HELPshanghai Pudong Development Bank, what kind of bank is Shanghai Pudong Development Bank, urgent

I bought a recharge card online, ** payment, all bank cards can be used, credit cards can also enjoy interest-free or installments, and points. There is also a discount for buying a recharge card, and there is no discount for paying the mobile phone bill online as if it were going to the business hall.

Yes, the service of the four major state-owned banks is poor, that is, there are many outlets, and the cost is still high, so you must find a joint-stock bank, the service is enthusiastic, and the cost is low.

Hello, Zhonggong Education is at your service.

Shanghai Pudong Development Bank Co., Ltd. **** (hereinafter referred to as Shanghai Pudong Development Bank) is a national joint-stock commercial bank established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and listed on the Shanghai ** Stock Exchange in 1999 (**Trading**: 600000), with its head office in Shanghai.

With its good performance and reputation of integrity, SPD Bank has become a well-watched and respected listed company in China's leading market.

At present, SPD Bank has set up 40 first-class branches across the country, building a national commercial bank operation and service structure. In recent years, SPD Bank has accelerated the development of internationalization and integrated operation, marked by the opening of the Hong Kong branch and the establishment of the London Representative Office, taking substantial steps towards international operation, and actively promoting integrated operation with the establishment of institutions such as SPD Village Bank, SPDB Financial Leasing, and SPD Silicon Valley Bank.

In June 2014, the British "Banker" magazine released the World Bank 1000 rankings, according to the core capital, SPD Bank ranked 44th in the world, ranking 8th among Chinese banks on the list. In July 2014, the Fortune Global 500 ranking was released by Fortune magazine, and SPD Bank ranked 383rd, ranking 81st among Chinese enterprises and 9th among Chinese banks on the list, showing a good comprehensive competitive advantage. SPD Bank will continue to promote financial innovation, adapt to the situation, take advantage of the trend, and strive to become a modern financial service enterprise with core competitive advantages under the guidance of "new thinking, heart service".

SPD Bank advocates an organizational atmosphere of "sunshine, simplicity, inclusiveness and progress", always regards young talents as an important resource for enterprise development, attaches great importance to the gathering and cultivation of outstanding young talents, and provides a stage for young employees to set sail for their careers and provide opportunities for their career development.

We look forward to waiting for more young students who have the courage to accept challenges and have both ability and political integrity to choose SPD Bank and join SPD Bank to inspire their youth, fly their dreams, and grow together, share and create the future with SPD Bank!

First, the basic conditions for application.

1. 2015 fresh graduates from full-time well-known colleges and universities;

2. Bachelor degree or above, the major of Liang Leasing is not limited;

3. Good conduct, good academic performance, physical and mental health;

4. Excellent foreign language proficiency and computer application ability;

5. Pioneering and enterprising, brave in innovation, with a high sense of responsibility and professionalism.

For details, please see: 2015 Shanghai Pudong Development Bank Campus Recruitment Notice.

If you have any questions, please feel free to ask questions from Zhonggong Education Enterprises.

The bank of the bank refers to the bank that is a commercial bank, that is, it mainly has business relations with commercial banks, concentrates the reserves of commercial banks and provides credit to them, including the deposit reserves of centralized commercial banks; Handle the liquidation of commercial banks; and the granting of loans to commercial banks.

What is the function of a bank?

1. Financial regulation and control functions. In order to achieve the goal of monetary policy, the central bank regulates and controls the monetary and credit activities of the whole country through financial means, thereby affecting the operation of the national economy;

2. Public service functions. The services provided by the central bank to ** include financing to **, issuance of treasury bonds, treasury revenue and expenditure business, handling the repayment of principal and interest when bonds mature, and managing international reserves such as foreign exchange for the state. The services provided by the central bank to banks and other financial institutions include the custody of deposit reserves of banks, the handling of payment and clearing business, the financing of funds for financial institutions, and the provision of services to the society.

3. Financial regulatory functions. The central bank implements a series of activities to regulate and restrict financial institutions, their businesses and financial markets in accordance with the law, and promote their steady operation in accordance with the law.

What are the characteristics of a commercial bank?

The characteristics of commercial banks include: commercial banks are financial enterprises and enterprises that undertake the function of capital financing; The business goal of commercial banks is to maximize profits, and central banks and policy banks usually do not aim to make profits; Commercial banks have a wide range of business scopes and a wide variety of businesses, and are the only financial institutions that can absorb demand deposits. Non-bank financial institutions have a narrow business scope, operate incomplete credit business, or do not finance funds in the form of bank credit.

What is a state-owned commercial bank?

A state-owned commercial bank is a commercial bank wholly owned by the state, and all its capital is invested by the state, and it is a state-owned financial enterprise. State-owned commercial banks are the main body of China's banking system, and they are in an absolute monopoly position in terms of the number of personnel and institutional outlets, as well as in the scale of assets and market share, and play a decisive role in China's economic and financial development. China's state-owned commercial banks include:

Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications and Postal Savings Bank of China.

Bank confirmation is the process by which a certified public accountant obtains and evaluates audit evidence through a statement of relevant information and existing status directly from a third party in order to obtain information that affects the determination of financial statements or related disclosures.

The CPA shall determine whether it is necessary to implement the letter to obtain sufficient and appropriate audit evidence at the level of determination. In making a decision, the CPA should consider the risk of material misstatement at the level of identification assessed, and how the audit evidence obtained through the implementation of other audit procedures reduces the risk of the inspection to an acceptable level.

When confirming the confirmation, the certified public accountant should consider the business environment of the audited entity, the effective and auspicious nature of the internal control, the nature of the account or transaction, the habitual practice of the person being consulted in handling the confirmation letter and the possibility of replying to the letter, etc., to determine the content, scope, time and manner of the confirmation.