What is the difference between gold in the gold store and the gold in the bank Why does the gold in

Bank'sGold barsThe overall difference with gold bars in gold shops is the following four points:

1) The first purchase channel of the goods and the way to obtain profits are different.

2) ** Merchants and their brands are different.

3) Their roles are also different, one is used to make a profit and is sold as a commodity, and the other is used to manage money.

4) In addition to the above points, their fineness is not equal.

According to the above points, it may be the reason why the gold store does not ** bank gold bars, most of the gold bars in a bank ** are subject to a variety of regulatory departments, do the role of financial management, in order to stabilize the market under normal circumstances, the gold store is not going to **.

Of course, the gold store that belongs to the state does not dare to accept it!

The specific reason why it will not **.

If you buy a commemorative ** product at the bank, this product is usually the zodiac that the bank promotes during the Spring Festival every year.

The main purpose of the products is to allow consumers to collect and commemorate, and the bank will not carry out the collection. There are also gold necklaces, gold rings, gold bracelets and other **jewelry, which banks and gold stores will not carry out**. The bank's current gold bars are the ones that were purchased from their own banks.

However, it can only be done at the designated counter**.

When the bank is in the first place, it will test the authenticity and gram number of the product, and verify the number and certificate of the product, and will repurchase it when it is considered to be a real gold bar after inspection. This is a relatively cumbersome operation.

The upfront appraisal fee is borne by the customer, and the customer is unwilling to spend the unjust money, so the bank will try its best to take the countermeasure of "only selling but not receiving" in order to avoid offending the customer.

Extended information: 1. The international **** has risen sharply, and the domestic **products** have also followed**, but for ordinary people, the reason why they can make money by buying ** is not seen.

a) If you are buying a commemorative coin.

**Jewelry, etc., banks and gold stores will definitely not buy back.

2) Even if the gold bars are repurchased by the bank, the bank must invest a lot of manpower and energy to identify them, and the appraisal fee must be paid by themselves.

3) In addition, even if the bank buys back your **, it will also earn a part of the profit, so even if the bank buys back your **, the customer has already had nothing to earn.

2. How to distinguish the true from the fake.

a) Look at the color. The color of ** with high gold content is reddish gold, 80% of the gold content is yellow, and 70% of the gold content is green, and the gold content can be judged according to the color;

ii) Weight. **Compare.

The same volume of silver, lead, and tin weighs about twice as much, real gold.

There is a feeling of falling in the hand, while copper or other only has a heavy feeling and no feeling of falling;

3) Listen to the sound, when the high-quality ** jewelry is knocked or thrown hard, there is no rhyme, the sound is dull, and other metals are brittle and no dullness.

This is done to reduce the risk of the bank receiving a fake**.

Extended Materials. Most of the physical gold purchases at the bank are investment types, and you only need to bring your ID card and money to buy them.

The analysis is as follows: 1. Some agreements need to be signed to handle investment gold bars, and the normal process is not troublesome. If you are interested in **investment, you can learn about the current hot spot** investment. If you want to buy gold jewelry, just go to a regular gold store and buy it.

2. It has always been the last line of defense against the turbulence of the international economic, political and financial situation, and it is also one of the important choices for investors to maintain value and prevent inflation. At present, Industrial and Commercial Bank of China, China Merchants Bank, Industrial Bank, etc. have launched physical investment products. Investment in kind**, investors only need to hold cash or a savings card issued in the bank and ID card and other valid documents, you can buy according to the bank's announcement, and the bank will issue invoices, contract notes and other vouchers for investors.

Investors can choose to take ** away, or entrust it to the bank for safekeeping.

3. However, the details of the physical ** investment of each bank are not the same. Investors should understand clearly before making a choice before they can choose the right physical item for themselves**.

4. Some banks' physical investment products are only physical products to investors, and banks do not provide free custody and repurchase services. Investors are like buying jewelry in a store, and they need to take the gold bars home after paying the bill. However, it is different from the **store, the purchase of physical goods in the bank**, firstly, its quality can be guaranteed, and secondly, its ** is linked to the international ****, with high transparency.

The current state of the market. 1. Statistics recently released by the China ** Association show that in the first half of 2015, the national output was completed by tons, an increase of tons over the same period in 2014, a year-on-year increase. Among them, the first ton of mineral gold and the ton of non-ferrous by-product gold.

2. At the same time, China's consumption has declined. In the first half of 2015, the country's first-class consumption tons, compared with the same period in 2014, decreased by tons. Among them, the tonnage of gold used in jewelry manufacturing decreased year-on-year, the tonne of gold bars and coins, and the tonne of industrial and other gold.

