I am a college student, how can I effectively manage this money?

The first is to live on campus, so you don't have to pay rent and transportation; The second is to plan expenses, deposit the money in the bank, or withdraw 450 yuan every month for the use of the month, after 5 months, you not only have 750 yuan of savings, but also interest income, this money is enough for a summer trip, you can also use it for summer study, or shopping home to show filial piety. The third is to make good use of the money of the month, never overdraw, and don't think that I have money in my bank account. 10 yuan a day of food should be enough, not enough to think about the classmates who are more difficult than you, and then the meal can only eat seven or eight points full, at this time the efficiency of study and work is the highest, on the contrary, the more people eat, the more stupid their brains, and it is not conducive to physical and mental health.

In this way, there is 150 yuan per month for pocket money, and 50 yuan for boys to buy daily necessities, toothpaste, toothbrushes, soap, etc., and 100 yuan for girls. Fourth, go to the street less, on the street means spending money, to go to the street to think about the items to buy, according to the need to take things, other not to be moved, which can cultivate their own character and perseverance. Don't smoke, it's the most important thing, it will ruin your image.

The rest of the money can be used as a maneuver, two or three months of maneuver money can be used to buy a piece of clothing, or for other expenses, in short, at this time you have the initiative in your hands, you can do whatever you want.

I'm a high school student, and there's a lesson in politics that says 25 percent of the money goes to everyday expenses, 25 percent to accidents, and the rest is saved.

As a contemporary college student, I feel that I have the best voice to answer this question. My first impression is that college students have no financial means, and all the money comes from their parents. Therefore, for college students, money management is particularly important.

I feel that I have a good view of money and consumption, the cost of living is about 1000 per month, almost every month I will buy clothes, cosmetics, daily necessities and other things on the **, that is, college students, especially female college students, may feel that they have what they need every month, clothes need to be constantly updated, cosmetics also need to be constantly filled, so girls spend more on **, and they need more reasonable money management. Like me, I divide my monthly living expenses into different uses. The average daily living expenses are about 20 yuan, so the monthly consumption is about 600 yuan, and my remaining 400 yuan can be used for ** consumption.

The above mentioned points are for me personally. I think every college student has their own way of managing money. I think that after parents pay their living expenses every month, they should set aside a part of their own food money first, and then feel that the extra part can be used for some other consumption.

Specific consumption should also be managed according to their actual economic situation, as long as they do not exceed their own economic ability and buy some luxury goods that are too expensive, generally every college student can manage their money well.

If you have a thousand a month, that is, more than 30 yuan a day, you have to be a person with a plan, such as calculating how much breakfast is, how much is lunch, how much is dinner, and how much is buying water or something, you can't exceed, although there are flowers or something now, you can use it first, but it's best not to use it, because once you use it, you will be addicted, if you can save a few dollars a day, you can save some money in a month, be a person with a plan, and buy a small bookkeeping is not bad

1. Four items of clothing, food, housing and transportation. Note that the first place here should be basic needs, that is, there will be no lack of clothing, cold death, lack of food and starvation, walking exhaustion, etc. Further beauty or leisure needs do not fall under this heading and should be listed separately.

2. Stationery and learning materials. The four treasures of the study such as paper, pen, ink, inkstone, etc., as well as learning necessities such as tutorial books, test questions, and utensils.

3. Expenses for advanced learning. For example, going out to attend lectures, enrolling in an extracurricular class, etc.

4. Expenditure on culture, sports and entertainment. For example, if you like to play badminton, the cost of rackets, balls, and courts. The same is true for those who like **. Watching movies also counts as this.

5. Expenditure on social and spiritual needs. Go to restaurants with friends, drink coffee, buy clothes, cosmetics, and travel. Note that the difference between him and item 4 is that the former is a personal hobby and enjoyment, while the latter involves a third party.

Of course, if you have to classify it, you can put cosmetics in the first gear, but it doesn't matter.

The cost of three meals a day, 20 in the canteen, 40 for eating outside, of course, it is estimated that it is about 30 per day, if it is slightly better, 50 per day, and then water, snacks or something is about 300 per month. In terms of transportation, it's very cheap not to go out to play, and it's very convenient for public transportation or something, 100 per month is enough for me. In college, there are a lot of club activities or something, and then there is a dinner, the normal living expenses are about 1600 per month, and occasionally because of other things, it will exceed the standard, buy some clothes or skin care products and cosmetics, and some small snacks that I usually like.

It also depends on the development level of the city, if the consumption level is high, about 1800 is better. I was in Hangzhou, and then 2000 yuan, <>

According to the individual's financial ability, it is only a matter of adapting to the person.

1.Used for parents.

In return for the nurturing kindness of your parents, you can give them a small gift on Mother's Day or Father's Day, such as carnations, stove ruined watches, etc.

2.Used to learn.

Now there is a fee for the examination, and the certificate can be successfully obtained by studying hard by paying the fee. It can also be used to buy stationery, for example, pens, notebooks, etc.

3.Used to socialize.

4.Used to live.

In many cases, you have to rely on yourself for food, electricity, air conditioning, and Internet access to reduce the burden of life.

5.Used to donate money.

Some college students are very caring and like to donate money to buy things that need to be done to the friends in the mountainous areas.

1.Dress. You don't need to buy it often. But it should be necessary, such as a formal suit (see department requirements).

