How much can the accident insurance compensation for workers on the construction site cost?

The construction site buys a unified monthly insurance for workers, and some of them are individual, and one person deducts 100 yuan or a part of the money, and then gets the insurance amount.

Then there is group accident insurance.

Group accident insurance, its sum insured is relatively low, but from the perspective of real payment, this thing is not low. <>

Because the maximum payout of single insurance is basically about 1 million, of course, his insurance company you spend more money may lose more, but if it is an ordinary insurance is 100 yuan, protect you for a year, one or two hundred yuan, and ensure that you have such a year's time, even if there is any death event, that is, a compensation of five or six hundred thousand, this is the case on the construction site, and the maximum insurance amount of a single insurance may be very high. But this kind of loss of money is not so much, the insurance company does not check the compensation at all, the more money you have, the higher the cost. <>

There is this group accident insurance on the construction site, and the group accident insurance is specifically only for some workers working on the construction site, regardless of whether he is included in the normal personnel system of the company, as long as he is working here, it is considered to be the protection scope of this group accident insurance. The maximum amount of insurance should be 800,000, and the real compensation is estimated to be 6 or 700,000 yuan, which is cheaper than the single insurance, which is indeed much higherMoreover, this kind of group accident insurance is unified by the company to which it belongs, and now there are requirements in this regard, especially after the new safety law came out on September 1. <>

Work on the construction site must pay attention to protect their own safety, this is never wrong, may be a lot of work on the construction site has been a long time, know where the construction site is dangerous, that is not dangerous, but do not take it lightly, life is their own safety is their own, make money can be put back,Because you have a healthy body, you can continue to make money, which is a very simple truth, but many people only understand this truth when something really happens.

Depending on the amount of coverage under the insurance contract, different payouts can be madeSum insured

China's infrastructure construction speed is the world's first, and in this remarkable achievement, great workers are inseparable. Whether on a construction site or in the construction of a railway tunnel, workers are the most indispensable thing. We all know that workers' wages are indeed high, but they come with a lot of risk.

Even though construction sites now attach great importance to the safety of workers and take all protective measures, there are still accidents sometimes. Workers are the breadwinners of the family, and if an accident occurs, it is likely to lead to the collapse of the family. Therefore, in this case, every construction site must purchase accident insurance for workers.

1. The amount of insurance determines the amount of compensation.

Most of the insurance purchased by workers on the construction site is accident insurance, because many workers do not understand insurance at all, so they do not know how much protection they can have by buying this type of insurance, and how much compensation they will pay in the event of an accident. Generally speaking, the amount of accident insurance compensation should be determined according to the specific coverage agreed upon at the time of signing the contract. That is to say, if the insurance amount purchased is 500,000, then you can get 500,000 compensation, and if it is 1 million, you can get 1 million compensation.

The final compensation standard is determined according to the different insurance coverage, so many workers must consider this aspect when choosing a construction site and carefully choose the right place of work.

2. Compensation should be made for accidents at the construction site.

Sometimes some site owners do not buy large accident insurance for their workers, and in this case, many workers are afraid that they will not be compensated for accidents. China is a society governed by the rule of law.

The law is very sound, so you don't have to worry about this issue, such as after a court decision on commercial insurance.

It is simply not possible to pay all the compensation. In this case, the construction site will have to bear the remaining compensation amount, so it is best for the site owner to choose a larger amount of insurance when purchasing accident insurance.

Workers working outdoors generally need to buy an accident insurance, the risk of working outdoors is very high, if the site provides workers with an insurance as a guarantee is to make workers more at ease of work, at present very workers can take into account the fish bubble of the work insurance, its cost is not very high, are workers can afford a day, the lowest as long as a day, followed by its maximum insurance amount is 500,000 is a high protection, This is a very beneficial guarantee for workers or their families, as a booster to keep workers on the jobsite.

It depends on the amount of accident insurance you have purchased, plus the severity of the injury, to determine the amount of compensation.

