For the same 29 years, if you pay the contributions for two more months, will your retirement salary

The question of the size of the pension is related to the following situations:

1) Differences caused by different calculation and issuance bases.

The basis for calculating and paying the retirement allowance of civil servants after retirement is the salary of the position before retirement plus the salary of the grade; The basis for calculating and paying retirement allowances for staff members of public institutions after retirement is the salary of the post before retirement. The basis for calculating and paying the retirement allowance of skilled workers and ordinary workers of social security organs after retirement is the salary of the post before retirement plus the salary of the technical grade. The proportion of calculation and payment varies according to the number of years of service, and the longer the working life, the higher the pension replacement rate.

2) The mismatch between the pension system and the salary structure has led to people's deep hatred of the dual-track retirement system.

Due to the irrational phenomenon in the economic structure, there is a very large income gap between enterprises, and the income of employees in some monopoly enterprises is much higher than that of the staff of government organs and institutions, while the income of employees in some small and medium-sized enterprises is lower than the average social wage level. The income of the staff of government agencies and institutions is also diversifying. People ignore the differences in salary structure between and within industries, and focus on the phenomenon of high wages and high benefits for some high-income personnel in government agencies and institutions, and express strong dissatisfaction with this.

3) The voluntary implementation of the enterprise annuity system will cause the pension gap between enterprises and government institutions to continue to expand. Enterprise employee pension insurance includes basic pension insurance and enterprise annuity, the basic pension insurance guarantees fairness, and the enterprise annuity reflects the incentive for the working period. The original intention of the design of basic endowment insurance is to meet people's basic living needs, so the replacement rate of basic endowment insurance is not high, and only after adding enterprise annuity can we maintain a high replacement rate.

Fourth) the difference in pension adjustment mechanism has not been eliminated.

The basic pension of enterprise retirees is adjusted at a rate lower than the rate of salary, and their bases are different, and the adjustment base for civil servants includes all pensions. The adjustment base of enterprise retirees is only the basic pension, and the result of the low base and ratio has not narrowed the absolute number gap between the two, but the relative proportion of the gap between them has decreased.

If the unit is different, the payment of social security may be different, the retirement salary can be very different, if the two units are the same, the payment of social security is the same, but the difference is two months, the retirement salary of the two is different, the difference will not be too big.

The retirement salary of the worker is determined according to the cumulative number of years of personal contributions, the salary paid, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population. To meet the conditions for receiving pension insurance, it is usually that the longer the payment time, the more you pay, and the more you will receive.

Social Insurance Act

Article 15 The basic pension is composed of a pooled pension and a pension in an individual account.

The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the contribution salary, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population.

Article 16 Individuals participating in the basic old-age insurance who have paid contributions for 15 years or more when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

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If the average social security contribution index is, the average monthly salary of employees in the previous year is 6,106 yuan. Transitional pension.

29 years of service = (6106 + 6106 * 2 * 4 * yuan, 28 years transitional pension = (6106 + 6106 * 2 * 3 * yuan qing or. Therefore, by calculating the length of service, we can know exactly how long it has been served.

The difference in reputation is one year, and the difference in excessive pension is about 95 yuan. Also, if the state adjusts the pension after retirement.

If Heng Fan Guo can stipulate that the level of 28 or 29 is different, the amount of pension increase is also different, and the difference between pensions will expand.

If the base base of the trouser is the same, the retirement salary of 28 years of service and 29 years of service will definitely be different, but the gap will not be very large, because it is one year apart. If it is in the same unit, the difference between the same type of work is more than 10 pieces at most; If it is different units, it is also different types of work (worker cadres. senior managers), even if the work order is the same, there is a large gap; There are also big differences in different regions!

The pension of pensioners in first-tier cities and small towns is at least 2:1.

The difference between the pension of "28 years of service" and "29 years of service" is about 100 yuan, but it still depends on the requirements of each region.

According to the pension calculation formula, the longer the payment time, the more pension you will receive in the future, and the same payment of the key fee base payment, the payment for 29 years is more than the payment for 24 years, and each month will be at least 600 yuan more.

Summary. According to the pension calculation formula, the average social salary in 2022, the contribution coefficient, 29 years of service, and the retirement will receive about 3,500 yuan per month.

Hello, I'm glad to answer for you, dear, you can get about 3500 yuan.

According to the pension calculation formula, the average social salary in 2022, the payment coefficient, 29 years of service, and the pro-retirement will receive 3,500 yuan per month.

However, the payment base is different, the city or the city is different, and the calculated pension is also different.

Part of the personal account pension, calculated by the total amount of savings in their personal account, including principal and interest, divided by a coefficient, if it is a male divided by 139, female divided by 170, calculated the standard of the personal account pension that should be received each month. The other part is the basic pension. Generally speaking, the base of the final treatment is determined according to the relationship between the salary base of the person and the local average social wage base, and then after 15 years of payment, he will receive 15% of this base, and on this basis, if he pays for an extra year, he will receive an additional percentage point.

That is to say, if you pay for 20 years, you will receive 20%, and if you pay for 30 years, you will receive 30%.

The unit pays 20,000 yuan a year for occupational pension insurance, and how much can you pay for 29 years after retirement.

The old-age insurance of employees of the unit pays 20,000 yuan a year, and how much can be paid for 29 years after retirement.

Hello, for your question [the unit's occupation bends filial piety and old-age insurance pays 20,000 yuan a year, and you can receive more and pay less for 29 years after retirement] to make the following answer for you: kissing is 29 percent.

Legal basis: Article 12 of the Insurance Law of the People's Republic of China The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and it shall be recorded in the overall planning of the basic pension insurance.

The calculation method of the pension provided by the Social Security Bureau** is as follows: according to the regulations, after the employee meets the conditions for receiving the pension insurance, the pension calculation is divided into two parts. Part of the personal account pension, calculated by the total amount of savings in their personal account, including principal and interest, divided by a coefficient, if it is a male divided by 139, female divided by 170, calculated the standard of the personal account pension that should be received each month.

Another guess is the basic pension. Generally speaking, the base of the final treatment is determined according to the relationship between the salary base of the person's contribution and the local average social wage base, and then after 15 years of payment, 15% of this base will be paid, and on this basis, if the payment is made for an additional year, an additional 100 trillion imitation points will be received. That is to say, if you pay for 20 years, you will receive 20%, and if you pay for 30 years, you will receive 30%.

Summary. Hello, I'm happy to answer for you, dear, if you pay the minimum payment base, you can receive about 2,300 yuan for retirement in 29 years, and the payment base is the grade of your payment.

Hello, I'm glad to answer for you, if you pay the minimum payment base, you can receive about 2,300 yuan for Sun Zhen when you retire in 29 years, and the hail fee base is the grade of your payment.

I am an individual contributor, female, and the highest bar per year.

According to the pension calculation formula, in 2022, the average salary of Shandong society (teachers in Shandong) will be the minimum payment base for liquid, and the payment will be paid for 29 years, and the pro-retirement will receive 2,300 yuan per month or so, but the payment base is different, the city is different, and the calculated pension is also different.

Pay 300 percent? Is it about 40,000 yuan a year?

I'm 100 percent handed.

Suifenhe, Heilongjiang Province.

I'm 70 years old.

Dear, this is not the most high-end, if it is 100%, then in 29 years, it is Heilongjiang, and you can only receive about 2500 yuan.

55 years old salary.

Yes, if you have 5 years of continuous experience in the enterprise, you can retire at the age of 50.

I have not been handed over in the enterprise.

That parent can only retire at the age of 55.