What is the routine of saving 10,000 yuan in postal banks for five years and giving 4,000 yuan in in

After years of development, China's economic level has reached a very good point, and people's living conditions have also undergone earth-shaking changes, but behind this change is that our economic expenditure has become very large. <>

For example, the problem of buying a house now is difficult, first of all, in a third- or fourth-tier city like ours, the house price is as high as more than 7,000, and our average salary is only 3,000 yuan, so how can I afford to buy a house, like this case, if I want to buy a house, I can only borrow money from my parents to pay for my work, and then borrow money, and I can only make a down payment.

Then it's an endless process of paying off the mortgage, and basically there is no quality of life in the end. But you say that your whole house is ****, that is obviously unrealistic, so we can only broaden our income channels, work hard, promotion and salary increase is one direction, and the other direction is to broaden our other income, such as financial management or savings.

As for what the subject said, 10,000 yuan is deposited in the postal bank, and you can get 4,000 yuan of interest after 5 years, I have to say that the interest of this financial management is really high. <>

Interest is abnormal. At present, the bank's deposit methods are basically current and fixed, but the interest rate of these two types of deposits is not so high.

First of all, according to the interest rate of a fixed deposit, the interest rate should be more than 3% if we save for 5 years, and if it is some ** products, then even if it is 5 years, our income should be 4%.

And this 10,000 yuan saved for 5 years has an interest of 4,000 yuan, how high is its annualized rate? It can be said that it is impossible to achieve this rate of return for the stable class of financial products in the society, and only those with high risk can reach it, so what does it mean? <>

Behind the 8% annualized rate.

Now that we understand that his annualized interest rate is as high as 8%, what does this 8% mean? First of all, if you want to reach 8%, it must be those relatively high-risk financial products, which are not the so-called bank deposits, and like this kind of product, although he promised to be able to give 4,000 yuan, but it is not certain, but it depends on the actual operation of the **, which is likely to lose money.

If the bank does not explain this concept as clearly as depositors, it is likely that depositors will feel that they have fallen for a big mistake in 5 years.

And if we plan to buy some so-called financial products, we must be cautious, try to choose some stable deposit methods or financial management methods, like this as high as 8%, then obviously its risk is very large, not very worthy of our choice must be cautious.

Although we want to increase some of our income, it is more important for us to keep our principal.

This is the cooperation between the postal bank and other insurance and wealth management products, so the interest rate is so high, this type of product is generally difficult to have high interest, and the final income is slightly more than the bank fixed deposit.

I think the purpose of this bank is to let you keep your money in it for a longer time, so that maybe the bank can get more income, of course, the interest of 4,000 yuan is also to make you decide to keep your money in it for a longer time.

Banks want to find customers through these small policies, but also to store money, and the bank and customers are mutually beneficial.

Is it normal for the bank to advertise that there will be 4,000 interest for 10,000 yuan in five years?

How can there be such a good thing? Is this still propaganda? Secretly release the news, and the deposit can crowd the bank!

Summary. Hello dear. The annual interest of 50,000 yuan deposited by the postal service is about 150,890 yuan.

1. Demand: The interest rate of the Postal Savings Bank's demand deposit is: The interest of a deposit of 50,000 yuan for one year is:

50,000*. 2. Term: 1. The interest rate of the whole deposit and withdrawal for one year is.

The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan. 2. The interest rate of the lump sum deposit, the lump sum deposit and the interest on the principal deposit for one year is:

The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan. 3. Fix two pennies:

6% discount at the same grade interest rate for regular deposits within one year. How much is the interest of 50,000 yuan deposited in the postal service for a year, and the regular interest rate for one year is. The interest is:

50,000 yuan * year = 890 yuan.

Hello dear. The annual interest of 50,000 yuan deposited by the postal service is about 150,890 yuan. 1. Current:

The interest rate on demand deposits at the Japan Post Savings Bank is: The interest of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. Term: 1. The interest rate of the whole deposit for one year is. The interest rate of a one-year deposit of 50,000 yuan is:

50,000*. 2. The interest rate of the lump sum deposit, the lump sum deposit and the interest on the principal deposit for one year is: The interest rate of a one-year deposit of 50,000 yuan is:

50,000*. 3. Fixed life and two pennies: 6% discount on the macro type of interest rate of the same grade according to the regular deposit and whole deposit within one year.

