Let s talk about whether the post 80s and post 90s workers should buy a house?

If you haven't bought a house yet, you should buy a house first, after all, the risk of starting a business is still quite large, and the success rate of starting a business in China is only 1%, and you just belong to that 1%? If you are not sure of the success of entrepreneurship, then you must have a place to live, there is a home to have entrepreneurial motivation, there is an ancient Chinese saying called living and working in peace and contentment, that is, first live in peace and then have a career.

Therefore, young people still have to give up their illusions, and accumulate while working in a down-to-earth manner, and the most important thing at present is to solve the housing problem, and then plan for the future on this basis.

Real estate regulation is differentiated, and it is difficult to rise in the first and second lines. In the first and second-tier hot cities, it is very difficult to restrict 2018, but from the perspective of statistical data, in the first half of 2016-2017, many cities have traded a lot of land emperors. These projects have already entered the market, a small number of which are price limit Japanese airlines, and most of them are dual contracts.

It's better to save money first.

If you have a home and then start a business, you can't reverse the order unless you are completely sure to do something, and if you are not sure, then let it go.

At your age, when you talk about marriage, the house is very important, not having a house may affect your marriage choice, if you don't even have a house, you have no fixed place to live, and your girlfriend has no sense of security with you, not to mention the reality of others, society is so cruel.

If you start a business, you don't have a good project now, and if you only think about starting a small business, you may not earn as much as the salary you get when you go to work. Once you decide to quit your job and start a business, it also means that your income will be cut off, you can only succeed and cannot fail, failure may even be difficult to live, even if you succeed, 100,000 yuan will not make a big business.

The house is just needed whether it is up or down, anyway, it is to be bought, so don't hesitate to buy a house, see a suitable house and make up your mind to buy it, the current house price will not rise sharply, and it will not fall to the **, so it is too late to make a move, and it will be too late to regret it.

For young people, buying a house is the first task, buying a house is a must be implemented, and it is considered an obsession. So, what exactly is the reason why they must buy a house?

1. Marriage necessities Nowadays, many young people will ask for a marriage room when they get married, otherwise the matter of marriage will not be mentioned. The house has now become the first thing to get married, and if there is no house, the other party will not consider themselves, after all, those who have a house give people enough security. No one wants to get married and don't have a home for themselves, and the taste of renting a house is very uncomfortable.

2. Hope to have their own spaceMany families have a house with their parents, but young people are not willing to live with the elderly, and they will feel very awkward. There will be many differences between the living habits and eating habits of young people and the elderly, and the problem of mother-in-law and daughter-in-law is always a problem. Most young people hope that after marriage is the life of two people, so it is more comfortable, there will be no scruples, and they will not hear all kinds of broken thoughts of the elderly, and everyone's various ideas are not suitable for living together, so there is a great demand for buying a house.

Third, the house is a warm home, and now young people have received education, and everyone pays more attention to the warmth of home, hoping that home can bring warmth to everyone. For them, if they can afford to buy a house, why not do it? In this way, the family will live together and will have their own nest.

It's always uncomfortable to send people under the fence.

Buying a house is a must for young people nowadays, even if they take out a loan to buy a house, they feel very happy, and they feel hopeful when they have their own home. Many times the house is a sustenance, so that you can be happier and happier, and you will feel happy when you have your own home. Buying a house is not only about buying a house, but also about the love of the family, so that the family has a place to wait.

This is the demand of life, after all, the pressure of life is relatively high now, and only by buying a house can we provide a better life and be more stable, so there will be such a demand.

Because they have a fixed place to live after buying a house, this can increase their sense of security, and they also want to make their lives more stable.

Because everyone wants their own house, and now it's a must for marriage, everyone wants to buy a house.

The biggest reason why young people buy a house is because they want to get married! With the improvement of living standards, buying a house has also become a prerequisite for marriage, after all, everyone wants their daughters to enter the city to live a comfortable life, which also forces young people to absorb their parents' savings to buy a house in the city In fact, it is not that Chinese women have high conditions and high vision, but men with real estate are more likely to stand out in the marriage market and find a partner.

1. The impact of the city's "population war" on the property market is that it is equivalent to bypassing the purchase restriction and legally issuing house tickets to the incremental population (those who have migrated large). However, in order for these tickets to be cashed, they are limited by the loan policy, especially the loan term.

For example, some cities stipulate that only after the parents retire can they move with their children. In this way, with.

The age of the moving parents is at least 55 (mother) to 60 (father), and the number of years of loan is very short. If the loan age can be generally extended to 80 years old, it means that many people will be eligible for "property market leverage".

Many people living in first-tier cities and second-tier cities often want to move their parents* in order to "borrow their names to buy a house". Especially in the "lottery era" when the new house is upside down, buying is earning, and the parents* move in, which at least means that the winning rate will increase by 100% to 200%. Moreover, Tongchana also got a chance to "first house", and in some cities in Qingxun City, there are a series of preferential lottery, low *, low mortgage interest rate increase, and low deed tax.

2. This means that "if you don't buy a house, someone else will buy a house".

The extension of the upper age limit to 80 means that more families will be moving their parents* to buy a third or fourth home in a big city. If you don't buy it, someone else buys it. The goal of regulation is to balance supply and demand, and now it is "demand" that is cold, so regulation begins to increase demand.

