Can lumberjacks have life accident insurance?

Lumberjacks are classified as high-risk industries and can purchase 5-6 types of high-risk occupational accident insurance.

What is Personal Accident Insurance.

Cover the risk of personal accidents, when the accident injury is compensated, such as the usual bumps, such as accidental disability, such as accidental death, etc. are all within the scope of coverage, this type of insurance is generally annual insurance years, lower contributions, higher protection.

Personal accident insurance is characterized by comprehensive coverage, low premiums, and related products are available from various insurance companies.

Buying personal accident insurance is not only about the insurance company, but also about your own actual needs. The purchase of personal accident insurance should be related to your occupation, age, physical condition and other factors, such as young people with high work pressure and family breadwinners, it is best to buy personal accident insurance with a higher insurance amount, and children with poor physical resistance and easy to get sick are best to buy personal accident insurance with additional critical illness; The elderly are not flexible and prone to bone detention, so it is best to buy personal accident insurance that covers fractures and is suitable for the elderly.

Finally, it is recommended to purchase personal accident insurance from a specialized insurance company, insurance company** or a third-party insurance company that can provide multiple insurance companies with various functions such as product comparison, insurance product inquiry, insurance-related issue consultation, insurance claim knowledge introduction, etc.

What is Social Security.

For employees, social security is commonly referred to as five insurances and one housing fund"The specific five insurances are: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance; One gold is: housing provident fund.

Housing Provident Fund": The proportion borne by specific units and individuals is 50% each, which is calculated according to the average annual salary of individuals. The state regulations are:

The housing provident fund shall not be less than 10% of the salary, and the units with good benefits can be higher, and the employees and units shall bear 50% each. Therefore, it is very cost-effective to pay the housing provident fund for employees!

Five insurances"In terms of employee wages, the proportion of units and individuals is generally as follows: 20% for pension insurance units and 8% for individuals; 6% for medical insurance units and 2% for individuals; 1% for unemployment insurance units and 1% for individuals; 1% of the maternity insurance is fully borne by the unit; Work-related injury insurance is also fully borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

Social insurance: Social insurance mainly includes five aspects: endowment insurance, medical insurance, maternity insurance, work-related injury insurance, and unemployment insurance. "

Hello, lumberjacks belong to high-risk industries and can purchase 5-6 types of high-risk occupational accident insurance. Approximate ** is 360 yuan 100,000 accidental death and disability, 10,000 yuan accidental medical treatment, 100 yuan deductible, 80% compensation. You can apply between the ages of 18-60.

Occupational categories of lumberjacks.

Generally level five. Premiums are a bit more expensive. But the reimbursement ratio is not necessarily low, depending on what company you buy.

As long as you buy it by level, you can be reimbursed. And if you are injured in an accident, the reimbursement is done by a special person. You don't have to run by yourself, you can find me if you're in Beijing.

Nowadays, lumberjacks can buy accident medical insurance, but the occupational category of lumberjacks is relatively high, and if they buy accident insurance, the cost is high, and the reimbursement rate is low.

Accident life insurance, insured for one year, one-time premium payment, more than 100 yuan per person.

Accidents can be bought, but the claim is a bit troublesome, because the salesman and the boss are deceiving the real work of the insurance company insured, and the insurance company has the right to refuse insurance!!

Lumberjacks generally belong to 6 categories of occupations and require exclusive accident insurance. Group insurance supports high underwriting, online processing, and the premium is much cheaper than offline. For details, you can click me to contact or insure Ye Junshuai

Workers' accident insurance is available in all major insurance companies**, and consumers can choose an insurance company they trust to insure according to their actual needs and premium budget.

When applying for insurance, the insured unit shall fill in a copy of the insurance policy and the list of all the insured in triplicate, and issue the insurance policy after the insurance company has verified the underwriting.

When applying for insurance, the insured can designate the person who will be attacked, and if there is no beneficiary, the legal heir will be the beneficiary.

During the validity period of the insurance policy, if the insured unit needs to increase or surrender the insurance due to personnel changes, or if the insured requests to change the beneficiary, he or she shall fill in the change notice in triplicate and send it to the insurance company for issuance of an endorsement as an attachment to the insurance policy. If the insured resigns in the middle of the job, regardless of whether the correction procedures have been completed or not, the insurance will lose its insurance effect from the date of resignation, and the insurance company shall refund the undue insurance premiums paid.

