event of a partial loss, the insurance company can only compensate proportionally according to the ratio of the actual value to the new car**.

Legal basis] Insurance Law of the People's Republic of China

Article 23 After receiving a request for compensation or payment of insurance money from the insured or beneficiary, the insurer shall make an examination and approval in a timely manner; Where the circumstances are complicated, an approval shall be made within 30 days, unless otherwise agreed in the contract. The insurer shall notify the insured or beneficiary of the verification results; For those who are liable for insurance, the obligation to compensate or pay insurance money shall be fulfilled within 10 days after reaching an agreement with the insured or beneficiary to compensate or pay insurance money. If the insurance contract stipulates the time limit for compensation or payment of insurance money, the insurer shall perform the obligation of compensation or payment of insurance money in accordance with the agreement.

If the insurer fails to perform the obligations provided for in the preceding paragraph in a timely manner, it shall compensate the insured or the beneficiary for the losses suffered thereby, in addition to paying the insurance money.

No unit or individual may illegally interfere with the insurer's performance of the insurer's obligation to compensate or pay insurance money, nor shall it restrict the right of the insured or beneficiary to obtain insurance money.

Legal Analysis: The insurance company should settle the claim. If the insured accident is caused by the damage caused by the third party to the insured vehicle, the insurance company shall exercise the insured's right to claim compensation against the third party within the scope of the compensation amount from the date of compensation to the insured.

If the insured has already obtained damages from a third party, the insurer may deduct the amount of compensation already obtained by the insured from the third party when the insurer compensates the insurance money. The insurer's exercise of the right to claim compensation by subrogation in accordance with paragraph 1 does not affect the insured's right to claim compensation from a third party for the part for which compensation has not been obtained.

Legal basis: Provisions on Procedures for Handling Road Traffic Accidents Article 60 The traffic management department of the public security organ shall determine the responsibility of the parties according to the role played by the party's behavior in the occurrence of the road traffic accident and the severity of the fault.

1) Where a road traffic accident is caused by the fault of one of the parties, the road traffic accident shall be borne full responsibility;

2) If a road traffic accident occurs due to the fault of two or more parties, according to the effect of their actions on the accident and the severity of the fault, they shall bear the primary responsibility - equal responsibility and secondary responsibility;

3) None of the parties is at fault for causing the road traffic accident, and if the imaginary state is only a traffic accident, none of the parties is liable. If one party intentionally causes a road traffic accident, the other party is not liable.

If the front bumper of the car is accidentally damaged, the vehicle loss compensation for its own responsibility needs to purchase vehicle damage insurance in order to be compensated by the insurance company.

Auto accident claim process: 1. Report: General insurance companies require to report the case within 48 hours of the incident.

1) After the accident, the customer reports to the claims department of the insurance company;

2) After receiving the report, the customer is required to immediately fill in the "Business Accident Registration Form" (**, fax, etc.

3) The back office immediately inspects and copies the copy of the policy according to the insurance certificate or insurance policy number provided by the customer, as well as copies of the policy, the copy of the policy and the schedule. Check the premium charges and have the financial staff confirm the signature on the copy of the premium receipt (business and statistics) (the agreement or agreement must be attached to the special payment);

4) Confirm that the subject of the insurance is paid within the validity period of the insurance or before the accident, and require the customer to fill in the "Inquiry Form for Filing a Case", and file the case (such as **, fax, etc., the inspector is responsible for requiring the customer to fill in), and prepare the case number according to the order of the report;

5) Issuance of claim documents. After the case is filed, the relevant claim documents will be issued to the insured, and the claim procedures and methods will be informed (**, fax, etc., the inspector shall be responsible for the report);

6) Notify the inspector and report the loss and the location of the accident. The above work is completed within half a working day.

Note: The vehicle is ignited a second time after wading in water. If the vehicle is caused by the secondary ignition after wading, the insurance company will think that it is caused by the owner's own misoperation, and will not pay!

If you wade and stall, whether it's bad or not, don't try to start the car again. At this point, a tow truck should be called immediately. If the traffic accident is not reported in time within 48 hours, or the loss caused by natural disasters such as **, typhoon, hail, etc., no compensation will be paid!

Vehicle damage insurance refers to the loss of the insured vehicle itself due to natural disasters (excluding **) or accidents within the scope of insurance liability. As one of the most private car insurance plans with the highest premiums, many car owners are unclear about how to calculate vehicle damage insurance. In fact, the calculation formula of general vehicle damage insurance is:

Basic premium + new car purchase price x rate, of course, the owner can also choose to under-insure, and the protection will be discounted while reducing the premium. Vehicle damage insurance from most insurance companies generally covers the loss of the insured vehicle and related rescue expenses caused by natural disasters such as lightning strikes, storms, torrential rains, floods, and accidents such as collisions and overturns.

If the car bumper hits a dent, it needs to be repaired, and there are generally two methods of hot water repair and dent repair tools.

Fix 1: Use hot water

At present, most of the front and rear bumpers of family cars on the market are specially madeMade of plasticCasting, boiling water can restore the sunken car body, the reason is also very simpleThe plastic softens when exposed to heat, and can be ejected as long as it is heated in the concave area. Once the depression has returned to its original shape, use the prepared cold water to cool down the area where the hot water has just been poured and let the rubber shrink and recover.

Repair with hot water.

Fix 2: Use the Dimple Repair Tool

Although the bumper is malleable, sometimes the strength of the hot water expansion alone is not enough to support the depression and repair it, so it is necessary at this timeWith the help of external forcesand the Din Repair Tool is just what you need. A set of tools online is also under 100 yuan, which is far lower than the cost of repairing it at a 4S shop.

The above two methods are more suitable for general bumper depression, helping car owners to repair bumper depression without going to the 4S store. It should be noted that whether the front bumper or the rear bumper is dented, we must be cautious when repairing, and do not send it to the repair shop to repair it, I believe they are already familiar with the solution to the problem of bumper dents.