Shanghai Pudong Development Bank seriously violated the rules and took the loan to repay the old?

Borrowing new to repay the old refers to the act of repaying the original loan when the loan expires and cannot be recovered on time during the loan issuance process. If the big banks have such serious non-compliance problems, what about the other small banks?

Borrowing the new to repay the old has become a hot potato after the explosion in Pudong Development, which has attracted great attention. Borrowing new to repay the old can be relatively free to adjust the repayment plan and repayment period according to the debtor's repayment ability, which can quickly complete the repayment for the borrower, resulting in the revitalization of non-performing loans, and for the bank to successfully complete the loan collection task, so this behavior is also favored by major financial institutions. In fact, it is essentially an extension of the term of the loan, but the creditor's right relationship has not been terminated, which is a special extension behavior.

It is fundamentally different from repaying with your own funds.

Borrowing new to repay the old is itself a shortcut behavior made by the borrower without the ability to repay, there is an obvious lack of capital flow, and if the loan is not repaid when due, the interest will increase, which undoubtedly increases the debt repayment burden for enterprises.

At present, there is still a great deal of controversy in the law about this act, and inconsistent legal views are also given on this view, and the legal risks involved in this operation are still quite high, which shows that China still has a long way to go in improving the law. China is in a period of socialist construction, and some laws are not perfect enough, and it is inevitable that there will be certain legal loopholes, so we cannot stop improving the pace of laws.

In real life, laws and regulations are everywhere, as a qualified citizen, we must be the defender of the law, improve our legal literacy, resolutely do not do illegal things, do not play the law sideball, every citizen from the bottom of the heart support has a great impact on the repair and improvement of China's law, we must actively learn legal knowledge, and be a good citizen who knows the law, understands the law, and is good at using the law.

Shanghai Pudong Development Bank did seriously violate the rules and was also punished, but it did not take the new loan to repay the old. Shanghai Pudong Development Bank Co., Ltd. **** Credit Card Center credit card collection outsourcing management seriously violated the rules of prudent operation, in accordance with Article 46 (5) of the Banking Supervision Law of the People's Republic of China and Article 14, Paragraph 2 of the Notice of the China Banking Regulatory Commission on Further Regulating Credit Card Business (Yin Jian Fa 2009 No. 60), was ordered to make corrections and fined RMB 500,000.

Shanghai Pudong Development Bank has seriously violated the law and wants to repay old debts with the help of new users, which is very illegal and should be punished and cannot be spared!

In fact, there are many such routines, borrowing new to repay the old, attracting customers with low interest rates at the beginning, and then borrowing another loan when the customer cannot repay on time, and banks and other small loans have such violations.

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