How long is the grace period for compulsory insurance expiry and how long is the grace period for co

There is no grace period for the expiration of compulsory traffic insurance, and the vehicle compulsory traffic insurance can be delayed for up to 3 months. As long as it is within 3 months, the original car insurance company can still accept the renewal. However, as long as the compulsory insurance has expired, it is an act of deinsurance, and if it is found by the transportation department, it will be punished.

Legal basis: Article 95 of the Road Traffic Safety Law of the People's Republic of China If a motor vehicle driving on the road does not hang a motor vehicle number plate, inspection mark or insurance mark, or does not carry a driving license or driver's license with the vehicle, the traffic management department of the public security organ shall detain the motor vehicle and notify the party concerned to provide the corresponding license plate or sign or go through the corresponding formalities, and may be punished in accordance with the provisions of Article 90 of this Law. Where the parties provide the corresponding license plates or markings or complete the corresponding formalities, they shall promptly return the motor vehicle.

Those who intentionally cover up, deface, or fail to install motor vehicle number plates in accordance with provisions shall be punished in accordance with the provisions of Article 90 of this Law.

Article 98 of the Road Traffic Safety Law of the People's Republic of China If the owner or manager of a motor vehicle fails to handle the compulsory third-party liability insurance of the motor vehicle in accordance with the provisions of the state, the traffic management department of the public security organ shall detain the vehicle until the insurance is handled in accordance with the regulations, and shall be fined twice the insurance premium payable by the minimum liability insurance in accordance with the regulations. All fines paid in accordance with the preceding paragraph shall be included in the social assistance for road traffic accidents**. The specific measures are formulated by ***.

Generally, it is 60 days, but the regulations of each insurance company are different, and the specific period can be detailed with the corresponding insurance company.

In response to the cash shortage that may occur during the payment period and it is difficult for policyholders to raise premiums for a while, each insurance company has set a grace period of 60 days.

During the grace period, the policy is still in force, and the insurance company will pay the corresponding benefits even if the policyholder unfortunately suffers an accident or hospitalization within the scope of the insurance.

Article 101 of the Road Traffic Safety Law.

In violation of the provisions of road traffic safety laws and regulations, a major traffic accident occurs, constituting a crime, criminal responsibility shall be investigated in accordance with law, and the traffic management department of the public security organ shall revoke the motor vehicle driver's license.

If a person escapes after causing a traffic accident, the traffic management department of the public security organ shall revoke the motor vehicle driver's license, and shall not re-obtain the motor vehicle driver's license for life.

The compulsory traffic insurance shall be renewed in a timely manner after expiration. According to the provisions of the Regulations on Compulsory Traffic Insurance: Article 39 If the owner or manager of a motor vehicle fails to take out compulsory insurance for motor vehicle traffic accident liability in accordance with the regulations, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager of the motor vehicle to take out the insurance in accordance with the regulations, and impose a fine of twice the amount of the insurance premium that should be paid in accordance with the minimum liability limit for the insurance in accordance with the regulations.

In some cities, the compulsory traffic insurance will not enjoy the discount within 48 hours, and it is according to the first insurance. In some cities, the original price will be restored after 3 months of being out of insurance, so it is recommended that you renew the policy as soon as possible.

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1. How long is the grace period for the expiration of compulsory insurance?

Compulsory vehicle insurance can be deferred for up to 3 months. As long as the original car insurance company can still accept the renewal of the policy within 3 months. However, according to the regulations, vehicles that are not insured with compulsory traffic insurance are not allowed to go on the road.

If the owner or manager of the motor vehicle fails to purchase compulsory vehicle insurance in accordance with the provisions and is found by the public security traffic management department, the public security traffic management department may impose a fine of twice the insurance premium payable by the minimum liability limit that the vehicle should insure. Since compulsory insurance is, in a sense, the intervention of the state in the will of the individual, so the scope of compulsory insurance is strictly limited.

What is the grace period for the expiration of compulsory insurance.

2. What problems will be caused by the expiration of compulsory insurance?

First: Compulsory traffic insurance is like a person's ID card for a motor vehicle, and once the car expires, it is equivalent to a black account.

Second: compulsory traffic insurance is related to the annual inspection of motor vehicles, compulsory traffic insurance expired or uninsured motor vehicles, can not be inspected, motor vehicles can not be on the road without annual inspection, if there is a violation is illegal.

Third: after knowing that the compulsory traffic insurance has expired, the owner is still driving on the road, if the police find that the motor vehicle is not insured in accordance with the regulations, the public security traffic management department will detain the motor vehicle, and notify it to be insured, and punish it in accordance with the provisions of the minimum liability limit of the insurance premium to pay a fine of 2 times.

3. Penalties for expiration of compulsory insurance.

1. If it is found that the motor vehicle has not been insured with compulsory traffic insurance in accordance with the regulations, the public security traffic management department shall detain the motor vehicle, notify it to take out insurance, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit of the insurance. If the compulsory traffic insurance is re-applied in accordance with the regulations, the motor vehicle shall be returned in a timely manner;

2. If the motor vehicle driving on the road is not placed with an insurance mark, the public security traffic management department shall detain the motor vehicle, notify the party concerned to provide the insurance mark or go through the corresponding procedures, and may give a warning or a fine of not less than 20 yuan but not more than 200 yuan. If the party concerned provides the insurance mark or goes through the corresponding formalities, the motor vehicle shall be returned in a timely manner;

3. The penalty for late delivery of compulsory traffic insurance, when the compulsory traffic insurance expires, the owner will not be penalized for recovering the insurance for a period of time. However, if the traffic management department finds out that the compulsory traffic insurance has expired during the period of non-renewal of the insurance, the motor vehicle will be detained on the spot, and the penalty shall be imposed on the insurance premium twice the minimum liability limit payable in accordance with the regulations, and the vehicle shall be returned after completing the formalities. If a traffic accident occurs during this period, the insurance company will not be liable for compensation.

There is no so-called grace period for compulsory insurance, calculated according to one year, and the compulsory traffic insurance expires: 1. According to the law, if the compulsory traffic insurance is not paid according to the regulations, the motor vehicle will be detained by the traffic management department of the public security organ, and a fine of 2 times the insurance premium payable by the minimum liability limit shall be imposed. The vehicle will only be returned after the owner and manager of the vehicle have applied for compulsory traffic insurance in accordance with the regulations.

And if you do not insure compulsory traffic insurance, the vehicle will not be inspected annually, and you will not be allowed to drive on the road, and once found, you will be punished with demerit points, confiscation of driver's license, and fines; 2. If it is found that the motor vehicle has not been insured with compulsory traffic insurance in accordance with the regulations, the public security traffic management department shall detain the motor vehicle, notify it to take out insurance, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit of the insurance. If the compulsory traffic insurance is re-applied in accordance with the regulations, the motor vehicle shall be returned in a timely manner before the search; 3. If a motor vehicle driving on the road is not placed with an insurance mark, the public security traffic management department shall detain the motor vehicle, notify the party concerned to provide the insurance mark or go through the corresponding procedures, and may impose a police notice or a fine of not less than 20 yuan but not more than 200 yuan. If the party concerned provides the insurance mark or goes through the corresponding formalities, the motor vehicle shall be returned in a timely manner;