Why do the poor spend a little money when they have it, while those who can make a good budget are t

The reason why the poor become poor is that they do not have enough earning power, and second, when they have some money, they have to spend it indiscriminately. If you can be careful with your budget, and you have a certain amount of earning power, you will not be poor, but rich.

This is talking about saving money, is saving, not stingy, many people think that the richer people are more stingy, in fact, this is a very one-sided view, a closer look will find that they are in some big spending, not ambiguous, in the money spent, is not stingy at all.

The reason is that some are because of the hard work of entrepreneurship, we just see the scenery after the success of the business, but can not see the hard work of the entrepreneurial time, they may have survived a period of time that ordinary people can not imagine, when the business is successful, one to leave the habit of the year, to maintain thrift in life, and secondly, do not want to forget the hard work of the year, so with the thrift in life, always encourage themselves.

Some people see wealth through, they know how to distribute wealth, their understanding of wealth is different from ordinary people, every penny should be spent on the blade, and they will not waste money that should not be spent.

Moreover, perhaps because "wealth is not exposed", the richer people are, the more low-key and humble they are, and they feel that it is unnecessary to decorate themselves with money, a typical example is what people often call Li Ka-shing.

Sir, he always carries a regular watch.

Poor and generous. Compared with the rich, the poor have a different understanding of wealth, the poor consume less in bulk, and for the small and medium-sized classes spend more, the poor have a little spare money, and some may feel that they should treat themselves, so they quickly spend it. Some people have a fancy for a certain commodity when they have no money, and they have been thinking about it, and once they have spare money, they can't help but buy it, which makes people feel that they are very generous.

Wealth is a kind of resource, good at using it, will make money, but some people have always believed that wealth is just decoration, because of the existence of this mentality, so they buy some unnecessary luxury jewelry to decorate themselves to satisfy their hearts and change the views of others. Some merchants value the market of this kind of people, and some products with low cost performance make these people spend a large part of their money to buy the brand of goods.

The poor are used to being poor, so when they have a little money, they will spend lavishly, because it is a big deal for them to continue to be poor when they run out of money.

Wealthy people are basically more frugal, and do not spend money indiscriminately, because they have made wealth as important as oxygen, so they will take care of their wealth and not allow the slightest waste of it.

That's why we often see that the poor are generous and feel very generous, while the rich are very thrifty.

Even if a rich person picks everyone and dislikes it, he still knows that he is rich, and they don't care what people say about him, and the poor are afraid that others will dislike and look down on me, which is also a big reason in the eyes of others.

Because the poor have no concept of financial management! On the contrary, those who are rich, they know how to manage their money better, but they will not spend money indiscriminately, and the poor will not manage it, so they will spend money in vain and will not be careful in their calculations, and those who are knowledgeable will spend less money that is not worth much! It's going to be a vicious circle.

Because the poor don't have a plan, it's a matter of habit.

It can't be generalized, the poor have money to spend indiscriminately, but only a few people, and the rich feel that it is not easy to earn money, so they don't spend money indiscriminately.

Because there are too many factors such as family education, the poor have too few things because they want too many things, and the rich have lower material requirements, so he thinks about how to protect this wealth.

The poor can only spend and not earn to become poor. Budget-conscious people will slowly become rich.

The main reason is that the poor have a confused concept of consumption, no planning, and do not know how to take care of it, which is also related to a person's consciousness and cognition.

This is because there is a sudden rich mentality, and the poor will spend money indiscriminately when they have it all of a sudden, and it will be a manifestation after being poor for too long.

People who have a plan and ideas are easy to get rich. A person is confused and has no ideas, and unless I happen to win the lottery, there is no possibility of making a fortune.

Simple, you can see where he spends all his money, whether he is using money to attract money, or feasting to satisfy his selfish desires.

You don't manage your money, you don't care about it, that little bit of financial management.

One major reason is that many poor people do not have a good understanding of wealth and investment, and they may not understand how to use wealth effectively for gains, nor do they know how to distribute wealth to grow. In addition, poverty may also make these poor people have no purchasing power to invest by buying assets, thus affecting their understanding of money.