How much is the interest of 50,000 yuan deposited in the postal service for a year, and the one-year regular interest rate is. The interest is: 50,000 yuan * year = 890 yuan.

Is there anything else you would like to inquire about interest?

At present, the one-year interest rate of the fixed deposit of the Postal Bank is 890 yuan.

1.Interest calculation: principal * interest rate = interest due So the interest is 50,000 * yuan.

2.Postal Savings Bank's latest interest rate table for large certificates of deposit:

Minimum deposit. 200,000 yuan: 1 year; 2 years ; 3 years.

300,000 yuan: 1 year; 2 years ; 3 years.

500,000 yuan: 1 year; 2 years ; 3 years.

3.The interest rate of a fixed deposit refers to the rate of return paid to the depositor by the depositor for depositing the deposit in the bank in the form of a fixed deposit. A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

It has the characteristics of a minimum deposit period of 3 months and a maximum of 5 years, a large margin of choice and a relatively stable interest income.

4.Fixed deposit refers to a form of savings in which the depositor deposits cash into a fixed savings account opened by a banking institution, agrees in advance to save for a fixed period of time, obtains a return at an interest higher than that of the demand deposit, and can receive the principal and interest after the maturity of the deposit.

A fixed deposit is the money or currency that the depositor temporarily transfers the right to use to the bank under the condition that the depositor retains ownership, and is the most important source of credit funds for the bank. If the depositor withdraws the fixed deposit before the agreed savings period, the bank will usually handle the transaction in the form of a demand deposit. Depositors are often required to notify the bank one day in advance to request an appointment for withdrawal before they need to withdraw a large amount of deposit, in case the bank has enough cash to make the payment.

5.Call deposit is a kind of deposit that does not have an agreed deposit period, and can only be withdrawn if the bank is notified in advance, and the withdrawal date and amount are agreed upon when withdrawing.

Regardless of the actual deposit period, individual call deposits are divided into two types: one-day call deposit and seven-day call deposit according to the length of the depositor's advance notice period. For one-day call deposits, one day's notice of the agreed amount of deposit must be given one day's notice, and for seven-day call deposits, seven days' notice of the agreed amount of deposits. The minimum deposit, withdrawal and retention amount of RMB call deposit are all 50,000 yuan, and the minimum deposit amount in foreign currency is 1,000 US dollars equivalent in foreign currency (the minimum deposit amount of each bank can be consulted with the local bank).

The currencies of call deposits can be RMB, HKD, GBP, USD, JPY, EUR, CHF, AUD, SGD (please consult your local bank for the specific business and currency of each province). The interest rates of call deposits in RMB and foreign currencies are higher than those of demand deposits, which are subject to the regulations of each bank.

Since interest = deposit amount * deposit time * deposit interest rate, the interest rate of the Postal Savings Bank in 2021 is as follows:

1. Demand: The interest rate of the Postal Savings Bank's demand deposit is: The interest of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. Term: 1. The interest rate of the whole deposit and withdrawal for one year is. The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. The interest rate of the lump sum deposit, the lump sum deposit and the interest on the principal deposit for one year is: The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

3. Fixed life and two pennies: 6% discount on the interest rate of the same grade according to the regular lump sum deposit within one year.

Since interest = deposit amount * deposit time * deposit interest rate, the interest rate of the Postal Savings Bank in 2021 is as follows:

1. Demand: The interest rate of the Postal Savings Bank's demand deposit is: The interest of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. Regular: 1. The whole deposit and withdrawal of one year of profit and trouser skill. The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. The interest rate for one year of interest on the principal of the lump sum deposit, the lump sum deposit and the interest on the principal of the liquid deposit is: The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

3. Fixed life and two pennies: 6% discount on the interest rate of the same grade according to the regular lump sum deposit within one year.

The interest of 50,000 deposits in Japan Post Bank for one year is related to the interest rate, interest = principal interest rate deposit period.

The interest rate of demand deposit is 50,000 yuan for 1 year in a bank deposit of 50,000 yuan.

The annual interest rate of a fixed deposit is 50,000 yuan for 1 year, and the interest rate for 50,000 yuan in the bank for 1 year is 50,000 yuan.

The annual interest rate of a fixed deposit is 50,000 yuan for 1 year, and the interest for 1 year is 50,000 yuan.

The annual interest rate of regular fixed life is 50,000 yuan for 1 year.

