The post 95 guy suffered from leukemia, and received more than 60 yuan in 88 claims in 2 years, how

The post-95 guy suffered from leukemia and made 88 claims in two years, with a total of more than 60 yuan. In fact, in today's life, many people will invest some money to buy insurance, and there will be customers who feel that there are many ways to make insurance claims, and if they don't understand it, they will enter the pit of insurance. However, this young man is still relatively lucky, he has claimed so many times, and it has also helped him a lot financially.

If it's not insurance, having leukemia can put a lot of stress on the family. <>

Leukemia is a malignant tumor in the hematopoietic system, under normal circumstances, the cells will continue to decrease, and the surrounding white blood cells will also be abnormal. Some even get out of control, this disease is very difficult to control, and there are relatively few methods. This is immunity, when a large number of cells continue to infect platelets in the body when they lack normal function.

Red blood cells then differentiate, and in this case, various symptoms can occur. <>

Leukemia is especially common in children, but it can also occur in adults. For example, this young man was only 27 years old when he was diagnosed with white blood cells, and he found that his gums were always bleeding and he always had a fever, so he went to the hospital for a comprehensive examination. This examination caused him to fall into a breakdown, and this sudden illness crushed his whole spirit.

Fortunately, this young man had purchased medical insurance before, so that he could get emergency help. <>

As of August this year, this young man has been compensated 88 times, and if he doesn't have the insurance money, I believe he doesn't know what to do. After all, leukemia requires a lot of money during chemotherapy and bone marrow transplantation. At present, this young man's physical condition has been stabilized, and I believe that with such an experience, I will also advise everyone to buy major insurance in life.

Once the disease is diagnosed, it is too late to buy insurance.

During Xiao Wang's treatment, he has paid a total of 88 times for a total of more than 60 yuan. At present, Xiao Wang is undergoing chemotherapy and follow-up medication after bone marrow transplantation**, and his physical condition has been basically stable.

It seems that there is about 50%, which also proves how good the benefits of insurance are for us, so we should pay attention to some of them.

The strength of insurance claims can generally account for half of the medical expenses, and the strength of the higher ones is even greater.

I think it's necessary for everyone to buy health insurance, and the health insurance itself will be divided into social security and commercial medical insurance.

In modern society, it is necessary for everyone to purchase a certain type of medical insurance to protect their own life in this way. For young people, young people need to accumulate the corresponding amount of medical insurance for themselves by purchasing medical insurance. For the elderly, because these people will have more or less problems in their bodies, we need to buy medical insurance to deal with various life problems that may arise, which can also ensure our normal life.

What's going on here?

This happened in Jiangsu, when a guy was diagnosed with leukemia, because the guy had previously purchased commercial medical insurance, after 88 claims, the guy received a total of more than 600,000 yuan in claims, and he also won the corresponding medical expenses for himself in this way. <>

It is necessary for everyone to have health insurance.

From my personal point of view, for everyone, we need to pay social security normally, because social security itself contains a part of medical insurance, when we need to spend money on medical treatment, we can use medical insurance to reimburse the corresponding expenses. At the same time, because the medical insurance in the social security does not cover all medical expenses, we need to buy commercial medical insurance as a supplement, so as to fully guarantee our normal life. If we have the financial conditions, we can try to buy a certain percentage of critical illness insurance and medical insurance, which are also the main components of medical insurance.

Finally, I think everyone needs to have a variety of medical insurance according to their physical condition, which allows us to minimize the cost of medical expenses when we need to pay for medical treatment, and at the same time be able to focus more on the medical problem itself.

<> there are unforeseen circumstances, and people have good and bad luck, Xiao Wang in Jiangsu suddenly fell ill in 2020, with persistent bleeding gums and fever. After examination in the hospital, Xiao Wang was diagnosed with acute lymphoblastic leukemia. The suddenness of illness and the high ** cost of his family were in a difficult situation, and at this critical time, the medical insurance he purchased online greatly reduced the pressure on the family.

According to reports, Xiao Wang has been sick since the beginning of his illness ** As of August this year, the medical insurance has paid a total of 88 times during his treatment, and the compensation amount has reached more than 60 yuan.

