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Anonymous users2024-02-13The information required to apply for a mortgage loan is as follows:
ID card, household registration book, marriage certificate, income certificate, bank statement, property right certificate, land certificate, and the information of both husband and wife is provided for married.
The land certificate is based on the situation, generally the property right certificate is a residential house, you can apply for a mortgage without the land certificate, if it is an apartment residence, you need to provide the land certificate, if there is no land certificate, you can provide a copy of the developer's land certificate with a fresh seal.
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Anonymous users2024-02-12Title Deed Mortgage: (Personal).
1.Copies of the identity cards of both spouses.
2.Copies of the household registers of both husband and wife.
3.A copy of the marriage certificate of both spouses.
4.Proof of employment for both spouses.
5.Proof of income of both husband and wife (6 months of bank card statement) 6Personal credit reports of both husband and wife.
7.A copy of the title deed.
8.Purpose of the loan.
Title Deed Mortgage (Company).
1.Copies of the identity cards of both spouses.
2.Copies of the household registers of both husband and wife.
3.A copy of the marriage certificate of both spouses.
4.Proof of income of both husband and wife (6 months bank card statement) 5Personal credit reports of both husband and wife.
6.Business license, organization certificate, tax registration certificate, articles of association.
7.The company's financial statements for the last 2 years.
8.The revenue of the projects completed by the company in the past 2 years.
9.Lease contract of the company.
10.Fixed assets in the name of the company.
11.Purpose of loan and repayment plan.
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Anonymous users2024-02-11If it is a city with a purchase restriction order, it is also necessary to have a tax payment certificate for more than one year.
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Anonymous users2024-02-10The real estate mortgage requires a land certificate, which is issued by the local people, and is a written document that proves that the holder has the ownership or right to use a certain area of land, and is a legal certificate that the holder enjoys the ownership or use right of the land. At present, there are three main types of land certificates, namely, the certificate for the use of state-owned land, the certificate of ownership of collective land, and the certificate for the use of collective land for construction. Any change in land ownership or change of land use shall go through the registration procedures for the change of land ownership in accordance with the legal procedures and replace the certificate.
According to the provisions of the Measures for the Reform of Urban Real Estate Mortgage Management, the land certificate shall be submitted to the registration authority for the registration of real estate mortgage.
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Anonymous users2024-02-09Legal Analysis: A land certificate is required for a mortgage on a property. The materials required for real estate mortgage registration include the applicant's identity certificate, mortgage contract, mortgage registration application, land certificate, and materials that can prove the value of the mortgaged real estate.
Legal basis: Measures of the People's Republic of China for the Administration of Urban Real Estate Mortgages
Article 30 Within 30 days from the date of signing the real estate mortgage contract, the mortgage party shall go to the real estate management department where the real estate is located to register the real estate mortgage.
Article 32 For the registration of real estate mortgages, the following documents shall be submitted to the registration authority for inspection:
1) The identity certificate or legal personality certificate of the mortgage party;
2) Application for mortgage registration;
3) Mortgage contract;
4) "State-owned Land Use Right Certificate", "House Ownership Certificate" or "Real Estate Ownership Certificate", and the "Housing Co-ownership Certificate" and other co-owners agree to mortgage proof must also be submitted for the co-owned houses;
5) Documents and supporting materials that can prove that the mortgagor has the right to create a mortgage;
6) Information that can prove the value of the mortgaged real estate:
7) Other documents deemed necessary by the registration authority.
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Anonymous users2024-02-08The real estate mortgage requires a land certificate, which is issued by the local people, and the written document proving that the holder has the ownership or right to use a certain area of land is a legal certificate that the holder enjoys the ownership or use right of the land. At present, there are three main types of land certificates, namely, state-owned land use certificates, collective land ownership certificates and collective land construction land use certificates. Any change in land ownership or change of land use shall go through the registration procedures for the change of land ownership and the replacement of the certificate in accordance with the legal procedures.
According to the provisions of the Measures for the Administration of Urban Real Estate Mortgages, the land certificate shall be submitted to the registration authority for the registration of real estate mortgages.
Legal basis. Measures for the Administration of Urban Real Estate Mortgage (2001 Amendment) Article 32 For the registration of real estate mortgages, the following documents shall be submitted to the registration authority: (1) the identity certificate or legal person qualification certificate of the mortgage party; 2) Application for mortgage registration; 3) Mortgage contract; 4) "State-owned Land Use Right Certificate", "House Ownership Certificate" or "Real Estate Ownership Certificate", and the "Housing Co-ownership Certificate" and other co-owners agree to mortgage proof must also be submitted for the co-owned houses; 5) Documents and supporting materials that can prove that the mortgagor has the right to create a mortgage; 6) Information that can prove the value of the mortgaged real estate:7) Other documents deemed necessary by the registration authority.
My social security card.
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