Since interest = deposit amount * deposit time * deposit interest rate, the interest rate of the Postal Savings Bank in 2021 is as follows:

1. Demand: The interest rate of the Postal Savings Bank's demand deposit is: The interest of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. Term: 1. The interest rate of the whole deposit and withdrawal for one year is. The profit and defeat rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. The interest rate of the lump sum deposit, the lump sum deposit and the interest on the principal deposit for one year is: The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

3. Fixed life and two pennies: 6% discount on the interest rate of the same grade according to the regular lump sum deposit within one year.

Since interest = deposit amount * deposit time * deposit interest rate, the interest rate of the Postal Savings Bank in 2021 is as follows:

1. Demand: The interest rate of the Postal Savings Bank's demand deposit is: The interest of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. Term: 1. The interest rate of the whole deposit and withdrawal for one year is. The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

2. The interest rate of the lump sum deposit, the lump sum deposit and the deposit base is changed to a one-year interest rate: The interest rate of a deposit of 50,000 yuan for one year is: 50,000 * yuan.

3. Annihilation and envy are fixed and lived: 6% discount on the interest rate of the same grade according to the regular deposit within one year.

Summary. Hello, dear. We're happy to answer your <>

The postal deposit of 50,000 yuan a year is 890 yuan. Deposit 50,000 yuan into the post, the regular interest rate for one year is. The interest is:

50,000 yuan * year = 890 yuan. China Post Fixed Deposit Annual Interest Rate for 2021: 3 Months Annual Interest Rate is.

The 6-month APR is: The annual interest rate for one year is: The annual interest rate for two years is.

The annual interest rate for three years is. The annual interest rate for five years is:

The postal service deposited 50,000 a year interest.

Kiss, you're in a good position. We're happy to answer your <>

The postal deposit of 50,000 yuan a year is 890 yuan. Deposit 50,000 yuan into the post, the regular interest rate for one year is. The interest is:

50,000 yuan * year = 890 yuan. China Post Fixed Deposit Annual Interest Rate in 2021: 3 Months Bury or Concession Annual Interest Rate is.

The 6-month APR is: The annual interest rate for one year is: The annual interest rate for two years is.

The annual interest rate for three years is. The annual interest rate for five years is:

Further information: In 1919, the Postal Savings Bureau, the predecessor of China's postal savings, was established to start postal savings business. In 1930, the General Administration of Postal Savings and Remittance Industry became a coincidental smile.

At the beginning of the establishment of the postal savings business, it was proposed that "people are too subtle, and I would rather be cumbersome; Do not strive for big profits, but seek prudence", and for a time had the reputation of "public bank". In 1949, the People's Post took over the Postal Savings and Remittance Bureau, and worked under the unified guidance of the Chinese People's Bank.

Summary. Yes, it is true that postal savings are 50,000 a year and 30,000 profits for five consecutive years. The interest on postal savings is calculated according to the annual interest rate, and in general, the interest rate will vary from year to year, but in general, the interest rate for the five-year period will be higher than the interest rate for the one-year period, so the profit for the five-year period will be higher than the profit for the one-year period.

It's true, it's true that postal savings are 50,000 a year and 30,000 for five years. The interest rate of Tuanhuaiju postal savings is calculated according to the annual interest rate, under normal circumstances, the interest rate will be different from year to year, but under normal circumstances, the interest rate of the five-year period will be higher than the interest rate of the one-year period, so the profit of the five-year period will be higher than the profit of the one-year period.

Can you add, I don't quite understand it.

This problem is true, it is achievable to save 50,000 yuan a year and make a profit of 30,000 yuan for five consecutive years. This is because postal savings have a higher interest rate than regular savings, and you can earn more interest if you save for five years in a row. Workaround:

1.First of all, if you want to get more expensive interest, you must choose postal savings instead of ordinary savings. 2.

Secondly, if you want to get more interest, you must choose the method of continuous deposit, rather than a single deposit. 3.Finally, if you want to get more interest, you should choose long-term deposits rather than short-term deposits.

Personal Tips:1When choosing a savings method, you should choose the most suitable savings method according to your actual situation.

2.When choosing a deposit term, you should choose the deposit term that suits you most according to your actual situation. 3.

When choosing the deposit amount, you should choose the deposit amount that suits you most according to your actual situation. Related knowledge: Postal savings refers to the savings account opened in the Postal Savings Bank of China, which can realize various forms of savings such as time deposits, demand deposits, check deposits, etc., with higher interest rates than ordinary savings, and is a safe, stable and high-yield financial management method.