What cancers are covered by Chinese Cancer Medical Insurance?

1. What is life insurance Life insurance is about the insurance of the person's body itself, the person's health, and the person's life. In addition to life insurance, life insurance also includes health insurance and personal accident insurance. Health Insurance:

Also called sickness insurance. It is an insurance that is not an accidental injury but is an insurance condition caused by the insured's own illness or disability. Personal Accident Insurance:

It is insurance that is conditional on accidental injury to a person's body. Life insurance: referred to as life insurance, is a kind of insurance that takes the life and death of a person as the insurance object, and is a kind of insurance in which the insured survives or dies during the insurance liability period, and the insurer pays the insurance money according to the provisions of the contract.

Among them, the business scope of life insurance includes survival insurance, death insurance, and both-insurance. Survival insurance: Insurance in which the insurer pays the insurance money based on the fact that the insured is still alive at the expiration of the agreed insurance period.

Such as pension insurance. Death insurance: Insurance in which the insurer pays the insurance money based on the death of the insured during the insurance period.

Insurance: Insurance in which the insurer pays the insurance money based on the death of the insured during the insurance period and the survival of the insured at the expiration of the insurance period. Such as simple life insurance.

2. Types of life insurance business At present, the life insurance business carried out in China is mainly simple life insurance, life insurance, student safety insurance, children's marriage insurance, pension insurance, accident insurance and other life insurance. Among them, the pension insurance includes joint venture Chinese personnel insurance, contract worker insurance, collective employee insurance, individual insurance, farmers' insurance and other insurance. 3. The role of life insurance With the improvement of people's living standards and the enhancement of risk awareness, being prepared for danger in times of peace is not only reflected in the demand for material compensation, but also develops to the point that more and more people seek old-age security, death compensation, and disability benefits.

Since the reform of China's economic system, the development of the individual economy and the collective economy, as well as the reform of the medical care, unemployment, housing, and distribution systems, have all made people have a further demand for life insurance. 1 The introduction of life insurance is a necessary complement to national social security measures. Designing different forms of life insurance according to actual needs can meet the needs of the people and promote social stability.

2 As the saying goes, there are good and bad things for man. Illness, old age and death cannot be avoided in a person's life, and life insurance can play a role in preparedness, whether it is for families or individuals, it can provide various protections, solve economic difficulties, relieve worries, and enable people to live and work in peace and contentment. 3 China is the world's most populous country, life insurance has great potential, will be scattered, small insurance premiums into a lot, and the use of life insurance funds long-term characteristics to make full use, so that a part of the consumption into production, so as to promote the development of the national economy.

At the same time, it also provides reliable protection for the insured. Because through the use of funds, insurance has been further strengthened**.

Chinese people's insurance cancer medical insurance, with a guaranteed renewal of 20 years of medical insurance, do you still need critical illness insurance, this is everyone's dream of medical insurance, if there is really such a medical insurance that can be renewed, it can be said that it is "invincible" to be "invincible", and there is insurance coverage for illness in this life. Basic information insurance of Ann Enjoy Lifetime Cancer Medical Insurance (Edition): Ann.

The pillar of the family should be the one who needs to be equipped with various guarantees first. And there is an insurance product whose name happens to be "Pillar". It is said that it is very suitable for insuring the pillars of the family, and the protection in all aspects is also very good.

This also aroused the curiosity of the senior sister, after all, the protection of the pillars of the family is very important.

Regarding medical insurance, many people have a question: I don't know what to buy, the current popular medical insurance products in my country are here, which one is good and which one is not good, you can know at a glance:"2020 Hot Million Medical Insurance Ranking".

Cancer medical insurance is a medical insurance for cancer, let me give you a brief explanation.

It is recommended to give priority to the allocation of medical insurance before purchasing medical insurance. Medical insurance is the most basic guarantee, with the characteristics of low threshold and low price. Commercial medical insurance is a supplement to medical insurance, which includes some items outside the scope of medical insurance reimbursement, such as imported drugs, high-end ** and so on.

At present, there are many types of medical insurance, and the common ones are three types: million medical insurance, hospitalization medical insurance, and cancer prevention medical insurance.

