The sunroof of the car is not closed, can I report insurance maintenance after the rain?

can be compensated, because this is the loss caused by heavy rain, within the scope of insurance liability; And my opinion is that it cannot be compensated because the owner was grossly negligent in this matter. Later, the expert pointed out that there was no clause on gross negligence before the insured accident occurred in the car damage insurance clause.

If the wetting is not severe, remove the inner mat of the car to dry and clean it. Use a soft, dry towel to dry the seat and center console, or if it's a leather seat, use a leather cleaner. If the drenching is severe, you can go to the car beauty shop to do the car cleaning to avoid mold or odor caused by the dampness in the car.

To be on the safe side, it is best not to turn on the electronic devices in the car in this case, such as turning on the lights, starting the vehicle, etc., to prevent the electronic devices in the car from being short-circuited due to water. You can use the key to open the door and cover the vehicle with an umbrella or tarp if it is still raining.

If there is water on the floor in the car, or it has penetrated into the floor glue.

Below, or after the vehicle has been dried, there is always a musty smell in the car that cannot be dispersed, that is, the floor leather in the car.

Underneath, including sponges, the water is also damp, moldy and deteriorating. You need to go to a professional car repair place, remove the seat and lift the floor leather, and thoroughly clean it to remove the musty smell. After cleaning and drying the carpet, it is best to disinfect the inside of the car with a special disinfectant or alcohol to avoid bacteria causing harm to the human body.

No, this is a man-made accident and is not covered by the claim.

It's just that the sunroof is not closed and the car is drenched, and it is not directly soaked in water, so it is not such a serious problem. Only if it does rain and the water does not reach the hood and the car is soaked in water, do not try to start the engine. Not starting is a minor problem, and the cylinder will be opened at a little fire.

No, the insurance company covers the loss caused by the accident, if it is because your car hit **, resulting in the sunroof deformation and water leakage, this situation is the responsibility of the insurance company. If it is not caused by an accident, it is a quality problem, the car can be repaired free of charge by the car dealer during the three-guarantee period, and you can only pay for maintenance after the three-warranty period.

Introduction to car sunroofs:The car sunroof is installed on the roof of the car, which can effectively circulate the air in the car and increase the entry of fresh air, while the car sunroof can also open up the field of vision and mobile photography and video shooting needs.

Automobile sunroofs can be roughly divided into: sliding outward, built-in, built-in and outward-turned, panoramic and curtain types. It is mainly installed in commercial SUVs, sedans and other vehicles.

If the windows are left open when it rains, the insurance company will not compensate.

Here's an introduction to Windows:

Type: Window head Kobe is usually divided into four types: front and rear windshields, ventilation windows, insulated side windows, and sunshade top windows. The front and rear windows of automobiles are usually made of curved glass that is good for vision and aesthetics, embedded in the window frame through rubber sealing strips or pasted on the window frame with special glue.

To facilitate natural ventilation, the side windows of a car can often be moved up and down or back and forth.

Window material: As early as more than 80 years ago, this kind of glass was installed on the Model T car produced by the American Fu ** factory. At that time, flat glass was installed at the front of the car, so that the driver could avoid the hardships caused by the wind and rain.

In the decades that followed, the glass industry gradually became involved in the automotive industry, creating a variety of safety glasses – laminated glass, tempered glass and area tempered glass – that greatly improved the performance of automotive glass bicelon.

Millions of car purchase subsidies.

Legal Analysis: It Depends. If you reach the "Heavy Rain" level, you can pay for it, otherwise, you can't pay for it. The car insurance contract is a standard clause, and if you can make a claim, you must find the corresponding clause basis, and if you can't find it, the insurance company will definitely not pay compensation.

Legal basis: Insurance Law of the People's Republic of China

Article 11 The conclusion of an insurance contract shall be made through consensus and the rights and obligations of all parties shall be determined in accordance with the principle of fairness.

Except for those stipulated by laws and administrative regulations, insurance contracts are voluntarily concluded.

Article 48 When an insured event occurs, if the insured does not have an insurance interest in the subject matter of the insurance change, he shall not claim compensation from the insurer.

Article 58 Where a partial loss occurs to the subject matter of insurance, the insured may terminate the contract within 30 days from the date of compensation by the insurerUnless otherwise agreed in the contract, the insurer may also terminate the contract, but shall notify the policyholder 15 days in advance.

If the contract is terminated, the insurer shall refund to the policyholder the part of the insurance that has not suffered any loss in accordance with the contract after deducting the part receivable from the date of commencement of the insurance liability to the date of termination of the contract.

Article 59 If, after the occurrence of an insured event, the insurer has paid all the insured amount, and the insured amount is equal to the insured value, all rights to the damaged subject matter of the insurance shall belong to the insurer;If the insured amount is lower than the insured value, the insurer shall obtain part of the rights of the damaged insurance subject matter in accordance with the ratio of the insured amount to the insured value.

If there is not much water intake, you can put it in the open air to dry naturally, open all doors and windows, and dry the residual water vapor. If it is a leather interior, it is best not to scrape, and it is not thick to dry in the sun, which is easy to make the leather fall off. The correct way to do this is to dry it with cotton paper, a soft towel or let it air dry, and then apply a layer of polish.

Common ways to deal with rain when the sunroof of a car is not closed:

1. Nobashi uses a fan to blow. This method can keep the car interior undeformed to the greatest extent, and it is also a method that is fundamentally low in ease of use.

2. Due to the pollution of the environment, the rainfall is mostly acidic, and the corrosion of the leather interior is relatively large, it is recommended to use a water-absorbing cloth to absorb the water traces on the surface, and then use a cloth sticky with clean water to try the brush, and use the electric air to blow dry. If there are still marks after blow drying, you can go to a beauty salon for a professional deep cleaning.

Note: If the vehicle is wading in water and cannot be ignited for the first time, do not try the second time and contact the insurance company immediately. If the vehicle is parked in water, the insurance company will be responsible for the cost of repairing it at the repair shop designated by the insurance company. Spikes.

Photo by Wang Panpan of Pacific Automobile Network 1).