Why can t most of today s young people save money?

Young people change jobs frequently, young people have less desire, desire freedom, do not want to be limited by the world, and young people are too picky about their work.

After they have earned money, they will have fun in time, and they will have wine today and drunk tomorrow, so naturally they have no savings.

With the continuous advancement of urbanization, the cost of living in the city is getting higher and higher, and the expenses of rent, transportation, food, medical care and other expenses are constantly increasing, making it difficult for young people to save more money. Many of today's young people are just entering the workforce or starting a start-up, and their salaries are relatively low, making it difficult for them to meet their daily expenses and savings needs. Nowadays, many young people have not formed good financial management habits in terms of consumption, pursue fashion and pleasure too much, like to chase new products, and are unwilling to save expenses and savings.

In addition, new consumption patterns such as online shopping and entertainment have also intensified young people's desire to consume. At present, the deposit interest rate is low, and if you keep your money in the bank, the return is not high, or even not enough to offset the impact of inflation, which makes young people less motivated to save. The current employment situation is not easy for young people, and the competition for jobs is fierce, and many young people have to accept low-paid jobs or informal employment, which makes it difficult for them to save enough money.

Because I am used to spending a lot of money, I have no financial management concept and no pressure, so I don't have the habit of saving money. There is also the fact that Huabei can borrow credit cards and other expenses in advance, and you don't feel anything when you use it, and when you pay it back, your salary will not be much.

Because today's young people like to spend ahead of time, sometimes their wages can't afford to spend every month.

I think this is because some young people think that saving money is useless and will only depreciate.

Saving money is a kind of learning, spending money is a kind of technology, I am not good at learning, but the technology is very good...

There are many factors that contribute to the inability of young people to save money in modern society, and here are some of the possible reasons:

1.Consumption concept: The consumption concept of modern society is more and more inclined to pursue instant gratification, and young people are no exception. They are more willing to spend money on travel, entertainment, shopping, etc., rather than saving.

2.High cost of living: The increasing cost of living, such as rent, transportation, food, and medical care, makes it difficult for young people to earn enough to meet their daily needs, let alone save.

3.High housing prices: In some large cities, high housing prices have become a major barrier to savings for young people, and many young people have to spend most of their income on paying off their mortgages.

4.Societal pressures: Modern society is also increasingly expecting and stressing out young people, with many young and poor people feeling the need to succeed quickly rather than saving.

5.Lack of financial literacy: Many young people lack financial literacy and planning skills, and do not know how to manage their finances effectively, which makes it difficult for them to save.

To solve these problems, young people need to establish a correct concept of consumption, control consumption, learn to plan their finances reasonably, increase income, improve financial management ability, and so on.

The reason is very simple, because it is not enough to spend.

The ideological concept is different and is influenced by the bad ideas of the West.