This is based on the specific insurance contract, in which the amount and scope of compensation will be obvious.

Hello, accident insurance companies have corresponding claim amounts, thank you!

It depends on the amount of insurance that the company buys for you in the insurance company, that is, the amount of insurance. If it is 500,000, the insurance company will pay 500,000. If it's 50,000, the insurance company will only pay 50,000.

But it's important to understand that the insurance company's payout doesn't matter much about the payout you're asking for. You have to understand the relationship between the insurance company, the construction site, and the subject of insurance (that is, the workers); The insurance company and the construction site are related, and the construction site and the workers are related, but the insurance company will also participate in the compensation investigation, mainly to prevent some legal and moral incidents; So your compensation is more to ask for from the construction site, if you ask for 1 million and the court also awards 1 million compensation, then the construction site with insufficient insurance compensation will pay for 1 million by itself.

Insurance companies have relevant regulations. In addition, the work-related injury is performed according to the level of work-related injury identification.

Some accident insurance for workers has an upper limit of compensation, for example, if you buy the forgotten one, he will only pay 10,000 yuan, and the late 30,000 yuan will only be paid 30,000 yuan.

It depends on how much accident insurance you have purchased.

For the specific amount, please check the sum insured in the "Accident Insurance Policy".

Hello question! I've kept you waiting.

Generally speaking, work-related injury compensation includes medical expenses, hospital meal subsidies, **** fees, assistive device fees, wages during the period of suspension of work, living care expenses, one-time disability subsidies, one-time disability employment subsidies and one-time work-related injury medical subsidies.

Second, the compensation for the protection items of employee accident insurance is that, according to Article 39 of the Regulations on Work-related Injury Insurance, if an employee dies on the job, his close relatives shall receive a funeral subsidy, a pension for dependent relatives and a one-time work-related death subsidy from the work-related injury insurance in accordance with the following provisions:

1) The funeral subsidy is 6 months of the average monthly wage of employees in the overall area in the previous year;

2) The pension for dependent relatives shall be paid to the relatives who are unable to work and provide the main livelihood of the employee who died on the job according to a certain proportion of the employee's own salary;

After applying for work-related injury recognition first, generally speaking, work-related injury compensation includes medical expenses, hospital meal subsidies, **** expenses, assistive device expenses, wages during the period of suspension of work, living care expenses, one-time disability allowance, one-time disability employment subsidy and one-time medical subsidy for work-related injuries.

4. Wait for the notice from the insurance company. After the review is completed, the insurance company will notify the insurer of the status of the insurer's review. If it is confirmed that it is an insurance liability, the insurance company will pay the insured's compensation if the review is approved.

If the labor contract is terminated upon expiration or the employee himself or herself proposes to terminate the labor contract, the work-related injury insurance** shall pay a one-time medical subsidy for work-related injuries, and the employer shall pay a one-time employment subsidy for disability.

When compensation is required for construction site accident insurance, when the insured dies due to an accident, he should contact the insurance company in time, and the relatives of the insured can report to the insurance company in time according to the national unified insurance company ** number on the policy. After the insured's relatives prepare the materials and submit them, the insurance company will review and accept the application, and after the review is correct and the insurance compensation amount is agreed, the insurance beneficiary can wait for the insurance company to release the compensation. And it also depends on the amount of insurance that the company buys for you in the insurance company, that is, the amount of insurance.

If it is 500,000, the insurance company will pay 500,000. If it's 50,000, the insurance company will only pay 50,000.

There are also two options available.

The first is to take civil litigation, that is, to carry out the employment relationship, which requires the identification of the disability level, and can directly go to the court to claim compensation.

The second is to go through the labor relationship, requiring the identification of work-related injuries, and then doing labor ability appraisal, and after coming out of the level, asking for work-related injury benefits.

In addition, the construction site accident insurance payment method:

1. The period during which an employee is injured in an accident or suffers from an occupational disease and needs to suspend work to receive medical treatment for work-related injuries is called the period of suspension of work with pay. The period of leave without pay is generally not more than 12 months.