At this stage, Xiao Wang's physical condition has basically stabilized, and he is undergoing chemotherapy in the hospital and follow-up medication after bone marrow transplantation**. This medical insurance has brought him hope for life and reduced the burden on his family.

In real life, although the development of the times has brought great improvement in material and enjoyment, the pollution of various food additives and air and water has also caused a rapid increase in human diseases, and everyone may suddenly suffer from diseases. In this situation, I think it is necessary to buy health insurance. Although the national medical insurance has covered most people, the reimbursement rate of NCMS for ordinary people is not too high, and in the event of a major illness, the sky-high medical expenses may overwhelm a person or even a family.

If you are financially able, I think it is necessary for everyone to buy medical insurance. This is not only a guarantee for yourself, but also a guarantee for the whole family. Especially at this stage, the state also encourages everyone to buy medical insurance, and many regions have even launched various preferential medical insurance policies.

As a supplementary medical insurance, I think it is worth spending a few hundred or less dollars a year to buy a cover.

In fact, in real life, many people will buy medical insurance, but there are also many people who will not buy it. This is actually based on the actual financial situation of the individual, and it is not mandatory. If the financial conditions allow, it is better to purchase medical insurance outside of medical insurance.

It is necessary to buy medical insurance, which can give you more protection and avoid poverty due to illness.

Medical insurance is a kind of insurance that must be bought, even if you do not buy commercial insurance, you must also buy domestic medical insurance or employee medical insurance for yourself, because people eat cereals without getting sick, life needs to seek medical treatment, the cost of medicine is relatively high, medical insurance can reduce their financial burden, will not let themselves be sick and carry greater economic pressure.

Medical insurance not only includes ordinary hospitalization but also critical illness, if you really want to suffer from a major illness will make yourself poor due to illness, if you have medical insurance will be much better, because most of the medical expenses will be borne by medical insurance when you are seriously ill, and the reimbursement ratio can reach more than 60%. The medical expenses borne by individuals are not much, and most people can afford to see a doctor, so people will not miss the opportunity because they have no money.

Employee medical insurance and resident medical insurance can be reimbursed when they are hospitalized, and they can use the medical insurance card to buy medicines, but the payment of employee medical insurance is relatively high, and they must continue to pay the fees, and they can realize the overall planning of medical insurance when they retire after a certain number of years, and they do not need to continue to pay medical insurance after retirement, and they can enjoy the benefits of medical insurance. The amount of annual payment of domestic medical insurance is relatively small, and the payment in the current year is enjoyed in the current year, and it cannot be accumulated.

It is necessary to buy medical insurance, if the economic conditions are limited, you can only buy domestic medical insurance or employee medical insurance, and the employee medical insurance only needs to bear part of the premium, and the rest is borne by the unit. If the economic conditions are better, you can also buy yourself a commercial medical insurance, so that you can be prepared. If there is a major illness that cannot be fully reimbursed by domestic medical insurance or employee medical insurance, the remaining part can also be supplemented by commercial medical insurance, which can greatly reduce their financial burden and allow them to have the ability to accept better **.

I think it's necessary to buy it, because medical insurance covers a wide range of areas, and many critical illnesses can be reimbursed, so it can relieve a lot of pressure to see patients.

It is necessary to buy medical insurance. Medical insurance is a welfare system promoted by the state, and the threshold for participation is low, and basically most people can participate in insurance.

Medical insurance covers a wide range of diseases, such as myocardial infarction, cancer, cerebral infarction, hyperthyroidism, malignant tumors and cerebral hemorrhage.

Nowadays, people are more and more important to their physical health, before everyone was very disgusted with people who bought insurance, but now everyone is more and more convinced of this aspect of protection, not only to buy insurance for themselves, but also through the purchase of medical insurance and various guarantees to make themselves feel at ease, although everyone does not want to be able to use insurance when buying, but after the purchase of let themselves have consistent protection.

During the guy's illness, he was paid out through medical insurance 88 times.

