Can the Huabei installment be canceled, it can t be canceled

After the Huabei staging is successful, it cannot be canceled. If it is a Huabei installment, you can apply for a refund, and the money will be returned to Huabei after the refund is successful, and the installment will of course be revoked. If the user applies for the bill installment, he can only settle the installment early, which is equivalent to canceling the installment, but the bill installment is settled early, and he may also need to pay some installment fees.

1. Huabei's installment is not repaid generally will not affect the mortgage, as long as Huabei has no overdue records, and the customer's income and personal credit meet the regulations of the lending bank, the bank will generally lend. However, if the Huabei installment payment is overdue, it may cause the mortgage to fail to pass the approval;

2. However, Huabei has been fully connected to the personal credit system, after the user chooses to upgrade the service, the use of Huabei will be reflected in the credit report, although it is not overdue, the bank will not directly refuse to give the loan, but if the Huabei bill is not settled, the lending bank may require the user to settle the Huabei bill in advance, or improve the regulations on the flow of income;

3. Therefore, if the customer is not so confident in the personal income flow, he can settle the arrears of Huabei or other bank credit in advance, and after paying off the loan, it is best to issue a loan settlement certificate and then apply for a housing loan from the bank.

After using Huabei, if the customer is unable to repay the bill on the repayment date, then he can choose to repay the bill in installments, click "My Bill" on the Huabei page, and click to confirm the repayment of the bill that needs to be repaid. It is important to note that Huabei bills need to pay a certain amount of interest in installments, and the actual interest charges will be specified on the Huabei page. After Huabei installment repayment, the installment bill will be credited after the receipt is confirmed, and the customer can choose to repay the bill early after the account is received, or it can be repaid on the repayment date until the bill is credited, as long as the repayment is made on the repayment date, it will be considered a normal repayment.

This is the regulation of Huabei, there is only one opportunity to apply for Huabei installment repayment once a month, and it cannot be canceled after applying, please confirm and choose.

You can settle in advance on your mobile phone and waive all unbilled fees. You can search for "how to repay early" in "My Customer Service" on your mobile phone, and there will be an entrance for early settlement. The existing "early settlement" function is a one-time settlement function for all issued and unissued bills in Huabei.

1. Huabei. After the installment is successful, the installment cannot be canceled, and the installment operation is in progress, as long as there is no confirmation, then it can be canceled at any time. If the user's installment is successful, if he wants to cancel the installment, he can only pay off the installment amount of Huabei in advance, and the handling fee that has been charged will not be refunded if he pays off in advance, so the user needs to bear a certain amount of losses.

2. There is also a special situation, after the user uses Huabei installment payment, there is a refund, at this time, due to the successful refund, the amount that has been installment will also be refunded, which is equivalent to canceling the installment. Users must think carefully when handling Huabei installment, and try not to cancel the operation after the installment is successful.

3. Huabei installment can enjoy interest-free installment during the event, and the user does not need to cancel the installment at this time, because the user only needs to return the principal and does not need to return the handling fee when returning the arrears. If the user chooses to pay off the arrears early, the total amount to be repaid in advance is essentially the same as the total amount that needs to be repaid in installments.

Extended information: Does Huabei not pay off the installment affect the mortgage?

1. Huabei's unpaid installment generally will not affect the mortgage, as long as Huabei has no overdue record, and the lender's income and credit are in line with the loan bank.

requirements, the bank will generally make a payment. However, if the Huabei installment is overdue, it may lead to failure to pass the mortgage approval.

2. However, Huabei is fully connected to the credit information system.

After consumers choose to upgrade their services, the use of Huabei will be reflected in the credit report.

Although the bank will not directly reject the loan if it is not overdue, if the Huabei bill is not paid off, the lending bank may require the lender to settle the Huabei bill in advance, or increase the requirements for income flow.

3. Therefore, if the lender does not have so much confidence in his income, he can settle the arrears of Huabei or other credits in advance, and after settling the loan, it is best to issue a settlement certificate and then apply for a housing loan from the bank.

4. Although the review of the mortgage is very strict, it does not mean that the lender will be rejected if he has other credit records, as long as the lender's repayment ability and credit report meet the requirements of the bank, the bank will generally lend money.

Huabei. How to cancel an installment:

Find Alipay on the mobile phone and open it, turn on Alipay and turn off the Huabei function, because the installment cannot be closed separately, and it can only be achieved by closing Huabei. Find the Huabei function on the main page of Alipay and turn it on. Click on the settings function at the top to open it, and click to close Huabei at the bottom.

Extended information: Huabei has two installment methods: installment payment and bill installment.