2. Accommodation, accommodation, and transportation expenses, necessary nutrition expenses, wages during the suspension of work, medical expenses, food subsidies, nursing expenses, and assistive device expenses if disability is caused, as well as necessary expenses, nursing expenses, nursing expenses, and follow-up expenses actually incurred due to continuation.

3. If the injury is serious or the circumstances are special, it may be appropriately extended, but the extension shall not exceed 12 months. The wage standard during the period of suspension of work and salary shall be paid in accordance with the original normal salary. If the injured employee still needs to be ** after the expiration of the period of suspension of work with pay, he or she shall continue to enjoy the medical treatment of work-related injury.

Finally, the amount of general civil compensation is less than that obtained through the procedure of work-related injury treatment, and the specific amount should be taken as a reference to the degree of injury, and the higher the level of disability, the higher the treatment, generally including medical expenses, nursing expenses, food subsidies, wages during the period of suspension of work, one-time disability, medical treatment, employment subsidies, etc.

Extended Information: Specific Compensation Items, Standards:

1) Medical expenses.

1. Requirements: **The expenses required for work-related injuries meet the list of work-related injury insurance diagnosis and treatment items, the list of work-related injury insurance drugs, and the hospitalization service standards of work-related injury insurance.

2. Legal basis: Article 29, paragraph 3 of the Regulations on Work-related Injury Insurance. 3. Note: If the employer does not participate in work-related injury insurance, it is not necessary to go to a medical institution that has signed a service agreement**.

2) Hospitalization meal subsidy.

1. Standard: 70% of the food subsidy standard for business trips of the unit.

2. Requirements: During hospitalization.

3. Legal basis: Article 29, Paragraph 4 of the Regulations on Work-related Injury Insurance 4. Note: If the unit does not have a business trip food subsidy standard, refer to the business trip food subsidy standard for the staff of the local state organs. (3) Transportation expenses, accommodation and food expenses.

1. Standard: the standard of food subsidy for employees of the unit on business trips. 2. Requirements: The medical institution issues a diagnosis certificate, the handling agency agrees, and the injured employee seeks medical treatment outside the overall planning area.

1. When the insured dies due to an accident, it is necessary to contact the insurance company in time, and the relatives of the insured can report to the insurance company in time according to the insurance company's ** number on the policy.

2.After the relatives of the insured prepare the materials and submit them, the insurance company will review and accept the application, and after the review is correct, the insurance beneficiary can wait for the insurance company to release the compensation.

Hello! Accident insurance generally has 3 types of coverage: medical expenses caused by accidents, which can be compensated, according to the limit and proportion. If disability and death are caused, compensation can also be made. Also, if you are hospitalized, you will be compensated based on the number of days you are hospitalized minus the deductible days.

It mainly depends on the insurance liability. Death & Dismemberment, Medical.

I was insured by accident at the construction site. To whom should the compensation be paid today? Does the boss still have to pay compensation?

The construction site bought accident insurance for you. This indicates that the nature of your work can be high-risk. Compensation after the injury should be given to you.

This is the insurance company's claim. The boss of the company also has to pay a certain amount of compensation (because it is an accident on the construction site, that is: work-related injury), so the boss also has to compensate.

The construction site buys accident insurance for you in order to transfer the risk pressure, once an accident occurs on the construction site, the compensation is issued to the injured person will not be compensated to the enterprise. And because the company has purchased insurance for the employees of the enterprise, the enterprise will no longer accompany you privately. Therefore, the accident insurance company purchased by the construction site for the employees will calculate it according to the level of work-related injury identified and identified as eligible for compensation work-related injury, not that the accident insurance will be compensated if it is purchased.

Depending on the degree of accidental injury, the compensation is different. For example, some have died, some have caused one or two degree serious injuries, and some only have minor fractures, and some can only be regarded as level 10.

Of course, the compensation is given to you, and the boss does not need to compensate because the boss has already bought accident insurance for you, and you will also get compensation.