How to avoid fund investment risks? What are the ways to avoid fund investment risks?

Nowadays, many people like to use ** in financial management, because the risk is not as big as **, and there is no need to pay attention to it all the time, so how to avoid **investment risk when buying**? What are the ways to avoid investment risks? Relevant content has been prepared for your reference.

1. Be clear about the range of risks you can bear

When investing, if you can bear a large amount of risk, and want to pursue a certain return, then you can consider **, hybrid**, index**, etc., if you don't want to bear a lot of risk, want to focus on stable returns, then you can consider choosing pure bonds**, currency**, this kind of ** risk is relatively small, the security is relatively high.

2. Regular investment and long-term holding

For some high-risk investment, hybrid, index, etc., it is possible to use regular investment and long-term holding to avoid investment risks, because it is volatile, and it is not possible, no one can buy 100% at the lowest point every time, and then sell at the highest point, so regular investment and long-term holding is a good way to diversify risks.

3. Reasonable allocation of ** portfolio to diversify risks

Generally speaking, it is best not to buy repeatedly if it is the same type or investment style is more consistent, it is difficult to achieve risk diversification, most of the possibilities are the same rise and fall, and it is generally better to choose a few ** its risk return portfolio investment according to your actual situation, for example: buy some currency ** or **** reasonable allocation, there is a high risk**, there is also a small risk**.

Nowadays, investing is a good way to manage money, but you must be cautious in your choice, not in a hurry, and to avoid risks. Compared with other investment projects, ** is a long-term investment financial management method, which has the characteristics of low risk and high return on long-term holding.

Extended Information: What are the risks?

1) Credit risk: If you invest in high risk.

2) Market risk: If the investment country or region causes fluctuations in the investment target and prosperity due to political, economic, social or market confidence issues, it is called market risk.

3) Exchange risk: Denominated in foreign currency, commonly known as overseas, is invested in foreign currency, so it is susceptible to the impact of exchange rates, resulting in changes in investment returns. Therefore, in addition to the original capital spread, overseas investors must bear more exchange risk than domestic investors.

4) Purchasing power risk: When inflation exceeds expectations, it will reduce the real rate of return on investment, causing investors to suffer intangible losses.

5) Expected annualized interest rate risk: When the expected annualized interest rate changes, it will also reduce the value of the investment target, which will also reduce the value of the investment.

(1) Stick to portfolio investment.

The so-called portfolio investment, in layman's terms, is "don't put all your eggs in one basket", which is an effective way to reduce the risk of ** investment. Modern financial theories have proved that portfolio investment can effectively reduce the unsystematic risk of the market.

However, it should be pointed out that portfolio investment is not a simple repeated investment, and if investors buy multiple products repeatedly without screening, it will not play a role in reducing risk. A good combination is not about the number of products, but about improving the degree of differentiation of the products, and the number should be appropriate in order to achieve the purpose of diversifying risks.

2) **Regular investment.

Whether it is active equity investment or passive index investment, regular investment is more suitable for investors who lack investment experience or lack enough energy to analyze and track the market, and its significance is that the risk of market volatility can be avoided to a certain extent through disciplined batch purchases. Regular investment can't help us "**", but it can help us spread the cost of the purchase equally.

3) Have a reverse operation thinking.

Warren Buffett has a famous saying in investing: I am afraid of others being greedy, and others are afraid of me being greedy. This sentence is about investing in the mindset of operating against market sentiment.

Most people follow the market sentiment in the actual operation process, and this way of thinking is essentially determined by human nature. The market is always fluctuating, in addition to portfolio investment and regular investment, when the market sentiment is sluggish, appropriately increase the amount of fixed investment deductions or appropriately enhance the equity; When market sentiment is high, appropriately reducing equity is also an effective way to avoid investment risks.

