Friend: What should I do with a car loan because I am detained in a detention center

The ex-husband was criminally detained, he bought a new car in installments for only two days, and the first monthly payment was taken to the detention center by the police without paying, reserved ** is me, and now the other party urges me to pay back the monthly payment, and I have no ability to help him pay back, what should I do.

It's very simple, get his ID card and go to the bank to find the staff to explain the situation, and anyone can pay back the money

1. If you are criminally detained, you still need to repay the car loan on time, and your family can repay the loan on your behalf through the account of the person concerned. If there is indeed no ability to repay, it should negotiate with the lending institution to extend the repayment period. If there are no related parties, the bank will do asset preservation, dispose of collateral to repay debts and roll over.

2. Legal basis: Article 249 of the Civil Procedure Law of the People's Republic of China provides that if the person subject to enforcement fails to perform the obligations determined in the legal document in accordance with the enforcement notice, the people's court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, **, **shares, etc. The people's courts have the right to seize, freeze, transfer, or sell the property of the confiscated person according to different circumstances.

People's courts' inquiries, seizures, freezing, searches, transfers, or conversion of assets must not exceed the scope of the obligations that the person subject to enforcement shall perform.

People's courts hearing civil cases shall safeguard and facilitate the parties' exercise of procedural rights, and treat all parties equally in the application of law. Therefore, the court should not deprive citizens of their right to defend their legitimate rights and interests because the defendant is in custody.

Summary. Hello, criminally detained car loan needs to be repaid on time. Because the criminal detention car loan can be repaid by the family through the person's account, so the criminal detention car loan needs to be repaid on time, warm reminder If you really have no ability to repay, you should negotiate with the lending institution to extend the repayment period.

If there is no related party, the bank will do asset preservation and dispose of the collateral to pay off the debt. <>

Hello, criminally detained car loan needs to be repaid on time. Because the criminal detention car loan can be repaid by the family through the account of the party, so the criminal detention car loan needs to be repaid on time, warm reminder If you really do not have the ability to repay the early period of the Ming period, you should negotiate with the lending institution to extend the repayment period. If there is no related party, the bank will do asset preservation and dispose of the collateral to pay off the debt.

Hello, if the car loan is overdue, it will affect our personal credit, we can notify the family members to pay money to the loan account in installments, repay, and the car can be saved. Brother Ling stopped <>

Hello, according to Article 240 of the Civil Procedure Law, the Rotten Sen stipulates that if the executor fails to perform the obligations determined in the legal documents in accordance with the enforcement notice, the People's Court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, **, and **shares. The people's courts have the right to seize or freeze the assets of the person subject to enforcement according to different circumstances.

The owner of the car, the lender, is in the detention center, I am a family member, I want to do a repayment, what should I do.

Hello, because of the prison sentence resulting in the overdue car loan situation, which prisoner can entrust the family to repay the overdue online loan on behalf of the prisoner, late or negotiate with the credit company, postpone the repayment. So we don't need to worry about the Bidan code. <>

How do you negotiate with credit?

Hello, go to a bank branch or car dealer to negotiate the repayment procedures, <>

Legal analysis: You can contact the docking salesman directly! The liquidated damages of the car loan companies are very high. Description:

1) The interest shall be calculated according to the actual amount of the loan, and the overpaid interest shall be repaid by Shengshi Company. As for the deferred repayment, Shengshi Company can pursue the liability for breach of contract for deferred payment, and cannot terminate the installment contract if there is no evidence to prove non-performance of the contract. You can sue the other party to bear the resulting losses.

2) Again, generally speaking, when the repayment date comes, the car loan company needs to remind the payment, that is, to remind the payment, if they don't remind them, you can bite this point and ask them why they didn't remind them to repay, which is their mistake. Besides, as far as I know, late payment only needs to pay a late fee, and their request is really unreasonableFinally, even if he really agrees like this in the contract, he can go to court to sue them, because their provision is obviously unfair.

3) The relationship with the financial company is a loan contract. If the loan is not repaid on time and in full, the financial company can claim liquidated damages if the company bears a liability for breach of contract. However, the financial company does not have the right to drive the car away, and the financial company cannot claim the right to use or possess the vehicle.

If the car is used as a guarantee for the loan, the financial company can only sue the court and assert its rights by auctioning or selling the car, rather than directly driving the car away.

4) Although it is not done well, the company actually goes too far. You can check the agreement with the company to see what the terms and conditions are agreed upon. If there is an agreement that the company will drive the car away after the deadline, you can only relent, quickly pay the loan, and drive the car back.

Even if there is no such agreement, but the car is in the hands of others, it can only be soft.

Legal basis: Civil Code of the People's Republic of China

Article 465:Contracts established in accordance with law are protected by law. A contract established in accordance with law shall only be legally binding on the parties, unless otherwise provided by law.

Article 466:Where the parties have a dispute over the understanding of the terms of the contract, the meaning of the disputed clause shall be determined in accordance with the provisions of the first paragraph of Article 142 of this Law. If the text of the contract is concluded in two or more languages and it is agreed that it has the same effect, the words and phrases used in each text are presumed to have the same meaning. Where the words and phrases used in each text are inconsistent, they shall be interpreted in accordance with the relevant terms, nature, purpose, and principle of good faith of the contract.