Mr. Wang, a 27-year-old man in Jiangsu Province, initially suffered from bleeding gums and fever, but was later found to be suffering from acute lymphoblastic leukemia after a hospital examination. Although the high medical expenses were unbearable for Mr. Wang, at a critical moment, he found that he had purchased a medical insurance online before, which alleviated all the pressure of medical expenses, and he paid 88 times during the treatment and received more than 600,000 yuan in funds.

Health insurance.

China's medical insurance is divided into three categories, a smile is the household medical insurance, employee medical insurance and the new cooperative medical insurance, for most families, they pay basically urban and rural residents medical insurance. At the end of each year, the medical insurance for urban and rural residents will be paid, and once this part of the fee is paid, in the next year, as long as it meets the scope of medical insurance compensation, you can get a certain amount of reimbursement, which will alleviate the economic pressure caused by illness to a certain extent.

Medicare coverage is only for pure illness.

Medical insurance can compensate for a wide range of diseases, some common heart disease, malignant tumors, hyperthyroidism, breast cancer, tuberculosis, stomach cancer and many other diseases in our daily life can be reimbursed through medical insurance, especially for female compatriots can also be reimbursed when giving birth.

Diseases covered by medical insurance include malignant tumors, cerebral hemorrhage, etc., and minor illnesses include colds, appendicitis, hemorrhoids, etc. Pre-treatment insurance does not cover certain diseases, including congenital diseases, tooth correction and grinding, etc.

In fact, there is no limit to the diseases covered by general medical insurance, major diseases include malignant tumors, cerebral hemorrhage, etc., minor diseases include colds, appendicitis, hemorrhoids, etc., as long as they meet the reimbursement scope of medical insurance, and the related medical expenses incurred exceed the deductible, the insurance company can reimburse them. However, for some diseases, medical travel insurance is still not covered, such as congenital diseases, buried cave dental medical expenses (some high-end medical insurance can cover), corrective surgery medical expenses, etc.

If you purchase critical illness insurance, leukemia, very severe diabetes, very serious asthma, tumors, these diseases will be claimed.

Leukemia is a critical illness, and critical illness insurance and 17 other special diseases can pay 200% of the sum insured, and 5 rare diseases in children can pay 300% of the sum insured.

Critical illness insurance has a strong level of protection, pays a lot of insurance benefits, and is flexible to use when it is diagnosed. There are two main problems that can be solved: one is to pay for the high medical expenses incurred by the insured due to disease status or surgery** and chemotherapy; The second is to provide financial security for the insured after illness, so as to avoid the financial difficulties of the insured's family as much as possible.

One, what's going on here.

This happened in Jiangsu, a 27-year-old man in Jiangsu, recently persistent gum bleeding and accompanied by fever symptoms, he thought it was ordinary gum bleeding, so he changed the toothbrush, but a month later it was still not good, he went to the hospital for examination, only to find out that he had leukemia, he said that he had been reimbursed nearly 90 times since his illness, and the total reimbursement amount was more than 600,000 yuan, mainly hospitalization fees, handling fees, and now his basic physical condition has been stabilized. Also go to the hospital for some tests and **.

Second, critical illness insurance is very useful.

Generally, critical illness insurance is not very high due to its higher premium. However, some critical illness insurance can be very high, which requires consumers to understand, and there are also insurance products with amazing leverage.

Critical illness insurance and medical insurance are not in conflict, medical insurance can only play a basic guarantee, look at minor illnesses are no problem, but once there is a major illness is far from enough, especially a lot of expensive examinations, imported drugs and other medical insurance is not covered, and these are often life-saving.

Critical illness insurance covers a comprehensive range of high-incidence diseases: whether it is 12 high-incidence mild diseases or specific critical illnesses for children, the high-incidence diseases covered are very comprehensive; Good conditions for secondary compensation for malignant tumors: Critical illness insurance can also choose secondary compensation for malignant tumors, and the compensation ratio and compensation interval are the best; On the whole, critical illness insurance children's critical illness insurance has strong protection strength, and the insurance period and lifetime liability and death liability can be flexibly selected, ** is also very cheap, there are no obvious shortcomings, and it is a very suitable product for minors to insure insurance.