The house has been closed, how long will it take to get the remaining payment?

If the buyer does not take out a loan to buy a house, after the transfer of the house, the buyer can get a copy of the real estate from the bank to hand over the house, and the final payment can be received on the spot.

If the buyer is buying a house with a loan, the seller will be able to get the final payment after the transfer of the house, which is generally about a month, and about 22 days if it is expedited. However, the time to receive the final payment depends on the form of the buyer's loan, and the time to receive the final payment is different for different loan forms. Business loans.

Generally, the real estate certificate is issued.

15 working days.

Guarantee the balance of the sale of the house.

1. When the owner of the house sells the house signs the contract with the owner of the house, it clearly stipulates the conditions for taking the money and the conditions for breach of contract, so as to ensure that the final payment can be collected on time. Only when it is clear in the contract that you will not dare to default on the final payment when buying a house, after all, you will have to pay for the expiration date.

2. Sign the sales contract.

On the same day, both the buyer and the seller have to pay the commission of the intermediary company, and the buyer also has to pay a deposit.

To the seller, this fund is first supervised by the intermediary company, binding the buyer and seller, and then given to the seller after the transfer. The down payment must be made on the day of the transfer, and the balance is waiting for the bank to lend money, which is generally agreed to lend directly to the seller, and the sales contract will bind the buyer to handle the loan within a certain period after the transfer.

1. The buyer pays in full.

If the second-hand house is traded in full, then, after the buyer gets the new house ownership certificate, both parties can go to the bank as soon as possible to unfreeze the seller's account, and then get the final payment.

2. Buyer's loan.

If the buyer takes out a loan to buy the house, the seller will have to wait until after the closing of the house to get the final payment. However, the time for the seller to receive the final payment should be determined according to the form of the buyer's loan, and the time for receiving the final payment is different for different loan forms.

According to the market classification, there are five types of loans: commercial loans, municipal provident fund loans, state-owned provident fund loans, and municipal portfolio loans and state-managed portfolio loans.

1. Statute of limitations for commercial loans: generally 15 working days after the issuance of the real estate certificate;

2. Municipal provident fund loan: 10-15 working days for the issuance of the real estate certificate (the time for issuing the real estate certificate is different in each urban area);

3. State-managed provident fund loan: 7-10 working days after the issuance of the real estate certificate, sign the loan contract, and release the loan within 7-10 working days after signing;

4. Municipal portfolio loans: the general statute of limitations starts from the first trial, the buyer and the seller themselves and their spouses cooperate, and the documents provided meet the requirements of the provident fund and commercial loans, everything goes smoothly, the seller closes the balance in about 4 months, and the national holidays are postponed, and the property with the land certificate is generally added two more months at this time;

5. State-managed portfolio loan: Generally, the final payment is received about 2 months after the completion of the account (in the case of no land certificate).

Based on the above information, we can know that if the buyer is a full transaction, the balance payment will be obtained earlier; If the seller is a portfolio loan, the time will generally be longer. If a special circumstance occurs, the seller needs to find the buyer for inquiry, or both parties need to go to the bank for consultation to prevent accidents.

1. Generally, it takes 5 to 7 working days to complete the transfer, and you can get the house payment within 3 working days after the certificate is made and the certificate is obtained, so you can get the house payment in about 7 to 10 working days from the day of transfer.

2. Second-hand housing sales refer to those that have been filed in the real estate trading center, completed the initial registration and general registration, and re-listed for trading. Second-hand housing is relative to the commercial housing in the hands of developers, and is the common name of the secondary market of real estate property rights transactions, including commercial housing, second-hand public housing (housing reform housing) that is allowed to be listed and traded, distressed housing, demolition housing, self-built housing, affordable housing, and price-limited housing. Most of the traditional second-hand housing transactions go through real estate agents, and a certain amount of intermediary fees need to be paid.

Buying a home through an agent is the safest way for buyers to buy a home today, and this method will continue to do so. The intermediary can first ensure that the customer has sufficient ** to choose, and secondly, it can control the risk and operation of the buyer and the seller. However, the level of second-hand housing intermediaries is uneven, and which intermediary to choose for the transaction is the primary and careful consideration of buyers.

1. Both the buyer and the seller should prepare the information required for the transfer. Specifically, it includes the housing ownership certificate, the identity certificate of the buyer and the seller, the marital status certificate of the first party of the house, the housing verification certificate, the sales contract and other information deemed necessary by the housing registration agency.

2. After both the buyer and the seller prepare these materials, go to the real estate transaction center in the district where the house is located, that is, the real estate bureau, to handle the relevant business.

3. Take these materials to the window of the pre-examination of the house, and the pre-examination will be done first.

4. After the pre-examination of the house, go to the window of the housing appraisal and evaluate your house. Note that appraisal is not the same as the buyer-seller transaction, and in general, appraisal is lower than the transaction. In addition, the assessment of the value of the house is not free, and an appraisal fee will be charged, which is generally charged in proportion to the appraised value of the house.

5. After the house is evaluated, go to the household registration window to check how many properties you have under your name, and the next step is to pay the house deed tax.

Franco-Chinese pats specialize in real estate transfers.

