How long does it take to cancel the mortgage on the house, and how long does it take for the mortgag

When the loan principal and interest are paid off in full, you can go to the lending institution to apply for the "Housing Other Warrant" and the "Loan Settlement Certificate". Revoke the mortgage at the real estate transaction center of the district or county where the property is located; When handling the mortgage cancellation business, you need to fill in a "Mortgage Cancellation Application Form", provide the "Loan Settlement Certificate" given to the borrower by the lending institution, and the "Housing Ownership Certificate" and "Housing Other Ownership Certificate" or "Mortgage Certificate" that you need to provide, and go to the real estate bureau to go through the mortgage cancellation procedures. The deadline is to complete the application within 10 days.

The Measures for Housing Registration stipulate that from the date of acceptance of the application for registration, the housing registration authority shall, within the following time limits, record the application for registration in the housing register or make a decision not to register: 30 working days for the registration of house ownership within the scope of the first state-owned land, and 60 working days for the registration of house ownership within the scope of collective land; Registration of second mortgage and easement, 10 working days; 3. 10 working days for advance notice registration and correction registration; Fourth opposition registration, 1 working day. The time for public announcement is not included in the time limit provided for in the preceding paragraph.

If it is necessary to extend the time limit for registration due to special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the maximum time limit shall not exceed one time of the original time limit. Where laws and regulations have other provisions on the time limit for registration, follow those provisions. Legal basis:

Article 23 of the Measures for Housing Registration shall record the application for registration in the housing register or make a decision not to register within the following time limits from the date of acceptance of the application for registration: (1) 30 working days for the registration of house ownership within the scope of state-owned land, and 60 working days for the registration of house ownership within the scope of collective land; (2) Registration of mortgage and easement, 10 working days; (3) 10 working days for advance notice registration and correction registration; (4) Objection registration, 1 working day. The time for public announcement is not included in the time limit provided for in the preceding paragraph.

If it is necessary to extend the time limit for registration due to special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the maximum time limit shall not exceed one time of the original time limit. Where laws and regulations have other provisions on the time limit for registration, follow those provisions.

The deadline is to complete the application within 10 days.

Housing Registration Measures:

Article 23.

From the date of acceptance of the registration application, the housing registration agency shall, within the following time limits, record the application for registration in the housing registration book or make a decision not to register:

1) 30 working days for the registration of house ownership within the scope of state-owned land, and 60 working days for the registration of house ownership within the scope of collective land;

(2) Registration of mortgage and easement, 10 working days;

(3) 10 working days for advance notice registration and correction registration;

(4) Objection registration, 1 working day.

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The cancellation of the mortgage of the property is generally completed within 7 days. The cancellation of the real estate mortgage registration shall be handled by the mortgagor with the real estate mortgage contract, the certificate of real estate ownership, and the certificate of repayment of the loan to the acceptance window, and the staff shall verify and review and confirm that it is true and go through the cancellation procedures on the spot.

Legal basis] Article 35 of the Measures for the Administration of Urban Real Estate Mortgages.

In the event of a change in the mortgage contract or termination of the mortgage relationship, the parties to the mortgage shall, within 15 days from the date of modification or termination, go to the original registration authority to change or cancel the mortgage registration. If the land use right and the ownership of land, buildings and other attachments are obtained due to the disposal of mortgaged real estate in accordance with the law, the mortgage party shall, within 30 days from the effective date of the disposition, apply to the local people's ** real estate management department at or above the county level for registration of the transfer of housing ownership, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate.