After the death of a person, how does the bank know whether it is a death certificate or not, the ba

In the case of a CMB savings card, the cardholder has passed away and the funds in the original account are transferred out

There are two cases:

The heir has a card and knows the password, and can withdraw or transfer money in the normal way.

If you do not know the password, the legal heir can go to the account opening branch to go through the transfer procedures with the "Certificate of Inheritance" or "Court Judgment on Inheritance".

If you still have any questions, we recommend that you contact the branch of the bank where your account is opened.

After the death of a person, the deposit in the card will not be invalidated, if there is no deposit, the card will generally be automatically cancelled after two years. The deposit in the card after the death of the person is regarded as an inheritance, and if you want to withdraw it and need to go to the notary office for notarization, you can contact the bank staff of the card in time to consult relevant matters.

Extended information] Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending.

A special card is a debit card that is used in a specific area for a specific purpose (referring to the purpose other than the department store, restaurant, and entertainment industry), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

Debit card can be used for online or POS consumption or ATM transfer and withdrawal, no overdraft, the amount in the card is based on the current deposit and interest. Funds are transferred directly from the savings account when spending or withdrawing. Debit cards generally require a PIN to use.

Debit cards can be divided into regular, gold, and platinum cards according to their levels; According to the scope of use, it can be divided into domestic cards and international cards.

Credit cards are further divided into credit cards and quasi-credit cards. A credit card is a credit card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and repay the loan later within the credit limit. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the bank's requirements, and when the reserve fund is insufficient to pay, it can overdraft within the credit limit specified by the issuing bank.

A credit card, often referred to as a credit card, refers to a credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and repay the loan later within the credit limit. It has the following features: Spend first and repay later, enjoy an interest-free payment period (up to 56 days), and have a minimum repayment amount, and customers can repay the loan in installments if they have an overdraft.

Customers are required to pay a certain amount of annual fee to the bank they are applying for, which varies from bank to bank.

Summary. Hello, 1. Materials to be submitted: the deceased's resident ID card, household registration booklet, "Medical Certificate of Death" or other legal and valid death certificate materials (medical death certificate of the medical department, death certificate of the neighborhood (village) committee; Death certificate letter from statutory authority, cremation notice from funeral home).

Hukou booklet (for collective households, the address page of the collective Hukou Booklet and the applicant's Permanent Residence Registration Card) and resident ID card (the original of the permanent residence registration card for collective households, and the original Hukou Booklet for family households and all of them have been cancelled). 2. Handling process: The household registration window of the police station where you move in will accept the application, issue a cancellation certificate, and withdraw the "Resident ID Card".

Hello, 1. Materials to be submitted: the deceased's resident ID card, household registration booklet, "Medical Certificate of Death" or other legal and valid death certificate materials (medical death certificate of the medical department, death certificate of the neighborhood (village) committee; Death certificate letter from the statutory authority, cremation notice from the funeral home). "Hukou Booklet" (if it is a collective household, the address page of the collective "Hukou Booklet" and the applicant's "Permanent Residence Registration Card") and resident ID card (if it is a collective household, the original copy of the "Hukou Booklet" will be confiscated, and if it is a family household and all of it is cancelled, the original copy of the "Hukou Booklet" will be confiscated).

2. Handling process: The household registration window of the police station where you move in will accept the application, issue a cancellation certificate, and withdraw the "Resident ID Card". 3. Time limit for processing:

The person has passed away and now needs to apply for a death certificate for business.

Hello, the death certificate needs to be issued by the police station, 1. Submit materials: the deceased's resident ID card, household registration booklet, "Medical Certificate of Death" or other legal and positive death certificate materials (medical death certificate of the medical department, death certificate of the neighborhood (village) committee; Death certificate letter from statutory authority, cremation notice from funeral home). "Hukou Booklet" (if it is a collective household, it is necessary to provide the collective "Hukou Booklet" to clear the late address page and the applicant's "Permanent Residence Registration Card"), resident ID card (the original of the permanent residence registration card for collective households, and the original "Hukou Booklet" for family households and all of them have been cancelled).

2. Handling process: The household registration window of the police station where you move in will accept the application, issue a cancellation certificate, and withdraw the "Resident ID Card". 3. Time limit for processing:

The old man holds the death certificate after his death.

If you go to the bank counter, you can find the bank card that has been cancelled. You can check the bank card statement.

In the event of the death of the depositor, the legal heirs shall prove their identity and withdraw the deposit to the notary public at the place where the depository institution is located.