Let's talk about these 3 types in detail:

1. Million medical insurance

Million medical insurance is suitable for a wide range of people, most people can buy, first of all, it is the most affordable, secondly, the amount of reimbursement is high, and there is no limit to the types of diseases reimbursed, a few hundred yuan a year can have millions of protection, very cost-effective. In addition, it also has a very comprehensive coverage, such as bed fees, nursing fees, surgery fees, drug costs, material costs, etc., which can be reimbursed.

Next, I will give you an analysis of a few of the more popular million-dollar medical insurance:

According to ** we can learn.

(1) Good medical insurance:This renewal condition is incomparable to many products. In these 6 years, the policy can be renewed regardless of whether there has been a claim, whether there has been a change in physical health, or whether the product has been discontinued.

(2) Exclusive e-life:Added post-operative home care, oncology specialty services, and increased family sharing deductible options.

(3) Micro-medical insurance:The value-added service that includes the second international diagnosis and treatment is the feature of this one.

After the above analysis, it can be seen that each product has its own unique advantages, and when purchasing, you should choose according to your own needs.

In addition, there are many cheap and high-quality million medical insurance products, friends in need can click on the original article to view:"Cost-effective! Top 10 Million Medical Insurance Points Worth Buying! 》

2. Hospitalization medical insurance

The main features of this type of medical insurance are low deductibles and low reimbursements. This type of insurance is mainly used to reimburse outpatient clinics, and is generally suitable for young babies or older people. Because the immunity of babies and the elderly is poor, the probability of getting sick is relatively large, and it is relatively meaningful to buy this insurance.

3. Cancer prevention medical insurance

Because most of the hospitalization medical insurance and million medical insurance are limited to 0-65 years old, the older ones cannot be insured, and they can be insured for cancer prevention medical insurance.

Cancer medical insurance is a type of insurance specifically designed for cancer, which has a longer age than other medical insurance and has looser health requirements. If you have some minor physical problems or are older, it is more suitable to buy this one.

This kind of ** is greatly affected by physical fitness and age, I have compiled some cancer prevention medical insurance products that are worth buying, you can make a reference:"Conscience Price! These anti-cancer medical insurance are worth it! 》

Cancer insurance and cancer medical insurance are insurance policies developed by insurance companies specifically for malignant tumor protection, which is particularly important for specific groups of people in the face of the increasing incidence of malignant tumors. If you can't afford critical illness insurance, cancer insurance is also a good choice.

Cancer Insurance: It is equivalent to a reduced version of critical illness insurance, which only covers cancer. Cancer insurance only covers cancer, the health notice is more relaxed, and the three highs can be invested, and the insurance age is wider, 50-80 can be invested.

Cancer Medical Insurance:Cancer medical insurance can be regarded as a low-profile version of million-dollar medical insurance, which also has higher leverage, but has higher renewal restrictions, only covering hospitalization** or special outpatient clinics caused by cancer, and generally cannot be renewed in the following year after the cancer claim is made.

Therefore, if the elderly already have relatively large physical problems, such as hyperlipidemia, high blood pressure, high blood sugar, etc., and cannot be insured for millions of medical treatment, they need to purchase cancer prevention medical insurance with low health requirements to pass on the economic risk of cancer for the elderly.

Cancer Insurance:As an alternative to not being able to insure critical illness insurance, after the age of 55, most critical illness insurance premiums soar, and it is easy to have a situation where the premium amount is insured, such as the sum insured is 100,000, and the total premium may need to be 120,000.

After reading the above content, you can click on the assessment written by the senior sister:Hongkang loves worry-free - cancer insurance that can be bought if you have cancer?

Cancer medical insurance is a type of insurance that reimburses the medical expenses of cancer, that is, the expenses caused by cancer hospitalization**, chemotherapy and radiotherapy in a specific outpatient and emergency department, and the policy will be reimbursed, and the claim amount within the year must be within the limit of the sum insured.

Cancer medical insurance is different from million medical insurance, which only covers hospitalization due to cancer, so it has a lot less content from the perspective of protection liability.

Things like accidents, heart attacks, cerebral hemorrhages, etc., are not covered.

Cancer medical insurance is similar to million medical insurance, after the diagnosis of cancer, if you meet the conditions for claims, you can be reimbursed for the expenses in the process according to the rules.