After the transfer of the house, the seller of the full payment transaction generally gets the final payment within 15 working days after the transfer, and the seller of the installment loan transaction can get the final payment within the time limit agreed in the contract, and the time for the loan to supervise the funds is 22 working days after the transfer.

[Legal basis].Article 628 of the Civil Code.

The buyer shall pay the price at the agreed time. If there is no agreement on the time of payment or the agreement is not clear, and it cannot be determined in accordance with the provisions of Article 510 of this Law, the buyer shall pay at the same time as receiving the subject matter or extracting the documents of the subject matter.

Article 675.

The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return the loan within a reasonable period of time.

The transfer of ownership can generally be obtained within 30 days. The parties concerned shall submit their ID cards, household registration books, marriage certificates, purchase contracts, and house ownership certificates to the real estate registration center, which shall complete the process within 30 working days from the date of acceptance of the registration application. Normally, buying a house with full payment is to issue the property right certificate within 15 working days from the start of the transfer, and you can even get the property right certificate directly.

However, if the match is a loan to buy a house, the commercial loan will be issued with the title certificate within 25 working days from the transfer of ownership, but the title certificate will be directly put to the bank for mortgage.

Title deeds will be issued within 45 working days from the date of transfer of ownership for CPF loans and portfolio loans. It is also directly sent to the provident fund management center for mortgage. If the buyer has other needs and may use the property ownership certificate, he can go to Yinxun Lu Bank or the provident fund office to obtain a copy of the property ownership certificate.

If the house provided by the seller is legal, it can be listed and traded, and the buyer and seller sign a house sale contract (or house sale contract). After the buyer and seller reach an agreement on the location of the house, the status of property rights and the transaction, the delivery time of the house, the delivery of the house, and the handling of property rights through negotiation, the two parties shall sign at least three copies of the house sale and purchase contract.

[Legal basis].Article 20 of the Interim Regulations on the Registration of Immovable Property.

The immovable property registration authority shall complete the immovable property registration formalities within 30 working days from the date of accepting the application for registration, except as otherwise provided by law.

Summary. Hello, I'm a consulting lawyer, and I'm happy to serve you

The house has been closed, how long will it take to get the remaining payment?

Hello, I'm a consulting lawyer, and I'm happy to serve you

Hello, I am a partner lawyer of the platform and have received your question.

Hello. Hello, this first depends on how you agree in the transfer contract, according to the contract to fulfill this payment.

Is there an agreement in your contract?

I transferred the new real estate certificate on the 11 28th, and the mortgage certificate was in the bank.

Approximate amount of money.

China Construction Bank. That's what you do, is it a mortgage?

Title Deed Mortgage Loan.

In this case, the mortgage loan is generally 15 days to about one month, depending on the bank's work process.

Oh, at this point, it should be no problem to release the loan, right?

The loan will be disbursed about one month after the real estate certificate is mortgaged by the bank, and the borrower will prepare the information required for the loan after opening a current deposit account in the bank; Interview with the bank, bank report and approval; After the bank approves the approval, the borrower will be notified of the approval result and the borrower will sign the loan contract; Go to the Construction Committee for mortgage registration; The Construction Committee issues other warrants; According to the situation, go through the high bridge procedures such as insurance and notarization; Wait for the loan to be disbursed.

The above is a process of a title deed mortgage loan, you can take a look.

In this regard, you can only wait patiently, and manual personnel cannot interfere with the efficiency of the bank's noisy answers. However, if the bank arrives in the spring after the payment, it will also send a message to notify the customer in time.

If the bank delays the loan, you can take the initiative to contact the bank's customer service for consultation, ask what is going on, and remind the other party to release the loan as soon as possible.

It generally takes 15 to 30 working days to complete the transfer and get the title deed. The parties concerned shall submit their ID cards, household registration books, marriage certificates, purchase contracts, and house ownership certificates to the real estate registration center of Langqingtan, and the real estate registration center shall complete the application within 30 working days from the date of acceptance of the registration application.

Article 20 of the Interim Regulations on the Registration of Immovable Property The immovable property registration authority shall complete the formalities for the registration of immovable property within 30 working days from the date of acceptance of the application for registration, unless otherwise provided by law. Article 21 of the Provisional Regulations on the Registration of Immovable Property The registration of the items shall be completed and shall be completed when they are recorded in the immovable property register. When the immovable property registration authority completes the registration, it shall, in accordance with the law, issue to the applicant a certificate of ownership or a certificate of registration.

1) Buy a house in full, the landlord has a loan, in general, in this case, after the transfer of the house, it is usually 20 working days after the transfer of the house to accompany Li to get the real estate certificate, and get the new real estate certificate to handle the transfer of the property and water, electricity and gas and other expenses. (2) Buying a house in full or buying a house without a loan in full is scheduled by the buyer and seller on a date of signing, in this case, the down payment will be delivered to the landlord within three working days, and a real estate certificate will be signed for the transfer time. Under normal circumstances, you can get a new real estate certificate within 20 working days after the transfer, and you can handle the transfer of property and water, electricity and gas expenses after getting the new real estate certificate.

Article 20 of the Interim Regulations on the Registration of Immovable Property Article 20 The immovable property registration authority shall complete the formalities for the registration of immovable property within 30 working days from the date of acceptance of the application for registration, unless otherwise provided by law.