It's not that they don't have any concept of money, but they feel that they can't earn money without spending money, it's better to spend more, as the saying goes, only shouting well, trillions of money are not saved, they are spent.

Seven years have passed since I graduated from university.

When I graduated, everyone left the campus with hope and sorrow, feeling that the future was vague and bright, and everyone went to a job because of choice or choice.

Within three years of leaving school, I can't see anything, it's nothing more than who has performed well in the company and received a bonus, and who is about to graduate from graduate school and is writing**.

But in a few years, the gap between people will widen.

I clear the friends around me into three categories:

The first type is to do small and middle-level in the enterprise, the salary is about three to five times that of the first graduate, life is more nourishing, today to watch movies and eat Western food, tomorrow to travel abroad, and occasionally buy big-name bags as a reward for themselves.

But it's okay not to buy a house in this kind of life, but it will collapse as soon as you buy a house.

If an accident happens after buying a house, it is tantamount to adding insult to injury.

I have a classmate who works in a bank with a monthly salary of less than 20,000 yuan, and with her husband's income, it is more than 30,000 yuan a month. Raising a baby and repaying the loan, although life is not easy, but it is quite passable.

Until one day, she called me worriedly, saying that my mother-in-law was suspected of cancer, and she might have to come to Beijing for a check-up and **, and she was a little nervous at hand, so she asked me to borrow money for emergency relief.

That's when I realized that her economic foundation was very fragile.

My mother-in-law is a rural person, there is no social security, and there is no commercial insurance, so if she suffers from a serious illness, the whole family will have to eat soil together.

The reason why the poorer the stool tour is, the more people like to spend money indiscriminately is because they have a low quality of life and often feel a certain degree of pressure and unhappiness, which makes them often need to buy some items to relieve stress and improve the quality of life, such as eating good food, wearing comfortable clothes, watching movies, etc. In addition, poor people may also feel that they are not able to save face and want to show their status and identity by buying more items. In addition, some people may not have sufficient financial knowledge and management skills, and often do not have financial plans and savings habits, resulting in irrational spending of money.

Kiss! Hello, glad to solve the problem for you. Because the poor have a low quality of life, the poorer people like to spend money indiscriminately, and the main reason why the poor spend money is that they often feel a certain degree of stress and unhappiness because of their low quality of life, which makes them often need to buy some items to relieve stress and improve their quality of life, such as eating good food, wearing comfortable clothes, watching movies, etc.

In addition, the poor may also feel that they are not able to save face and want to show their status and identity by buying more items with high ridges. In addition, some people may not have sufficient economic knowledge and management skills, and often do not have financial plans and savings habits, resulting in irrational spending of money.

Some people lose their judgment in consumption, not only in their daily shopping, choosing restaurants, buying gifts, etc., but also in their career choices, emotional choices, life choices, etc. They have no planning, no matter what they prioritize, they will buy things that they don't urgently need for some reason, or through strange purchase channels, and after a while, they will say that the economy is particularly tight, as if they didn't think about life planning when they bought after the reunion banquet. In addition, they are very sensitive to money, but they don't take care of it, they will always inquire first**, but they will not manage their finances effectively.

The consumption behavior of these people reflects their lack of rational thinking and planning ability, as well as their uncertainty and fear of the future. As a result, they will exhibit indiscriminate spending in their spending. According to search results2 In addition, the reason why some people spend money indiscriminately may be related to inner fear and deprivation.

For example, some women will keep buying clothes, skin care products, etc., not just for the pursuit of beauty, but for their dissatisfaction with themselves and the fear of ugliness. Some people like to stock up on food, medicines, etc., which may stem from an inner emptiness and fear of illness. These people's consumption behaviour reflects a lack of self-satisfaction and security, so they spend money indiscriminately to fill their inner emptiness.

In summary, the poorer people like to spend money indiscriminately, which may be due to their lack of rational thinking and planning skills, as well as uncertainty and fear of the future, and it may also be related to inner fear and want.