What should I do if I can t borrow it, and what if I can t borrow it from Alipay

The reason why we can't borrow money may be because we have overdue or bad credit when we use this loan.

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It is also possible that when we use the borrower, we choose the function of early repayment, so the borrowing system may think that we do not have a need to borrow, so it will be closed.

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The reason why we can't borrow it may also be that our sesame score has decreased, because the borrowing requirement is that the user's sesame score must be above 600 points.

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Then we can improve our sesame score through some ways, as long as it reaches more than 600 points, we can borrow money from Borrower again.

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Summary. 1.It may be because when we used this loan, there was an overdue situation.

2.With the option of early repayment, the borrowing system thinks that we have no need to borrow, so it is closed.

3.It could also be that our sesame score has decreased.

First of all, I don't recommend that the landlord borrow money from the borrowing, because the interest rate in Alipay is also very high - in other words, Alipay's borrowing or Huabei or online business loan, basically its borrowing interest rate is 0.6 per thousand.

In other words, 1,000 yuan needs to spend six cents a day in interest, and 10,000 yuan costs six yuan a day, which is equivalent to 180 yuan a month. And if it is a year, there will be close to 2,000 yuan of interest.

In fact, its interest is not low, and it is recommended that the landlord still try to make money by working. In this way, you will be able to support your family and provide for your family, so as to take care of the elderly and children.

If the landlord is really in short supply, it is better to borrow some money from friends and family, and then everything is difficult at the beginning, and then go and pay them back after finding a job, everything is not a problem.

There may be the following 6 reasons why the ant borrowing is lowered or suddenly stopped, you can compare and analyze! 1.Check to see if there is any negative record in your sesame credit management; 2.

False personal information is submitted, such as education, job, car, etc., which can be found to be true or false; 3.Credit borrowing and repayment, credit housing, car rental, etc. in Sesame Credit may be overdue; 4.If you don't use it for a long time, it will be reclaimed for someone else's use.

Because there are so many Alipay users, it is impossible for everyone to have so many quotas, which is also to avoid waste of resources; 5.Alipay detects that there is a security risk in the account, and will close the qualification of Ant Borrowing. 6.

You can have one or two early repayments, so that Alipay thinks that you have the ability and willingness to repay is enough, but if you repay in advance every time, you will think that you do not need the installment cash loan service, and you will also be reduced or disqualified.

Even if Ant Borrowing is closed, as long as you use Alipay normally and maintain good personal credit, the system will be reopened soon. Don't believe the statement that please open a loan, borrowing is determined by the system to evaluate whether it is opened for you, and others have no right.

You can try other methods, it is very likely that you are underage, or you owe too much money, the designation is insufficient credit online, or it may be the wrong method, the first step, mobile phone number registration, then mobile phone number login, to verify the name, and then bind a bank card, and then apply for a limit, if there is no limit, it is not possible to borrow.

It's better not to borrow money online, now that the state is in control, you can't borrow online, you can't borrow.

You can try contacting customer service to find out why. In general, you can borrow money.

If you can't remember it, it means that your credit report has not passed.

Do you still owe money?

Then you go to the bank and try to get a credit card and see if you can lend money.

Here's why:1The status is not healthy. When this happens, users can view their borrowings.

Whether the status is normal, such as whether it has been frozen or suspended.

2.The overall score is insufficient. The borrower will conduct a comprehensive assessment of the user's account situation and usage from time to time, and if it is found that it is overdue or early repayment.

If you don't often use borrowing or Alipay, it will lead to your overall score being reduced. You should know that if the user's current comprehensive rating is insufficient, even if there is a quota, it will not be available.

3.System issues. For example, the borrowing application is too popular, and many people rush to apply, and there will be situations such as busy systems and system errors, and there will be no lending at this time.

However, you only need to wait a while, withdraw and re-borrow, generally speaking, as long as the comprehensive score is not insufficient, you can successfully apply for a loan.

Summary. The reason why I can't borrow it is because there is a borrowing amount on the borrowing page. After borrowing to repay, you can't borrow again, this is because there is a borrowing amount on the borrowing page.

The amount that can be borrowed is evaluated by the system, and the system can increase the amount or recover it at any time. When the system evaluates the user's credit qualification status and believes that the user does not meet the conditions for the use of the loan, the system will withdraw the loan amount.

Before borrowing and repaying, you can't borrow because there is a borrowing amount on the borrowing page. After borrowing to repay, you can't borrow again, this is because there is a borrowing amount on the borrowing page. The amount that can be borrowed is evaluated by the system, and the system can increase the amount or recover it at any time.

When the system evaluates the user's credit qualification status and believes that the user does not meet the conditions for the use of the loan, the system will withdraw the loan amount.

Overdue loans: Generally speaking, borrowing money from the edge of the line leads to overdue is a common reason. If the user does not repay the loan within the agreed time after getting the loan, and it is overdue for a long time, then it will lead to the failure to repay the loan.

Never overdue.

It's because there is a borrowing limit on the borrowing page. Well. Yes.

Here's why:1Overdue loans: Generally speaking, borrowing money is a common reason for being overdue. If you do not repay the loan within the agreed time after getting the loan, and it is overdue for a long time, then it will lead to the situation that you cannot get the loan after repayment.

2.The purpose of the loan does not comply with the regulations: You should know that the purpose of borrowing is daily consumption. If the loan is used for gambling, or if it is used illegally, the account will be closed after the repayment is made. So you must use it as required and don't break the rules.

3.Excessive debt: For users who use borrowing, borrowing will evaluate their credit from time to time, and if it is found that the user's debt is too high, then there may be a situation where the loan cannot be repaid after repayment.

If a user is complained by a merchant, or is identified as a malicious buyer, then the sesame score will drop significantly. In such a case, the user's ant borrowing will also be implicated.

Extended Information] Borrowing is a loan service launched by Alipay, and users can apply for different loan amounts according to different sesame scores. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

On January 9, 2018, due to excessive leverage and violation of relevant regulatory regulations of the central bank, some user accounts were voluntarily closed to control the loan balance.

"Borrow" is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

At present, the consumer loans launched by e-commerce giants are mainly for installments in the consumption scenarios of the e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another.

1. The borrower can't be borrowed back, probably because the user's borrowing is controlled by the risk.

2. Borrowing risk control may be that the user has violated some operations in Alipay's regulations on borrowing, such as unreasonable borrowing and cashing out to disturb and consume, and borrowing is a credit product launched by Alipay, and the borrowing amount is also determined according to the sesame score, if the user's sesame score is lower, the less the borrowing amount, and the higher the probability of natural risk control, so it is necessary to maintain personal good credit and use borrowing reasonably and legally.