What reason is it to borrow money from you, and you can t refuse?

It can't be said that if you want to borrow money, you can only negotiate with someone, and there can be no reason for "can't refuse". You can evaluate it beforehand and borrow it from someone who is good at talking.

If it's the opposite sex, you just need to kiss me on the face or mouth to mouth, and borrowing money is a very simple thing.

But I'm not the kind of casual boy, and it's only when I'm stupid that girls have a chance to succeed in front of me.

See a doctor for your family. I grew up in a single-parent family.

There are the following reasons why you can't refuse to borrow money:

1. Increase equipment and budget due to business needs.

2. The new plant needs to be prepared with funds.

3. Poor management and problems with funds (but guarantee that they will be returned on time).

4. Personal entrepreneurship, this project is very worthy of investment.

Need to know: When you encounter difficulties, you can borrow money from close friends or classmates. Generally speaking, the amount of borrowed money should not be too large, and the other party is likely not to have the amount if it is too large, and after borrowing money, it must be repaid within the specified time.

How to open your mouth to borrow money from a friend:

1. Don't ask questions with "yes or no". If you ask this question, it may upset the borrowed party. Because, "not to work" has two meanings:

Yes or no. And the latter layer of meaning clearly shows that you don't trust others, which is easy to misunderstand. Even if someone lends you money, it may not be willing.

2. Be honest in your speech. When borrowing money from others, you must tell the truth, do whatever you want, and do not make up lies to deceive others in order to borrow money. For example, when you borrow money, you obviously can't pay it back in the near future, but in order to make the other party willing to lend it to you, you say "I'll pay it back in a few days" or "I'll pay it back tomorrow".

As a result, if you can't return it on time, people will see you as a person who doesn't keep your promises, and it will be difficult to borrow it next time. Borrowing money depends on honesty and faithfulness. If you borrow money from someone else and don't pay it back, the other person's opinion of you will change, and when you borrow money again, the other party will refuse in one go.

If you repay the money in time, the other party will not hesitate to lend you again when you need it, the so-called "easy to borrow and repay, it is not difficult to borrow again". And when borrowing money, you can't just change your words, start saying to borrow 200 yuan, and then say to borrow 300 yuan when people agree, which will make the borrower feel embarrassed. It is worth noting that you can also prepare a small gift when repaying the money to show gratitude and make up for the losses suffered by the other party, so that the other party feels that you are a reasonable person, and lay a good foundation for borrowing money in the future.

3. If you can't borrow money, you should also pay attention to etiquette. Many people are able to use the Consultation Question when borrowing money from others. For example, "Can you lend me some money, I'm in need of it now?"

But if the other party refuses, some people often pull their legs away with an "oh". This is often unpleasant for the other person, because he will mistakenly think that you will not be able to borrow money and get angry. If you can say to someone:

I know you don't have a lot of money, so I'll look elsewhere. "It makes you feel empathetic. So, even if you can't borrow money, say "it's okay" and the other party will be relieved by your understanding.

Summary. Then you have to look for someone who can borrow, do not borrow more than half a year's salary of the other party, if the amount is relatively large, you can find a few more friends to borrow separately, this is the borrowing trick of demolishing the east wall and making up the west wall. Then you have to lose the burden of face, talk more about the unforgettable past to impress the other party, talk more about the past, complain more, and talk about the problems you have encountered, at this time, you must make it clear how long you can repay the other party.

A reason to borrow money that you can't refuse.

First of all, we must consider whether we really need to borrow money, if we feel that the current situation is that we need to borrow money, then lose the burden of face, and then we must muster up the courage, pull down the shelf, and firmly take this step, and then we can determine the amount of money that needs to be borrowed according to the gap in funds, and the amount of money borrowed is slightly more than the actual amount needed, and then more or less needs to be grasped by ourselves.

Then you have to look for someone who can borrow, do not borrow more than half a year's salary of the other party, if the amount is relatively large, you can find a few more friends to borrow separately, this is the borrowing trick of demolishing the east wall and making up the west wall. Then you have to lose the burden of face, talk more about the unforgettable past to impress the other party, talk more about the past, complain more, and talk about the problems you have encountered, at this time, you must make it clear how long you can repay the other party.

Then you can be cheeky and ask for better credit, find relatives and friends with a stable career as guarantors, and you can also put important antiques, calligraphy and paintings and property on your friends, so as to dispel your friends' concerns and help you borrow money smoothly. There is an old saying that is good, brothers settle accounts, so after negotiating the terms of the loan, then set up an IOU, and then use the loan to finish.

As follows:

1. Adhere to the principle of emergency relief rather than poverty relief.

Anyone may be in a hurry to need money, so when relatives and friends are in trouble, lend a helping hand to you, they will be very grateful to you, and this is what you say when you are in trouble. But if your relatives, friends or friends are not in good financial condition and often borrow money from others, you should not consider lending money to him; If you have spare money, you can consider directly helping him with a little money, of course, this is within the scope of sending money.

2. Adhere to the principle that friends are trustworthy.

Before you borrow money, you have to check the trust of the borrower, and once you lend money to someone, you have to trust him. Sometimes he can't decide when he can afford to pay you back, so don't keep urging him to pay back, which is more likely to hurt feelings. If you know this, you might as well not lend it to the other party in the first place.

3. It's best not to think about investors.

When a friend lends your money to invest, if you don't understand the investment, you'd better decline it politely, because after all, the risk is too great, and it is likely that you have borrowed it and not repaid it. If you know, it's better to invest in it yourself.

4. What should I do if I can't refuse?

An agreement must be signed with the borrower, because verbal guarantees do not speak for themselves. Also, the amount should not be large, because if he can't afford it, at least your normal life will not be affected. If you feel that the amount is a bit big, it is best to sign a mortgage agreement with him, and then do a good job of notarization, at this time do not be afraid of trouble, because in order to not trouble yourself in the future and want to get the money back, it is better to trouble now, after all, every penny is our hard work to get back.

5. Don't talk about discussing it with your family.

If you sense that someone has recently tried to borrow money and you really don't want to lend it to him, then you should be prepared with a reason to decline casually, blurt out non-negotiable, so that it is natural and does not affect the relationship. For example, ** set, recently planned a large expense, unfortunately lent it to others, and so on. Don't talk to your family or say anything else that you can't help them, so that they will think that you don't want to help them, rather than being helpless.

For people who often talk to you, you should say no outright, which is better than getting upset about paying back later.

1. Euphemistic refusal.

Sometimes we don't want to lend money to others, but we don't want to be too direct, so a polite decline is a better way to do it. You can say: "I also have some financial pressure, and I can't help for the time being, I hope you can understand." ”

2. Give the actual reason.

Sometimes we refuse to borrow money because we don't have enough money, but because we have something else, such as we are saving money to buy something, or we have to pay off other debts. At this time, we can tell each other directly, so that they can understand our situation, and also avoid unnecessary embarrassment.

3. Provide other ways to help.

If we can't lend money to someone, consider offering other ways to help, such as recommending job opportunities or introducing you to other sources of borrowing. This will not only help the other person solve the problem, but also make the other person feel that we care and help.

4. Negotiation or consultation.

Sometimes, the other person's request is not unacceptable to us, but we need more time to think about it. At this time, we can negotiate or negotiate with the other party to find a way to meet the needs of the other party without putting too much pressure on ourselves.

In short, when refusing to borrow money from others, we should try to consider the feelings of the other party and give appropriate reasons, and at the same time, we should stick to our own position and not violate our own rules for fear of hurting the other person's feelings. I hope that everyone can be graceful and generous in dealing with this situation.