The insured unit shall pay the insurance premium in one lump sum on the insurance start date, and the premium can be paid in installments if there is a special agreement. The insurance policy becomes effective after the insurance premium is received by the insurance company. If the payment is made in installments, if it cannot be delivered within the agreed period, the insurance policy will become invalid.

Legal basis

Article 38 The insurer shall not demand payment of the insurance premium for life insurance by means of litigation.

Article 39: The beneficiary of life insurance shall be designated by the insured or the policyholder. The policyholder's designation of a beneficiary is subject to the consent of the insured.

The insured shall purchase life insurance for the worker with whom the employee has an employment relationship, and shall not designate any person other than the insured or his close relatives as the beneficiary.

If the insured is a person with no or limited capacity for civil conduct, his guardian may designate a beneficiary.

Article 40: The insured or the insured may designate one or more persons as the beneficiary. If there are several beneficiaries, the insured or the policyholder may determine the order and share of the benefits; If the beneficiary share is not determined, the beneficiary shall enjoy the beneficiary rights according to the equal share.

Summary. Dear, glad to answer for you. How to compensate for the accident of the lumberjack who has bought insurance: declare the work-related injury within one month, and the medical expenses will be paid by the work-related injury insurance**.

The lumberjack has bought insurance, how to pay if something happens.

Dear, glad to answer for you. How to compensate for the accident of the lumberjack who has bought insurance: declare the work-related injury within one month, and the medical expenses will be paid by the work-related injury insurance**.

If the employer fails to report the work-related injury within one month after the accident occurs, the employer shall bear the responsibility.

The company bears a one-time employment subsidy, a suspension of work and pay during the period of recuperation, and a nursing fee during the period of suspension of work.

If a lumberjack is injured while at work, can he go to the labor bureau to apply for compensation?

If it is okay not to start selling, the exciter worker urges the unit to submit an application for work-related injury recognition to the social insurance administrative department of the coordinating area within 30 days from the date of the occurrence of the accident injury.

Work-related injuries should be applied for work-related injury recognition at the Social Security Bureau, and the Social Security Bureau will reimburse and compensate for the work-related injury after the results are out.

The boss said there was no lost time pay.

In this case, can I go to the labor bureau to protect my rights and interests?

OK. If the boss pays the corresponding work-related injury compensation expenses in accordance with the law, the employee may file a complaint with the labor administrative department or apply for labor arbitration.

Legal basis: Article 2 of the Law of the People's Republic of China on Mediation and Arbitration of Labor Disputes stipulates that this Law shall apply to the following labor disputes between employers and employees within the territory of the People's Republic of China: (1) disputes arising from the confirmation of labor relations by simple limbs; (2) Disputes arising from the conclusion, performance, modification, rescission or termination of labor contracts; (3) Disputes arising from removal, dismissal, resignation, or resignation; (4) Disputes over working hours, rest and vacation, social insurance, welfare, training, and labor protection; (5) Disputes arising from labor remuneration, medical expenses for work-related injuries, economic compensation or compensation, etc.; (6) Other labor disputes as provided for by laws and regulations.

Legal basis: Article 2 of the Law of the People's Republic of China on Mediation and Arbitration of Labor Disputes This Law shall apply to the following labor disputes between employers and employees within the territory of the People's Republic of China: (1) disputes arising from the confirmation of labor relations; (2) Disputes arising from the conclusion, performance, modification, rescission or termination of labor contracts; (3) Disputes arising from removal, dismissal, resignation, or resignation; (4) Disputes arising from working hours, rest and vacation, social insurance, welfare, training, and labor protection; (5) Disputes arising from labor remuneration, medical expenses for work-related injuries, economic compensation or compensation, etc.; (6) Other labor disputes as provided for by laws and regulations.

I have been hospitalized for 8 days now, and my boss said that I was discharged, and said that I would have to pay for the medical expenses of the hospital by myself, what should I do now to get the compensation I deserve.

Dear, you can file a complaint with the labor department for compulsory workers' compensation.

According to the relevant laws of our country, the medical expenses incurred by work-related injuries are paid by work-related injury insurance, and if work-related injury insurance is not purchased, it shall be paid by the employer, and if the employer does not pay, the lawyer can apply for labor arbitration.