Which online loans are acceptable for 17 year olds

There are also a lot of private online loan companies now, but they are generally required to reach the legal age, over 18 years old and have an identity certificate, and they also need to be audited and upload their own identity information, including the need to review their own repayment, so they not only make requirements for age, but also make a certain assessment of their ability to repay. If you are of legal age, you can also apply for a loan from the money you spend. But since you're not an adult at the age of eighteen, it can be a bit of a hassle when it comes to getting a loan.

At the same time, its own economy is relatively weak.

According to the laws and regulations of our country, you must be an adult to get a loan, because you are only 17 years old now, and you can not borrow money on any online loan platform, you must be at least 18 years old and provide your work certificate, and now all major platforms have a function of comprehensive credit assessment, and you cannot apply for a loan before you pass the review, so you are now 17 years old and must be unable to borrow money in any online loan, and you must wait for you to join the work after you are 18 years old. And you need to bind your personal ID card and mobile phone card, if these online loan platforms assess your credit value or your comprehensive ability is not enough, you can't bring it, and now the policies and reviews for lending are much stricter.

Personally, I think that all online loans are unacceptable for 17 years old. You must be at least 18 years old to meet the requirements.

How much do you need? Do I need to borrow money by signing a contract?

By the time you're 18, you're an adult. If you are not a person with full capacity for civil conduct, you can borrow money online. Then the main lending platforms are Loanbao, Xiaodu Finance, Micro Loan, and Online Business Loan, all of which are relatively reliable manuscript lending platforms.

1. After the age of 18, you are an adult. At this time, you can apply for a loan through Jiannianqi Bank, or you can take out a loan through some online platforms. Many platforms require borrowers to be at least 18 years old and have full capacity for civil conduct.

Of course, there are other requirements when borrowing money.

2. When applying for a loan, the borrower is generally required to submit proof of income so that the lender can understand the repayment ability. If personal income.

Not much, at this time the loan will be refused. It is best for borrowers to weigh their repayment ability before applying for a loan and make sure that they can repay the loan on time after borrowing.

3. If you borrow money through online channels, you should pay attention to the interest charged by the platform at this time. If a large amount of interest is charged, it is better not to choose such a platform at this time, so as not to be unable to repay the loan on time after borrowing. If the later repayment is overdue, the platform will collect it, affecting your normal life.

Fourth, online borrowing, you must choose a formal platform. At present, the platforms that everyone is more familiar with include loan treasure, micro loan, and online business.

loans, gold bars, rich tung flowers, etc. When borrowing, different platforms have different loan interest rates, so be sure to compare and choose a reliable platform with low interest. There are many platforms that you can apply for at the age of five or 18, such as banking platforms, large consumer finance companies, small loan platforms, and general consumer installment platforms.

Of course, if you don't do it properly, you may apply for a loan shark product. Therefore, before choosing a platform, you must check the background of the platform, whether it is a formal platform issued by the CBRC, and this kind of platform has the lowest interest rate, so there is no routine. If there is a real need for cash flow, it is advisable to give priority to applying for products from banks and consumer finance companies.

The age requirement for online loan applicants is generally 18-55 years old, this age group has a relatively strong working ability and relatively high income, and can better meet the requirements of online loan products, more than 55 years old, many people's income declines, repayment ability is insufficient, and the application for a loan is easy to be rejected.

Extended Information] Online Loan Operation Model:

P2P mode:

Online credit originated in the United Kingdom, and then developed to the United States, Germany and other countries, and its typical model is that online credit companies provide a platform for free bidding between borrowers and borrowers.

In the traditional P2P model, online lending platforms.

It only provides information circulation and interaction, information value determination and other services to facilitate the completion of the transaction, and does not substantially participate in the chain of lending interests, and the borrower and the borrower directly have a creditor-debtor relationship, and the online lending platform relies on charging a certain fee to the borrower and the borrower to maintain its operation. In China, because the citizen credit system has not yet been standardized, the traditional P2P model is difficult to protect the interests of investors.

Therefore, P2P online lending.

In the continuous exploration and practice, it is recommended to introduce relatives and friends for joint guarantee in credit loans, and introduce mortgages or pledges for counter-guarantee in other loans. At the same time, corporate loans.

The project introduces a third-party financing guarantee company to review the project and guarantee the principal and interest, and requires the guarantee scale to match the guarantee amount of the guarantor, and the guarantor must also strengthen its own risk control management. Online lending, also known as P2P networking.

Loan. P2P is an abbreviation for peer to peer, which means "person to person".

Mode of assignment of creditor's rights:

The creditor's rights transfer model can better connect the capital needs of borrowers and the financial needs of investors, and actively carry out business in batches, rather than passively waiting for their respective matches, thus achieving rapid scale expansion. It is closely related to the target customer group of small and micro finance that has not yet been popularized by the development of the Internet in China, and almost all online loan platforms established since 2012 are in the mode of credit transfer.

Due to the elongation of the credit chain and the high correlation between institutions and professional lenders, the form of P2P online lending for debt transfer has been questioned a lot, and many traditional P2P institutions believe that this is "not P2P, and the risk will affect the P2P industry".

