Somebody asked my friend to borrow 10,000 yuan, and then he gave a lot of interest every month, and

Be careful if the interest rate is too high, especially if it is more than 4 times higher than the bank interest, it will not be protected by law, even if it is really a pyramid scheme crime in the future, the money will not be recovered and all will be given to you.

What kind of friend, how much interest.

What does money do If the interest rate is too high and ridiculously high, there will be a normal interest rate for the private sector is one and two to one and a half cents per month, and the interest rate is very high.

Will you be able to pay it back then?

The interest rate is too high and it is definitely not reliable, whether it is someone who knows or does not know, the monthly interest rate within 1-3 points is still in the normal range, after all, sometimes the normal business is urgent to use the money to the bank and can not get a loan, too high what he uses to do to earn money to be able to give you the interest, you think about it yourself, I hope it will help you.

If it's a stranger, it's basically not credible, and if it's an acquaintance, it shouldn't be a big problem. The statute of limitations for loan contracts is two years. If the money is not repaid within the specified due date, a lawsuit may be filed with the people's court at the place where the other party's household registration is located to seek legal protection.

But don't exercise your rights after the statute of limitations has expired, when your right to win the lawsuit will be extinguished, and the other party will be helpless if they don't pay back. Because the law does not protect those who sleep on the right. Hehe.

Statute of limitations = stated repayment date + two years.

The monthly interest rate of private loans is 1 cent, that is, the monthly interest is 1%, and the interest of 10,000 yuan per month is 100 yuan, so the interest of 20,000 yuan a month is 200 yuan.

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Private loans, generally one cent of interest, that is, monthly interest, that is, a monthly interest rate of 1%, one month interest: 20,000 * 1% = 200

If you calculate according to this interest, it should be 200 yuan of interest a month, and I don't think she will give it to you, then it should be negotiated by you, but the interest should be 200 yuan.

Fortunately, you can check the loan interest rates of various banks from the Internet to compare, take their averages, and then calculate the annual interest rate, so as to calculate the annual interest they need. The interest rate of 10,000 yuan a year is 1,000, so the annual interest rate is 10%. Different bank loan types are different, the loan interest rate will be different, and the loan interest rate is assessed according to your comprehensive qualifications, it is recommended that you apply through official channels.

Extended information: 1. Which is the best value for interest first and principal after principal or equal principal and interest.

Interest before principal: The borrower repays the interest on a monthly basis, and the loan maturity date is the principal of the loan to be repaid in a lump sum, which is calculated as: interest = principal * annual interest rate * loan term.

Equal principal and interest: The borrower repays interest according to a certain principal amount every month, and the interest generated by the monthly loan is calculated and settled according to the remaining principal at the beginning of the month, and the calculation formula is: Monthly principal and interest repayment amount = [principal x monthly interest rate x (1 + monthly interest rate) number of loan months] [(1 + monthly interest rate) number of repayment months - 1].

2. Whether it is a private loan or a joint property of husband and wife.

Joint property of husband and wife refers to the property jointly owned by husband and wife as stipulated by law during the existence of the relationship between husband and wife, provided that there is no agreement on property between husband and wife. Both husband and wife have the right to dispose of the joint property of the husband and wife, and the husband and wife may dispose of the joint property of the husband and wife within the scope of their rights for the purpose of routine affairs, but when there is a major incident, the husband and wife shall negotiate the disposition of the joint property of the husband and wife, and one party shall not conceal the other party, and shall respect the rights and interests of both parties in the disposal of the joint property of the husband and wife.

3. How long is the statute of limitations for loans?

The statute of limitations for loan disputes is three years. If the parties agree on a repayment period, the statute of limitations shall be calculated from the date of expiration of the repayment period; If there is no clear time limit for repayment, the debtor may request the creditor to repay the loan at any time, and the statute of limitations shall be calculated from the date on which the creditor requests repayment. The so-called statute of limitations refers to the failure of the right holder whose civil rights have been infringed to exercise its rights within the statutory limitation period, and when the statute of limitations expires, the debtor obtains the right to defend against the statute of limitations.