Apply for a certificate of inheritance, and then you can take the certificate to the bank to check the accounts. Personal deposits and loans belong to personal privacy, and the heirs of the deceased must first issue a certificate of relationship with the deceased and a notarial certificate of inheritance. Bring your own ID.

The household registration and ID card of the deceased. The bank can only be inquired.

If you find the deceased's bank card and know the password, you can go directly to the bank to withdraw the money, or through online banking.

Transfer money away. If you don't know the password, then the inheritance needs the spouse and children of the family to go to the notary office to notarize, and then you can take the notarial deed to the bank to have the right to check the death and the flow.

The following matters need to be paid attention to when handling inheritance notarization:

1. All legal heirs submit ID cards and household registration booklets.

Original; 2. If the inheritance is renounced, the heir shall go to the notary office in person;

3. The place of household registration of the decedent.

The original copy of the "Death Household Registration Cancellation Form" issued by the public security police station;

4. If the estate is a house, the "House Ownership Certificate" and the "State-owned Land Use Certificate" shall be submitted

Original; 5. Inheritance is charged at 2% of the total amount of the estate.

The order of succession is referred to as the "legal order of succession". The order in which the legal heirs inherit the estate as prescribed by law. After the commencement of legal succession, the succession shall be carried out in the order of legal succession.

The heirs who are in the first order are better than the ones who are in the second, that is, when the heirs who are in the first order exist and claim the rights, the rights of the heirs who are in the order of the first are excluded. Only when there is no heir in the first order, or if the heirs in the first order have renounced the right to inherit, the heirs in the next order will start to inherit the estate. The determination of the order of inheritance is mainly based on the degree of kinship between the heir and the decedent and the degree of economic and daily interdependence.

Legal Analysis: No. After the death of a person, the household registration is cancelled, and the second-generation ID card is also invalid at the same time, and it can no longer be used to handle banking business.

However, in reality, the bank information cannot be synchronized with the changes in the public security population information at the first time, so the children can still withdraw money from the account of the deceased elderly person with their second-generation ID card for a period of time after the death of the elderly. However, after the death of the depositor, the deposit of the party concerned shall be treated as an inheritance, and the heirs of the depositor shall issue a notarial certificate of inheritance.

Legal basis: Measures for the Administration of Bank Cards Article 28 When an individual applies for a bank card (except for a stored-value card), he or she shall provide the card-issuing bank with the valid identity certificate of the person specified by the public security department, and after passing the examination by the card-issuing bank, open a registered account for him;

Any unit that opens a basic deposit account with a financial institution within the territory of China shall apply for a unit card with the account opening permit issued by the People's Bank of China; The bank card and its account can only be used by the cardholder approved by the issuing bank, and cannot be rented or lent.

Legal analysis: 1. If you die in a medical and health unit, you must present a medical certificate of death; 2. If a citizen dies normally and cannot obtain a death certificate issued by the hospital, the certificate issued by the neighborhood (village) committee or health station (office) shall be presented; 3. If the death is unnatural or the health department cannot determine whether it is a normal death, the cremation certificate issued by the funeral department shall be presented. 4. If a citizen dies at his or her temporary residence, the household registration authority at the place of temporary residence shall, on the basis of the declaration of the head of the household, hotel manager or other persons in the deceased's temporary place of residence, promptly notify the household registration authority of the deceased's permanent residence of the deceased's name, place, time and cause of death, and the household registration authority of the deceased's permanent residence shall handle the death registration and cancel the household registration.

The household registration authority at the place of permanent residence shall, on the basis of the declaration of the deceased's family, also handle the death registration, and if there are suspicious circumstances, they may contact the household registration authority at the place of death for verification. 5. If a person of unknown origin or death is found on the way, the household registration authority shall contact the relevant department to deal with it. If the name, habitual residence and cause of death of the deceased can be ascertained, the household registration authority of the deceased's habitual residence shall be notified to register the death and cancel the household registration; If the source cannot be ascertained, the matters that have been ascertained and the circumstances of the death shall be registered for future reference.

Legal basis: "Regulations of the People's Republic of China on Household Registration" Article 8 In the event of a citizen's death, the head of the household, relatives, dependents or neighbors shall report the death registration to the household registration authority and cancel the household registration within one month before the burial in the urban area and within one month in the rural areas. If a citizen dies in the place of temporary residence, the household registration authority of the place of temporary residence shall notify the household registration authority of the place of permanent residence to cancel the household registration.

If a citizen dies as a result of an accident or the cause of death is unknown, the head of the household or the person who discovered it shall immediately report it to the local public security police station or the township or town people's committee.