1. Huabei installment payment.

When you place an order to pay, you can choose to pay in installments, and repay the loan on time according to the number of installments you have selected before after the account is issued. Generally speaking, if a single transaction is 100 yuan or more, and the merchant supports Huabei installments, you can choose to pay in installments, which is subject to the display on your page.

2. Huabei bill installment.

Bill installment is operated after the Huabei bill is generated. Users can repay the bill amount in installments between the date of monthly billing and the repayment date (subject to the display on your page), which is generally optional, and the specific number of optional periods and corresponding handling fees are subject to the display on your page. After the installment, the amount that has been paid in the current month does not need to be repaid, and the first installment will be repaid from the next month.

In addition to the past overdue fees, interest, installment handling fees, remaining principal, etc., the installment amount needs to be 10 yuan or more, which is subject to the display on your page. If users want to increase the limit, they can use Huabei more for consumption after opening Huabei, and must remember to repay on time, and you can use the installment service appropriately. These are helpful to increase the amount of Huabei.

For service products, the quota can only be used for direct consumption, and cannot be withdrawn or transferred, and Huabei cashing out is a violation expressly prohibited by Alipay. Borrow.

It is a product that can be used for borrowing, so don't confuse the use of Huabei and borrowing! Similar to borrowing, there are also micro loans and Du Xiaoman.

There is money to spend, etc. Operating environment: Alipay.

1. After the application is approved, whether it is the bill or the installment of the transaction, it cannot be canceled, but it can be canceled in a certain way.

1. If you use Huabei installments, that is, transaction installments, you can first initiate a refund to the seller, which is equivalent to canceling the installment, and after success, it means that the transaction is over, and the funds will be returned to Huabei. 2. If you apply for a bill installment and want to cancel, there will be a handling fee here, and you can choose to pay off the arrears of Huabei in advance.

2. Early settlement is to settle all Huabei arrears, including those that have been installed, and the amount of Huabei that should have been repaid next month, and early repayment only refers to the early repayment of the next Huabei amount and the next month's Huabei amount, and the Huabei installment can be canceled.

3. There are two situations in Huabei installment, one is Huabei installment, and the other is Huabei bill installment. Huabei installment refers to the direct selection of Huabei installment when paying, and the repayment is made on time after the account is issued; Huabei Bill Installment refers to clicking [Bill Installment] below on the Huabei My Bill page, and then follow the page prompts.

4. Huabei installments generally support repayment in 3, 6, 12 and 24 installments, and the specific number of installments and handling fees are subject to the display on the page.

5. However, in the process of using the Huabei installment function, some users have also encountered problems, for example, they regret it after the installment and don't want to install.

Extended information: 1. Is there a handling fee for Huabei installment cancellation?

It is usually divided into the following two cases:

1. If the bill installment is settled in advance, there is no installment that has not been paid off, and only the current amount of Huabei needs to be paid at this time.

2. If there is an outstanding installment, you need to pay the remaining installment and the unpaid principal.

The specific handling fee is subject to the display on your Huabei page.

2. What should I do if I want to cancel the Huabei installment?

1. If you want to cancel the installment payment of Huabei, this must be canceled before you confirm the payment and after negotiation with the merchant. You can apply for a refund from the seller, and after the seller agrees, the funds will be returned to Huabei, which is equivalent to canceling the installment. But once you've received the money, there's basically no way to get a refund.

2. If you repay the loan in advance, you will still have this account in your monthly bill, and then the bill will show that it has been repaid, and the money has also been paid off in each monthly bill. If you want to cancel an installment or a transaction installment, you can only settle it in full in advance, which is equivalent to canceling the installment. However, there will still be a fee, and the interest on each installment will continue to be repaid.

These can be traced in the corresponding bills.

<> Alipay's vigorous promotion of Huabei, there are more and more people who use Huabei as the first payment method, but some friends do not need to pay in installments, how to cancel Alipay installments?

How to cancel Alipay installment payment 1, open Alipay, on my page, click Huabei.

2. Select Mine.

3. Click Help Center.

4. Select a staging.

5. Can I cancel the Huabei installment by clicking on it?

6. Finally, click Huabei to settle in advance, and pay off Huabei.

7. If you no longer use Huabei installment payment in the future, you can close the Huabei service.

Note: This article takes Huawei mate30 mobile phone as an example, applicable to EMUI11 system, Alipay version of Minshu Benqiao Huahong and other Android mobile phones, at present, Huabei installment application can not be canceled, if the installment payment is canceled, you can apply to the seller for a refund, which is equivalent to canceling the installment, if the bill installment repayment is canceled, you can order Huabei to settle in advance, which is equivalent to canceling the installment. This article takes Huawei Mate30 as an example, which is applicable to the Alipay version of EMUI11.