3. According to the data of the "Analysis Report on the Market Prospect and Investment Strategic Planning of China's Leading Industry", from April 2013 to mid-2015, the international gold price has been in a downturn after a sharp increase. From the perspective of the global economic situation, the world economic growth rate may rebound slightly in 2015, but the overall weak recovery is difficult to change significantly, the volatility of the international financial market and the commodity market has intensified, and the non-economic factors such as geopolitics have a great impact, and there are still many uncertainties. With the strengthening of the US dollar, in 2015 and non-ferrous metals, oil and other commodities are running at a low level, the next few years gold prices will run at a low level or will become a "new normal".

On the one hand, because the opportunity cost of banks and gold stores is different; On the other hand, because the final cost of the bank and the gold store is different from production to sales; Secondly, the value of gold, the value and gold content of the investment are different, and the **** of the gold store involves process costs and processing costs; The bank **** is regulated by the state, which is lower than the gold store ****; Finally, the added value of bank gold bars and gold store gold bars is different, and the consumer subjects are different.

1. The opportunity cost of banks and gold stores is different

Banks do not have the discretionary pricing power to price their gold bars, ** with little opportunity cost as the international gold price fluctuates. For gold stores, the same **, relative to making gold bars, you can also choose to make a variety of exquisite jewelry, jewelry is the opportunity cost of gold bars. When the footfall is constant, gold bars account for the cost of jewelry selection.

2. From production to sales, the final cost of banks and gold stores is different

Gold stores generally purchase goods in batches at a certain point in time, process them after purchase, and finally put them in stores for display and sale. In these links, the rent and labor costs of the store are much higher than those of the bank, and the gold bars of the bank remain unchanged for ten thousand years, but the gold bars of the gold store will be full of tricks, and will be printed with various zodiac signs or blessings according to different years, which have various symbolic meanings. The rent of a Mong Kok in Hong Kong may exceed 2 million Hong Kong dollars per month, and several manual sales expenses, etc., these costs will inevitably be paid by consumers in the end.

3. The added value of bank gold bars and gold store gold bars is different, and the consumer subjects are different.

The main function of bank gold bars is investment value, while gold shop gold bars have preference value in addition to investment value. In addition to investment, the main consumer group also has the demand for gifts, and buyers will have different degrees of acceptance of ** because of different meanings, such as the gold bars of the zodiac in the natal year ** will be higher than other zodiac signs. As the saying goes, it is difficult to buy a favorite, and the difference in consumer demand will produce the best difference.

Summary. Hello, I am glad to serve you and give you the following answer: Why doesn't the gold store accept the ** bought by the bank?

This is because what the bank buys is not real, but the financial products issued by the bank, and they are just a virtual currency invested by investors, not the real one. Workaround:1

If you want to buy real **, you can go to a regular gold store to buy, the gold store will provide legal ** products, and will provide corresponding supporting documents to prove its authenticity. 2.If you want to buy financial products issued by the bank, you can go to the bank to handle relevant business, and the bank will provide the corresponding financial products and the corresponding supporting documents to prove their authenticity.

Personal experience: When buying**, be sure to carefully check the authenticity of the product to avoid buying fakes. At the same time, you should also be careful not to buy financial products issued by banks, because they are just a virtual currency invested by investors, and not real **.

Why doesn't the gold store accept the ** bought by the bank?

Hello, I am glad to serve you and give you the following answer: Why doesn't the gold store accept the ** bought by the bank? This is because what the bank buys is not real, but the financial products issued by the bank, and they are just a virtual currency invested by investors, not the real one.

Workaround:1If you want to buy real **, you can go to a regular gold store to buy, the gold store will provide legal ** products, and will provide corresponding supporting documents to prove its authenticity.

2.If you want to buy financial products issued by the bank, you can go to the bank to handle relevant business, and the bank will provide the corresponding financial products and the corresponding supporting documents to prove their authenticity. Personal Experience:

When buying**, be sure to carefully check the authenticity of the product to avoid buying fakes. At the same time, you should also be careful not to buy financial products issued by banks, because they are just a virtual currency invested by investors, and not real **.

You've done a great job! Can you elaborate on that?

Hello, I am glad to serve you and give you the following answer: Why doesn't the gold store accept the ** bought by the bank? This is because what the bank buys is not real, but the financial products issued by the bank, and they are just a virtual currency invested by investors, not the real one.