1. Choose the best manager with outstanding styleThe reason why many investors would rather buy the stock price than buy it is that they see that the manager knows more about investing than themselves. If you don't have a good investment ability, and you expect to kill a mouse in the ** blind cat, it is better to let the ** manager help us operate. Therefore, choosing the type is actually choosing the manager.

A manager's ability to select stocks and manage portfolios directly determines performance.

Investment**type**, through the analysis of the past performance, inquire about the manager's management years, especially the experienced and experienced managers, and then through the analysis of heavy stocks, to determine the investment style of the manager, and finally screen out 3 to 5 more reliable managers. We have already explained how to evaluate the investment ability of ** managers, so we will not repeat it here.

2. Allocate investment funds based on the principle of 334In the allocation of funds, investors should appropriately adopt the method of diversification to avoid risks. How does it work? In the specific **, it is best to combine the market conditions and the level of the net worth, and then divide it into 3 times gradually**, especially for the net value to rise relatively high**, although optimistic about the **manager, but ** still need to be cautious.

For example, now that the net value of Invesco Great Wall's domestic demand growth has risen relatively high, I will first **30%, and if ** is affected by the market and the net value falls, I will continue to have the remaining funds in batches**.

When choosing, you should have a good understanding of the market, observe the recent trend of this **, and also look at the manager, and you should also be cautious when investing, so that you can avoid risks.

When choosing, don't choose only one, but choose multiple types of risk diversification, only in this way can you effectively avoid risks.

When choosing the best must pay attention to the details of the problem do not bring unnecessary trouble to yourself, and when buying the first must be selected according to the company's development prospects, if a company's development prospects are very good, then the company's development prospects will not be very bad, but if you say that you do not understand this aspect of the problem at all, you can find a professional to do us as a consultant, but when making a decision, you must decide according to your own ideas.

First of all, in order to choose the best effective risk avoidance, we can choose some low risk, and different types of risk have different risks. But different types of ** although the risks are different, the same rewards are also different.

There are several types: bonds, hybrids, and currencies. Typically, we believe that a currency** has the lowest returns, and at the same time it is exposed to the least risk; Secondly, the risk of bond ** is slightly higher, so its risk is also increased; Then there's the hybrid**, which is more likely to make a little more money than bonds, but it's also much riskier than bonds. It is the riskiest but also the most likely to be profitable.

In order for us to effectively avoid risks, we should choose the least risk as much as possibleBut when choosing a low-risk one, we will have to abandon some high-yield to achieve low-risk purposes, and if you want to strike a balance between the two, you can consider bonds** and hybrid**.

Normally, when choosing **, we are also choosing **manager in a sense. We have to choose those managers who have been in the industry for a long time and have better historical performance, these managers have experienced a bull market and a bear market, and they know how to better manage the people's money, how to better create greater benefits for the people, and how to better help the people avoid greater risks. Therefore, when choosing **, it is necessary to focus on the situation of **manager.

The other is the choice of plates. Some **type** investment range is very wide, everything is invested, but some are the index of a certain sector**, we should consider whether the sector is at a high valuation when choosing a sector, if it is at a high valuation, we must avoid choosing this kind of ** as much as possible, we want to choose a moderate valuation, or even a low valuation area.

In addition, after choosing, in order to effectively avoid risks, we must choose the way of regular investment as much as possible to buy. Because if you buy it at one time, it is possible that in the next consecutive **, we will not be able to pay back faster. Therefore, it is possible to obtain high returns from a one-time investment, but it also comes with high risks.

Therefore, in order to avoid risks, we should give priority to choosing small risks when choosing, but the returns of small risks are also very low, and when choosing first, we should focus on the historical performance of managers.

If you want to effectively avoid some risks, then the best way is to understand these **, and then you should know the main uses of these **, and some of the related risks should be mastered, and you should have learned these things yourself.

When purchasing, you should choose according to the macro control of the market, and it is very risky to buy when you buy, so you must choose carefully.

**If you want to effectively avoid risks, you should set an expected return value for yourself, and redeem it immediately after reaching it.