Is cash** real? Is there a payment for cash**? It is reported that this is a newly launched loan platform, using big data and artificial intelligence to achieve risk control approval, with a mobile phone number, ID card can apply for a loan, 3 minutes of review, as fast as 30 minutes to arrive.

Xingyong card app is a small loan platform created by Xingyong Technology Development, with an application limit of 500 500000, whether you are a small loan, capital turnover, decoration, medical care, tourism and other short-term capital needs, or study, home purchase and other medium and long-term capital needs can be met. This is a very popular mobile phone lending platform, whether you are a black or white household, you can apply for a loan on this platform, and there is a big data matching and credit review mechanism to allow you to solve the problem of capital turnover efficiently and quickly.

Where can a 17-year-old get a loan?

Is there a payment for cash**? It is reported that this is a newly launched loan platform, using big data and artificial intelligence to achieve risk control approval, with a mobile phone number, ID card can apply for a loan, 3 minutes of review, as fast as 30 minutes to arrive. Xingyong card app is a small loan platform created by Xingyong Technology Development, with an application limit of 500 500000, whether you are a small loan, capital turnover, decoration, medical care, tourism and other short-term capital needs, or study, home purchase and other medium and long-term capital needs can be met.

This is a very popular mobile phone lending platform, whether you are a black or white household, you can apply for a loan on this platform, and there is a big data matching and credit review mechanism to allow you to solve the problem of capital turnover efficiently and quickly.

Jia e loan wealth management app Jia e loan wealth management app is a mobile phone loan software uploaded on this site, here we can choose a better way to loan, whether it is large or small, there is always a suitable one for you, here we can rest assured to choose the way you want, and even choose to manage money here, so that your money is more valuable.

Those under the age of 18 are not allowed to apply for online loans. Online loans generally require you to be at least 18 years old and not a college student to apply. If you are under the age of 18, not only do you not meet the age requirement, but if you are below this age, the student country prohibits lending institutions from issuing loans to students.

Therefore, users can only apply for online loans after they are at least 18 years old and have joined the workforce. During this period, users can apply for an additional card of their guardian's credit card, so that there will be a certain amount of overdraft consumption limit.

Under normal circumstances, Internet finance is becoming more and more popular, and our loans are becoming more and more convenient, so the difference between general non-opportunistic loans and overdue loans.

As long as you meet the age of 18, you can get a loan, and the borrower must meet other application conditions. Yes, there are many borrowers who can take out a loan. According to the relevant provisions of the Contract Law, the borrower fails to act on a regular basis in accordance with the loan contract.

The act of repaying the loan is a breach of contract, and the person shall bear the liability for breach of contract, and the ways of bearing the liability for breach of contract include returning the principal and paying the interest during the loan period agreed in the contract and paying the interest on the overdue part of the loan.

To sum up, as long as you meet the age of 18, you can get a loan, and the loan age stipulated by the country is 18-65 years old. If your situation is more complicated, then you can go to the Internet to consult a lawyer.

Legal analysis: Seventeen years old is not allowed to take out loans, and the minimum age limit stipulated by general lending institutions is eighteen years old, and seventeen years old is a minor.

Legal basis: Article 26 of the Civil Code of the People's Republic of China Parents have the obligation to raise, educate and protect their minor children. Adult children have an obligation to their parents to support, support and protect them.

Summary. Kiss <>

I'm glad to answer for you: 17-year-olds can't borrow online loans. Because minors do not have full capacity for civil conduct in law, in civil legal relations, the legal ** person of the minor can sign a contract on his behalf, but for contracts that need to bear debts, such as a loan contract, the minor and his legal ** person can sign a contract with the borrower and bear the responsibility for repayment, so many banks and online loan platforms do not accept loan applications from minors.

Can you borrow an online loan at the age of 17?

Can you borrow an online loan at the age of 17?

Kiss <>

I'm glad to answer for you: 17-year-olds can't borrow online loans. Because minors do not have full capacity for civil conduct in law, in civil legal relations, the legal ** person who is not an adult can sign a contract on his behalf, but for contracts that need to bear debts, such as a loan contract, the minor and his legal ** person can sign a contract with the borrower and bear the responsibility for repayment, so many banks and online loan platforms do not accept loan applications from minors.

Filial piety and skillful staring].

All right. Kiss <>

At the age of 17, you can't borrow an online loan. According to Article 26 of the Civil Code of the People's Republic of China, parents have the obligation to raise, educate and protect their minor children, and adult children have the obligation to support, support and protect their parents. <>

Okay, dear, I recommend that you don't borrow, now many online loans are telecom fraud, Chi Chan will have a lot of usury, will deceive you of your money. Grinding stupid <>

Kiss <>

Expand as follows, dear, code dust type expansion as follows, online loan is a loan, loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, generally stipulate the interest and repayment date, and the loan in a broad sense refers to the general term of loans, discounts, overdrafts and other lending funds, and the bank will concentrate the money and monetary funds through loans, which can meet the needs of the society to expand reproduction for supplementary funds and promote the development of the economy. <>