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When someone wants to be a thing, the pawnshop will often push the ** very low, and when you want to redeem, the redemption ** is much higher than when you are a thing**, so there is a price difference in the middle.
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In ancient times, the mysterious pawnshop received this thing to its pawnshop at a low price between pawn redemptions, and then increased the price when the other party redeemed it, so it made a profit from this.
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This is what we now call the price difference, low-price pawn, **redemption.
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Legal basis: "Measures for the Administration of Pawns" Article 36 The valuation amount of the pawn and the amount of the pawn limb shall be determined by the two parties through negotiation. If the equivalent amount of real estate cannot be agreed upon through negotiation, the two parties may entrust a qualified real estate machine to conduct an appraisal, and the valuation amount can be used as a reference for determining the equivalent amount.
The pawn period shall be agreed upon by both parties and shall not exceed six months.
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Ancient pawnshops can pawn things are:gold and silver jewelry, grange real estate, antiques, calligraphy and paintings, etc.; Items that cannot be pawned are: clothes, umbrellas, fans, low-cost jewelry, etc
Pawn broking can be traced back to the Southern Dynasties during the Northern and Southern Dynasties, and began to flourish in the Tang Dynasty. The reason for the prosperity lies in the development of the economy, and people also have the need for funds.
Pawn, as the name suggests, is to take your more valuable items to the pawnshop, appraise, and then the pawnshop will transfer a part of the funds to himself to help him tide over the difficulties. Of course, this money is not the full value of the item, and it is generally not more than half.
This is the rule of pawnshop, of course, this money is not used in vain, you need to pay interest, in fact, this is similar to the current mortgage, but there was no such term at that time.
The person who took the pawn should return the principal and interest to the pawnshop within the specified period, redeem his belongings, and if the goods exceed the time limit, they will belong to the pawnshop and have the right to dispose of them.
In ancient times, most of the items that could be pawned were valuable, including: first, gold and silver jewelry, such as hairpins and hairpins for dowry, which were relatively valuable, and because of the single material, it was easy to estimate the value; The second is the Grange real estate, etc., the value of this kind of items is relatively high, and generally a relatively large pawn shop can undertake this kind of none; The third is antique calligraphy and painting, which is due to the cultural and artistic value of such items, such as Wang Xizhi's calligraphy and painting, as well as Tang Bohu's, even if there is a genuine handiwork, it is also valuable.
Of course, not all items can be used, and some cheap items, such as umbrellas, fans, and inferior jewelry, are not acceptable.
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You can pawn some valuable things, such as jade, cultural relics, house deeds, clothes, and things that people commonly use can be used to pawn.
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Generally, valuable items can be pawned, such as clothes, jewelry, and some house deeds, which can be pawned.
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Those that can be pawned are: gold and silver jewelry, antique calligraphy and painting, Grange real estate, etc.; Clothes, umbrellas, fans, low-priced jewelry, etc., cannot be pawned.
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Pawn, also known as pawnshop, mortgage shop. Institutions that collect movable assets such as clothing and jewelry as pledges to lend money to mortgagors were once popular in most parts of the country.
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The things that can be pawned by pawnshops in ancient times are generally things with a certain recognized value, such as jewelry, famous calligraphy and paintings, real estate and other fixed assets.
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You can pawn gold, silver, jewelry, antiques, calligraphy and paintings and other valuable items. The pawnshop has "three improper", improper robes and costumes, improper flags, gongs, umbrellas, and fans, and improper low-tide hand ornaments.
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In ancient times, pawnshops mainly collected valuable things, such as dead things such as clothing and jewelry, as well as living things such as pigs, dogs, cattle and sheep, as long as they did not involve violations of laws and regulations.
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Mainly collect some valuable things, things that are easy to realize, such as antique calligraphy and paintings, house title deeds, or jade jewelry and other things.
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Gold, silver and jade, antiques, calligraphy and paintings, valuable furniture and so on, as long as you want to be it, you can be it, but there seems to be nothing that can't be done.
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In ancient times, pawnshops were institutions that collected movable and immovable property as collateral and lent money to each other. The costumes of the gods are inappropriate, the flags, gongs, umbrellas, and fans are inappropriate, and the low-tide hand ornaments are inappropriate. All valuable except for the "three improper" can be used.
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Good morning, dear, it's an honor to answer for you: pawnshop pawn things: 1
There are several broad categories of things that can be pawned in pawnshops:21. Jewelry:
Including **, platinum, diamonds, watches, jewelry and jade, etc.; This business is simple, you can go with things and ID cards, and the on-site evaluation is a price, and it is immediately desirable. 3.2. Real estate:
It's real estate; To mortgage the property to a pawn shop, it is similar to a bank's business property mortgage. 4.3. Motor vehicles:
Mainly cars; If there is a car and there is no car, it is necessary to go through the registration and filing procedures for the mortgage of the motor vehicle. I hope mine is helpful to you, you can click on the avatar to follow me, so that I can answer for you in time next time. Finally, I wish you a smooth work, a happy family, happiness and <>good health
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Hello dear, there are several categories of things that can be pawned in pawn shops: 1. Jewelry: including **, platinum, diamonds, famous watches, jewelry and jade, etc.; This business is simple, you can go with things and ID cards, and the on-site evaluation is a price, and it is immediately desirable.
2. Real estate: that is, real estate; To mortgage the property to a pawn shop, it is similar to a bank's business property mortgage. 3. Motor vehicles:
Mainly cars; If there is a car in the hall and there is a car that is not charged, it is necessary to go through the registration and filing procedures for the mortgage of the motor vehicle. Fourth, property rights: including equity, **, bills of exchange, checks, promissory notes, bonds, deposit receipts, warehouse receipts, manifests, etc.; Fifth, bulk materials, machinery and equipment, etc.
Compared with banks, pawnshops have higher loan interest rates, but they are more flexible, with unlimited amounts, short processing periods, and flexible repayment. Different pawnshops have different business fields, some do not do civilian products, some do not do bulk materials, etc. If you go to the pawnshop to pawn something, first you have to determine whether you choose to live or die, if it is live, first you have to prepare all kinds of documents for what you want to do, as well as your ID card, and the rest you have to negotiate with the pawnshop on the date, interest rate and other issues (most pawnshops have a contract template to see clearly).
Such an empty leak is the joint property of the husband and wife, and the husband and wife need to jointly handle the pawn matter (both parties are present, and the ID card is required) The death should be simple and rotten, and the pawn money given is relatively more, but most of the things will not come back, and the live can still be returned, provided that you have to repay a certain amount of interest every month, and repay the principal before the date of repayment, and then go to handle some certificates of release of the mortgage. In order to standardize pawnbroking behavior, strengthen supervision and management, and promote the standardized development of the pawnbroking industry, the "Measures for the Administration of Pawnshops" has been formulated in accordance with relevant laws and regulations. These Measures shall apply to the establishment of pawnshops within the territory of the People's Republic of China and the engagement of pawnbroking activities.
The term "pawn" in these Measures refers to the act of a pawnbroker pledging its movable property and property rights as pawn or mortgaging its real estate as pawn to a pawnshop, paying a certain percentage of fees, obtaining pawn money, and paying pawn interest, repaying pawn money, and redeeming pawn goods within the agreed time limit. The term "pawnshop" in these Measures refers to the enterprise legal person established in accordance with these Measures specializing in pawnbroking activities, and its organizational form and organizational structure shall be subject to the relevant provisions of the Company Law of the People's Republic of China.
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