4. Whether the interest on the loan can be deducted from the principal in advance.

The lender cannot deduct the interest from the principal in advance when providing the loan, and the interest on the loan is generally repaid to the lender in installments at the expiration of the loan term or during the performance of the contract in accordance with the agreement; If it is still deducted from the principal in advance, the borrower only needs to return the loan according to the actual amount borrowed and pay the corresponding interest.

I don't know much about this, but you can check the loan interest rate of each bank from the Internet to compare, take its average value, and then calculate the annual interest rate, so as to calculate the annual interest it needs, but I don't think there is more than one thousand, after all, in the case of the same interest rate, the lower the principal, the lower the interest, 10,000 a year interest of 1,000, I think it is still a little high.

The annual interest rate of 10,000 is 10000 per year, which is already quite high. You must know that the interest rate of some financial products such as fixed deposits is only about 5% a year.

The interest rate on your loan is 10% per annum, which is not high. The annual interest rate protected by national law is 24% and below.

Hello, if every month is 60, then a year is 720 yuan.

The interest rate is also one year, which is not high, but it is quite affordable.

It is recommended that you take out a loan through a regular channel. You can apply for a personal credit loan, and it is recommended that you choose when you apply for a DAO.

Choose a formal platform to protect your personal interests and information security. It is recommended that you use Youqianhua, Youqianhua is a credit service brand under Du Xiaoman Finance, a big brand is reliable, and the interest rate is low and trustworthy. If you have money to spend, the maximum amount you can borrow is up to 200,000 (click on the official estimate).

The daily interest rate of money is as low as 2 yuan, the minimum interest rate of borrowing 10,000 yuan a day, and the minimum interest rate of borrowing 50,000 yuan a day is 10 yuan, which supports early repayment, and has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest and fees, and strong security.

Summary. Here's an example:

Your daily interest rate is 5/10,000, and if you borrow 10,000 yuan, the daily interest rate is 5 yuan. If you borrow for 30 days, the interest will total $150.

If I borrow $10,000, how much will I pay back every month, and how much will I pay interest?

Hello, dear, if I borrow 10,000 yuan to repay 150 interest every month.

For example, if your daily interest rate is 5/10,000 and you borrow 10,000 yuan, the daily interest rate will be 5 yuan. If you borrow for 30 days, the interest will total $150.

But it depends on what the annual interest rate of the contract you borrow.

The interest on Ant Borrowing is charged on a daily basis, and the daily interest rate ranges from 10,000 to 6/10,000, and the interest is calculated on a daily basis.

Summary. Hello, I'm glad to answer for you, which platform do you want to borrow, the interest rate of borrowing on different platforms is not the same, you can tell me the specific platform, here for you to inquire about the relevant interest.

If I borrow $10,000, how much will I pay back every month, and how much will I pay interest?

Hello, I'm glad to answer for you, which platform do you want to borrow, the interest rate of borrowing on different platforms is not the same, you can tell me the specific platform, here for you to inquire about the relevant interest.

BAA Finance Microfinance Shares****.

The other party told me to repay 60 yuan of interest every month.

The query here is the daily interest rate.

Then how much interest do I pay back in a month?

After that, the instalment is one year and 12 months.

At this rate, the interest rate is 135 yuan a month.

Company interest: The monthly interest is 6%, that is, the loan is 10,000 yuan, and the monthly interest is 60 yuan.

If you have signed a corresponding contract with the company, and the contract stipulates 6 percent, then according to the contract, the basic interest rate is queried.

Someone lent me 10,000 yuan and said that it would be repaid within a month, and I didn't pay it back, so his loan shark didn't pay it back in time, what should I do?

First of all, you should communicate with the borrower and repay the loan as soon as possible to reduce the interest and other expenses incurred by the loan shark. If you are unable to pay off the loan in one go, you can negotiate with the borrower how to repay the loan in installments. If that doesn't alleviate the problem, you can negotiate a solution with the borrower, such as paying part of the debt or setting up another repayment plan.

At the same time, one should avoid dealing with unscrupulous loan sharks, and one should try to avoid debts. If you already owe usury, you must communicate and negotiate with the debtor as soon as possible to find a solution. Also, one should avoid believing in high returns and promises to avoid being tricked into deeper loan traps.