Workaround:1If you want to buy real **, you can go to a regular gold store to buy, the gold store will provide legal ** products, and will provide corresponding supporting documents to prove its authenticity.

2.If you want to buy financial products issued by the bank, you can go to the bank to handle relevant business, and the bank will provide the corresponding financial products and the corresponding supporting documents to prove their authenticity. Personal Experience:

When buying**, be sure to carefully check the authenticity of the product to avoid buying fakes. At the same time, you should also be careful not to buy financial products issued by banks, because they are just a virtual currency invested by investors, and not real **.

Summary. Pro, the reason why the bank buys the gold store does not accept is that the cost is very high, different from the general items, whether it is the weighing of the weight, the determination of the fineness or the determination of the price, it constitutes a unique system.

Pro, the gold store that the bank buys does not accept the original Hui Bureau because the cost is very high, different from general items, whether it is the weighing of weight, the determination of fineness or the determination of the price, it constitutes a unique system.

Pro, worried about affecting sales, if the brand gold store ****, it will cause a certain impact on customers. For example, if a customer plans to buy from this store, and at the same time sees that this store is also in ****, he may feel that ** is processed, not brand new or pure**.

Related information:**Including: Chow Tai Fook Chowtaifook, Chow Sang Sang, Chow Tai Seng Chowtaiseng, Luk Fook Jewellery Bureau, Noisy Cong Lao Feng Xiang, Lao Miao**, Chao Wang Kei, Tse Sui Lun Sheng La Ying TSL, Cai Bai Jewelry, Ming Pai Jewelry, etc.

If you are investing in gold bars, it is recommended that you go to the bank and buy them. The procedures are formal, and the purity of the gold bars is also ***. Banks happen to be in the business of buying gold bars.

If you go to a gold store to buy, it is more expensive, because the main business of the gold store is to sell jewelry, and gold bars are not the main business. Most of the gold bars in the gold shop have been processed by special technology, the purpose is to have collection value, and it belongs to the process of processing dogs with special technology. Because it is much finer than ordinary gold bars in the bank in terms of workmanship, the cost is higher.

In addition, the purchase channels of the two are different, and it is important to know that gold bars are commodity advantage investment products, which are regulated by multiple regulatory authorities. The special relationship between banks and state assets is obviously much more than that of gold stores in terms of channels, so the cost of taking goods is obviously advantageous.

1. The bank's ** is lower than the gold store's**, and users can save a lot of money by buying ** in the bank;

2. The first stored in the bank is that the raw materials have not been processed in any way, and the gold store is generally made into various jewelry and utensils in a way that people like to see;

3. The bank's investment value is more valuable, and the gold store's is more collectible;

4. The profit of the bank is the investment in the financial market, and the profit of the gold store is the difference between the purchase and sale of the commodity.

1. The color of ** is golden yellow, metallic luster, and difficult to decompose. density, melting point; It has good ductility, can be pressed into thin foils, has extremely high heat transfer and conductivity, and the resistance of pure gold is. Pure gold has good chemical resistance and is the best electroplating material.

2. As a kind of ***, it has good physical properties, "real gold is not afraid of fire refining" is that the chemical stability of gold is very high, and it is not easy to react with other substances, so there is no need to worry about oxidation and discoloration. Even in the molten state, it does not oxidize and change color, and it still shines golden after cooling. High density and heavy feel.

Good toughness and ductility, good conductivity. Pure gold has a brilliant yellow color, but the color changes greatly when mixed with other metals, such as dark red for gold-copper alloys and light yellow or off-white for silver-containing alloys. Gold is easily ground into powder, which is why gold is dispersed in nature, and pure gold jewelry is also easy to be worn down to reduce the weight.

3. In Mendeleev's periodic table, the atomic number of gold is 79, that is, the nucleus of gold contains 79 protons, and the protons have a positive charge. At the same time, due to the half-full rule, therefore, gold has very good chemical stability, in the metal market gold and ruthenium, rhodium, palladium, osmium, iridium, platinum and other metals are collectively referred to as ***.

4. Although it is a very soft metal, it is not as good as lead and tin. Fingernails can be scratched on pure gold, and this softness makes it very easy to process, but this is not ideal for the maker of ornaments, because it is easy to rub the ornaments, make them tarnished and even affect the appearance. Therefore, when making jewelry with **, copper and silver are generally added to improve its hardness.

**Easy to forge, easy to spread, can be milled into transparent and transparent green gold leaf with a thickness of millimeters. The gram of ** can be drawn into a 160-meter-long gold wire.