Is there any cost effective cancer insurance?

Introduction: With the current economic development, more and more people are buying insurance, and the most purchased is critical illness insurance. I think that critical illness is equivalent to cancer, so I think that cancer insurance is also critical illness insurance, and the most important thing is that many people think that cancer insurance is much cheaper than major disease insurance, so it is better to buy cancer insurance and get the same protection with less money, but here I want to tell you, what is cancer insurance?

How do I make a purchase? <>

First, the classification of cancer insurance is not only for cancer patients, but also includes specific, mild cancer, and the coverage of critical illness insurance is in addition to cancer, as well as cardiovascular and cerebrovascular diseases, cancer insurance classification can be divided into two kinds, one is the payment type of cancer insurance, when the patient enters the hospital, and has been diagnosed with cancer by the hospital, then the insurance company directly compensates the insurance money, this amount can be freely distributed by themselves, only need to pay attention to the claim conditions and insurance amount, and the other is for reimbursement insurance. <>

Second, the applicable population of cancer insurance and critical illness insurance is different, critical illness insurance will be limited to the age of 60 years old, and cancer insurance is 0 to 70 years old, if people like high blood sugar, high blood pressure, high blood lipids can not buy critical illness insurance, you can choose cancer insurance, in the family with a genetic history or long-term work in a heavily polluted environment, the risk of disease is much higher than ordinary people, in the case of economic conditions permitting, you must buy a cancer insurance for yourself. <>

Third, it is recommended to buy cancer insurance that there are various insurance products about cancer insurance in the market, so the next will be to say that there are more excellent cancer insurance products, the first is the reimbursement type cancer insurance, which can be insured from 0 to 70 years old, and the insurer can also renew the insurance after getting the claim, and the second is the payment type cancer insurance, for people with low blood sugar and diabetes three highs, it is not restricted, it can be insured, and it is more cost-effective than similar products, and the degree of protection is better than critical illness insurance. You can choose whether to buy critical illness insurance or cancer insurance according to your own needs.

I think the most cost-effective cancer insurance is Kunlun Kang Aibao, this insurance is very good, can protect our interests very well, and can also help us solve many difficulties, many people will buy this insurance, and the cost performance of this insurance is also very high, buying this insurance is also a kind of responsibility for ourselves.

Tai Anxin, filial piety treasure, Kang Aibao, i cube, love worry-free, etc., these are more cost-effective, can be appropriately chosen.

I think life insurance is cost-effective because life insurance is a big company with a high degree of credibility.

You can buy critical illness insurance, cancer insurance, or some obstacle insurance. are very good options, and I recommend going for life insurance. And you should buy critical illness insurance because it is a very cost-effective insurance.

You can choose cancer insurance that can provide comprehensive protection, and you should also choose a good life company, and pay attention to the introduction of various insurances, and at the same time, you should also compare and choose cancer insurance with more rights.

Cancer insurance is insurance that protects against cancer. It is generally aimed at older people, especially the elderly. At present, there is very little health insurance for the elderly on the market, so cancer insurance has become one of the must-buy insurance for many elderly people over 60 years old.

Cancer insurance is divided into the following types according to the duration of coverage:

1.One-year cancer insurance. Generally, it is to pay a one-year insurance for one year, and it will be renewed when it expires, and the premium will be very expensive when you are older, and this kind of insurance will be discontinued at any time, and it is best not to use one-year cancer insurance as the main choice.

The disadvantages of one-year critical illness insurance are more than these, and friends who don't want to suffer must read this article carefully:"One-year critical illness insurance is so cheap, why buy a long-term one?" 》

2.Regular cancer insurance. It can cover a specified age or number of years, and it is generally a consumer-based insurance, which is relatively cheap, and regular cancer insurance is a better choice for ordinary families.

3.Lifetime cancer insurance. Including death liability, it means that the premium will be refunded if you are not sick, people will not necessarily get sick, but they will definitely die, lifelong cancer insurance is generally more expensive, and families with sufficient budget can choose.

When buying cancer insurance, you should also pay attention to the following questions:

1.Some of the cancer insurance sold online does not require a physical examination, but the policyholder cannot leave it to chance and conceal the medical history. In response to this kind of concealment of medical history, the insurance company will ask for an increase in insurance premiums, terminate the contract or refuse to pay compensation, this thunder must not be stepped on!

2.The shorter the waiting period, the better. Under normal circumstances, there is an observation period when you buy cancer insurance, ranging from 30 to 360 days, and you cannot get a claim for the onset of cancer during this period.

3.Try to choose a cancer insurance product with a relaxed health notice, otherwise it is likely that you will not be able to insure if you have a small physical condition. However, the senior sister has a cheat here, and learning these tips will also increase the probability of successfully applying for insurance

What are the tips for health notification when applying for insurance? 》

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

Personally, I don't recommend cancer prevention medical insurance, but I recommend a combination of Huikai Qimin Insurance + Cancer Prevention Insurance.

Huimin Insurance and cancer prevention medical insurance are both reimbursement-type, which cannot be reimbursed repeatedly or superimposed, and it is more cost-effective for middle-aged and elderly people to buy Huimin Insurance.

Then Huimin Insurance + cancer prevention insurance, in case of illness, part of the reimbursement will be reimbursed, and there will be hundreds of thousands of dollars in cancer prevention insurance compensation, which will improve the mentality of the whole family too obviously.

Huimin Insurance is the leading insurance, Alipay has launched a special module, Soyan sells "city insurance" and "middle-aged and elderly cancer insurance".

The essence of Huimin Insurance is "not no, no, no" is a commercial insurance for the purpose of making money

He is the leading leader at all levels, and his positioning is an important practice of benefiting the people, supplementing the national medical insurance, and promoting common prosperity

Policyholders can purchase cancer insurance and cancer medical insurance according to their own needs.

1. The claim standard is different: cancer pre-section and medical insurance is a reimbursement insurance product, which is reimbursed according to the actual medical expenses of the cancer insured, and can generally provide cancer medical insurance, cancer drug cost protection, etc. Cancer prevention insurance is a paid insurance product.

When the insured person is diagnosed with cancer during the insurance period and meets the claim criteria, the insurance company will pay a lump sum payment.

2.Different benefits: Cancer prevention medical insurance is a type of cancer medical insurance. Cancer prevention insurance not only provides cancer preventive medical treatment, but can also provide cancer fixed coverage or cancer coverage.

3.Different coverage periods: Cancer insurance can provide long-term protection, and cancer medical insurance is mostly for one year.

4. The amount of compensation is different: cancer insurance is a diagnosis compensation, which can be purchased repeatedly and compensated, and the cancer medical insurance is reimbursed according to the invoice, and the actual reimbursement is old, and cannot be reimbursed repeatedly.

5.The premiums are different: Cancer Prevention Insurance: Once insured, the annual premium remains the same during the payment period. Cancer Prevention Medical Insurance: With age, the general age does not increase by 5 years, and the premium is increased once.