Whichever city is the first to achieve the "80-year-old payment ceiling", which city will attract more people and stabilize growth, it will be more tolerant to achieve. If the central bank does not stop this practice, it is believed that more cities will introduce this policy.

As a new force in the future, the post-90s generation is also the focus of people's attention, so when the two of "buying a house" and "post-90s" collide, an incredible "chemical reaction" will occur, making "buying a house after the 90s" instantly become a hot topic.

Voice 1: Only when you become a "family" can you start a business.

Taking advantage of the lunch break, 21-year-old Xiaoxin hurried to the bank downstairs of the company to repay this month's mortgage, and after repaying the loan, the balance in the card was only three digits. Xiaoxin said helplessly: I thought that I would be independent after buying a house, but I didn't expect that after buying a house, I not only became a moonlight clan, but I can be called a moonlight clan.

Xiaoxin just graduated this year, and under the arrangement of his parents, he entered China Unicom and became a small white-collar worker. The working environment is good, the time is relatively relaxed, I go to my colleague's house for a meal every week, and then everyone plays small cards and relaxes. Seeing that the colleagues around him all have their own nests, Xiaoxin also wants to leave his parents as soon as possible and set up another door.

When Xiaoxin discussed with his parents about buying a house, his parents agreed very much, if they want to buy a house, they can buy a house, we will pay the down payment, and pay it back by themselves. Xiaoxin calculated a small account in his heart: the monthly payment is 2,000 yuan per month, his salary is 2,600 yuan, and now he eats and lives at home, there should be no problem, so he agreed to his parents' request.

So Xiaoxin joined the army of buying houses.

What is the house to buy in?,On this issue,Xiaoxin and his parents have a big disagreement,Xiaoxin feels that the house should be bought in the city center,Whether it's to go to work or go out to play,It's more convenient.。 But my parents feel that the house in the city center is expensive, and there is no room for appreciation, so it is better to buy a house outside the Third Ring Road, and then buy a car in a few years.

But Xiaoxin always feels that the entertainment life of young people is in the city center, and outside the Third Ring Road is a suburb for him, and he is really reluctant to live so far, but his parents' words are not unreasonable, and Xiaoxin is very entangled.

After looking at many real estate projects, Xiaoxin finally chose a community located in the East Third Ring Road, where the environment is good, and now there are great discounts, which is relatively cost-effective on the whole, and his parents paid a down payment, and Xiaoxin officially became a house slave.

Xiaoxin said that in the past, he went to dinner with his colleagues every month after paying his salary, and he had a very comfortable life, but since he bought a house, the first thing he did after paying his salary was to repay the mortgage, and the number of times he went out to play with his colleagues also decreased sharply. Since I worked, I was reluctant to reach out to my parents to get money, so now I can only work harder, do my business well, and strive for an early promotion and salary increase.

There is pressure to be motivated, Xiaoxin has always felt that he is like a spring, he needs someone to put pressure on him, so that he can play a greater potential, this house is not only his own pressure, but also his own motivation, so that he can work harder. In the end, Xiaoxin also told reporters that he had always regarded the down payment paid by his parents for him as borrowing from his parents, and he would definitely buy this house completely.

"Buying a House" is a feature film starring Li Liqun, Pu Chaoying, Li Ding, etc. The film tells the story of a teacher's arduous process of buying a house.

Now that post-90s boys certainly need to buy a house, what is the premise for girls to get married now? Of course, the first question is whether you have a house or a car?

The age of buying is about 22 years old, and what can the previous generation do if they want to buy a house?

Buying or renting a house is a matter of opinion, and you can choose according to your own financial situation and housing needs.

Benefits of renting:

Renting a house is already a very common way of life in the real estate market, especially for people who work outside the home, and the company does not provide room and board, so they must rent a house. So there's a lot of flexibility in renting. In addition, you don't have to pay a lot of cash at once to rent a house, and the funds can be used for other investments.

In addition, it can avoid risks such as depreciation and repayment of the value of the house. And it will not reduce the quality of life because of buying a house, and you can save a lot of money by renting a house without buying furniture, appliances, decoration, etc.

Benefits of Buying a Buyer:

Having your own property is more of a sense of belonging. Buying a house can be used to have a property of your own in the future, without worrying about problems such as a second landlord, and it can also be treated as a long-term investment. Moreover, if you have a fixed residence, your child's household registration can be directly implemented in the future, and it is convenient to go to school, so you don't have to worry about school selection fees.

If there are elderly people in the family, it is convenient to take care of the elderly.

Suitable for renters:

Generally speaking, young people who are just starting out in the workplace, people who are more mobile in their jobs, people with unstable incomes, and people who are short of funds are more suitable for renting. Because renting a house can ensure the liquidity of funds, there is no need to worry about the need to repay the loan on time every month after buying a house. There are also people who want to use the funds for other investments, once they buy a house, it is a transaction of tens of thousands, which will involve the question of whether there are still activity funds.

Suitable for people who want to buy a house:

Now there is a common word in real estate is "just need", which is the people who are ready to get married, have a down payment, have loose funds in hand, and have a stable income, which is also the main group of people who buy houses in the real estate market at present. The second is to improve the sexual needs and people who want to invest in real estate. These people have a lot of money, a stable income, and a high income, and the quality of life for them will not change much when buying a house.