Million Medical Insurance and Cancer Prevention Medical Insurance are both medical insurance, both of which are used to reimburse medical expenses for medical treatment, but they are different.

In terms of protection liability, the vast majority of diseases, including critical illness and general medical hospitalization expenses, are subject to strict health notices. Cancer prevention medical care only covers cancer, the coverage is small, and the health notice is relatively relaxed.

If you meet the health conditions, the first choice is million medical insurance, whether it is a baby, young and middle-aged or the elderly, you have to buy it, if you have a history of three high and high can not buy millions of medical care, cancer medical insurance is a good choice to take a step back.

Because, although cancer prevention medical care only covers cancer, because cancer accounts for 7% of critical illness claims, it is still very practical, so you can't buy millions of medical insurance, cancer prevention medical insurance must be bought.

The main types of medical benefits available to cancer patients are as follows:

Basic medical insurance: including basic medical insurance for urban employees, basic medical insurance for urban and rural residents, etc. Cancer patients can be reimbursed for part of their medical expenses through basic medical insurance to reduce their financial burden.

Critical illness medical insurance: After the basic medical insurance is reimbursed, the critical illness medical insurance can reimburse the remaining medical expenses again to provide better medical protection for cancer patients.

Medical assistance: For cancer patients with special financial difficulties, medical assistance can be applied for to reduce the medical burden.

Special outpatient medical care: Some areas provide special outpatient medical insurance for cancer patients, including outpatient chemotherapy, radiotherapy, immunization**, targeting**, etc.

Chronic Disease Outpatient Care: In some regions, cancer patients are listed as chronic disease outpatient care, and patients can purchase essential drugs in the outpatient clinic and receive partial reimbursement.

Employee Mutual Insurance: Some regions have employee mutual insurance schemes, through which cancer patients can receive additional medical protection and reimbursement.

Commercial insurance: In addition to the medical coverage provided above**, some cancer patients can also purchase commercial insurance to obtain additional medical coverage and reimbursement.

It is important to note that there may be differences in different regions and policies, so cancer patients need to understand the local policies and specific regulations when enjoying medical insurance in order to better protect their rights and interests.

Summary. Hello dear, the first feature of cancer medical insurance is medical insurance. Medicare is a type of insurance that is reimbursable for expenses.

Medical expenses can be reimbursed according to the insurance policy agreement covered by the insurance. However, it has two key drawbacks. First of all, the insurance age and health are strict, and many people do not meet the insurance regulations; Second, most of the products are within one year, and there is no guarantee of renewal.

Hello dear, cancer medical insurance is a medical insurance that specifically covers cancer.

Hello dear to Cancer, the first feature of cancer medical insurance is medical insurance. Medicare is a type of insurance that is reimbursable for expenses. Medical expenses can be reimbursed according to the insurance policy agreement covered by the insurance.

However, it has two key drawbacks. First of all, insurance age and health are strict, and many people do not meet the insurance training regulations; Second, most of the products are within one year, and there is no guarantee of renewal.

Hello dear, the second feature of cancer medical insurance is cancer coverage. Unlike the general medical Hu Shen imitation insurance Xiaochun, the coverage of cancer medical insurance is limited to cancer, so it is relatively cost-effective for health pants and insurance age.

The first type: Benefit-based cancer insurance is to separate the "malignant tumor" in the definition of critical illness insurance as the scope of protection, and once diagnosed with cancer for the first time, the insurance company will pay a certain amount of insurance.

There are two types of such products: consumption and saving.

The second type of cancer insurance is a cost-based type of cancer insurance, which is similar to medical expense insurance, and the coverage period is also one year.

If it is the first occurrence of the contracted cancer, the insurance company will pay the corresponding cancer medical insurance benefit for the medical expenses used for cancer**. The advantage of the cost-reimbursement type is that it can avoid the lack of protection caused by the continuous increase in medical expenses.

The third category: it is mainly to process the cancer, divide it into various stages of the cost to pay, and pay it many times according to the actual needs.

For example, some insurance companies have launched insurance products that set different insurance amounts in different processes such as diagnosis, hospitalization, surgery, radiotherapy and chemotherapy, organ transplantation, etc., to provide different expenses for each stage of the patient, protect the patient at different stages, and be more conducive to the patient's recovery.