2.Dine. During the epidemic, generally in the cafeteria, 10+10+10 is definitely enough, and the expensive one is about 25 (you don't need to eat often).

Buying fruit is a necessary expense every week (ranging from 20-60 yuan, try not to buy it in portions, it is not only expensive but also not fresh).

Snacks need to be bought, if in order to save money, milk tea should be bought less, one cup a week is enough.

If the epidemic situation improves, there will be a dinner party requirement of less than 100 yuan (excluding shopping) a month

3.Other. Girls have makeup needs, but buying a set can be used for a long time, not a monthly expense. The cost of boys' shoes is not always monthly. There are also some bits and pieces, generally within 100 yuan.

If you want to save money, reduce online shopping (chopping hands are really chopping hands), keep daily accounts, and sort out monthly accounts, and you can see unnecessary expenses.

4.Hoist. Personally, I think that money should still be spent on improving myself, and it will not be painful to spend money within the budget in this regard.

Get a driver's license. Prospective freshmen and sophomores try to take the test as much as possible, spending 5000-6000 (including driving school, registration, accommodation, road fares, and practice venue fees).

Fitness. If possible, you can try the gym to cultivate a good body (of course, running can also have health), or some hobbies, such as yoga, hip-hop, musical instruments and the like (if you are not busy with schoolwork).

Online classes. Develop skills such as ppt, PS, clipping, and many more.

Level 4 and 6, advanced mathematics and other professional courses.

If necessary, you can purchase the relevant courses.

Book. Generally, you can go to the library, you can also use kindle (now that Amazon has withdrawn from the Chinese market, you can only find resources online), or WeChat reading, NetEase snail reading, online reading is cheaper than paper, depending on personal reading habits.

Spend your money where it should be spent. Don't always go to the restaurant with your classmates, let alone treat, go to the restaurant on the AA system (except for birthdays, of course, except for birthdays, please change your invitation, others will invite you on their birthdays), save 1000 yuan in WeChat every month, no more, spend more at the beginning of the month and eat soil at the end of the month, and slowly develop a good sense of consumption. There are also daily necessities, shampoo and shower gel, put it in your cabinet when you run out, don't put it on the bright side, otherwise everyone will use it, and the result that it can be used for two months can only be used for half a month, which is an unnecessary expense.

There's a lot of other nonsense, you can reply to me, I'm nagging you, hahaha

This still depends on your own family conditions.

First, the monthly canteen meal money.

I usually spend 5 yuan for breakfast in the morning, and the lunch fee is usually about 10 yuan. Dinner is generally about 10 yuan. A day is 25, and a month is calculated as 30 days, and the meal cost is 750 yuan.

Second, hang out with friends on the weekend.

Go out twice a month and spend 150 yuan each time. That's 300 yuan.

Thirdly, the clothes of each month.

If it's a girl, you have to buy cosmetics. For boys, shoes are generally more expensive. I don't have to buy clothes and shoes every month. But on average, it costs 200 yuan a month.

Fourth, if you are in love.

If you are a boy, the cost of falling in love should be about 500 per month, which should not be too much. I usually go out to eat. Girls also pay occasionally.

If a girl has a birthday, she may give some gifts or something. College students should not give too valuable, after all, they can't make money yet.

In this way, I am about 1750 yuan per month. Usually ask your parents for 2000. There is still some money left. Emergency.

Hello 1 The scholarships in the university are very generous, such as inspirational scholarships, provincial scholarships, national scholarships, grants, etc., of course, there are many small project scholarships, my girlfriend took more than 20,000 scholarships during her time in school, and the tuition came out.

2 Being a tutor is very profitable, I suggest you, start with tutoring, we seemed to be 30 an hour at the time, and later, more than 50 an hour, I think, this is no problem to cope with the cost of college.

Of course, this is far from enough, after college you may be admitted to graduate school, or you may work, but no matter what you do, you will eventually have to contact the society, in this surface calm, the essence but cruel and ruthless real world, we have to figure out a lot of unspoken rules, in the fierce market competition to explore winning marketing tactics, in failure to experience the mystery of the transformation between failure and success, etc., to seek a different life, everything, to start from the university, To strengthen one's effective and rapid learning of what you want to know, you must develop the habit of maintaining a paying attention to the world around you, seek concentration in change, and taste life in the realm!

1. Be a tutor.

2. Be a ** member.

3. Study diligently and get scholarships.

4. Scrape together a little money to buy some clothing or trinkets to set up a stall near the school 5.

The above few have been explained in detail on my basis, and I personally feel like I have been plagiarized!

To give you a way to manage your money, Mr. Harvey Ike taught:

Divide your finances into six accounts.

1. Financial Freedom Rental Account (10%): The funds in the Financial Freedom Account must not be used, which is an account used to create more funds. Once it stops working, you can take it out and spend it.

2. Long-term savings account for spending (10%): used to cover your long-term expenses.

3. Education account (10%): invest to enrich yourself and enrich your mind. If you stop growing, you're dying!

4. Essential Accounts (55%): If you can't live on these 55%, then your life has to be simplified! The rich think long-term, while the poor are short-term.

5. Play account (10%): Every month, up to three months, be sure to spend all the money in the play account. In the face of such life pressure, there must be a certain release, and Liang Changyun will go to play.

6. Gift account (5%): Sincerely do charity, the world is an oak beam and a circle. To be kind to others is to be kind to yourself.

If you choose to give 10%, then transfer 5% from your essential account to this account.