What s so bad about not buying a house?

It's better to live on your own without buying a house, but your children will be sad after a few decades! Now it is comfortable, and the children and grandchildren are sad.

In China's current national conditions, I think it is an attitude of escaping from the future. There may be all sorts of reasons to avoid it in the comments. Buying a house is currently the best means to fight against Qualcomm and currency issuance.

As far as I'm concerned, it's probably that no one will rent to you when you're old, and the dead people's houses are not easy to rent and can't be sold.

I don't think I have the energy to clean up my own habits. Buying a house is the beginning of home.

When I graduated, I also had these questions, I didn't need any security, I just loved freedom. Later, I experienced a recession in the industry and no job opportunities, I experienced a fight with my boyfriend and didn't know where to go if I ran out, and I experienced watching my parents grow old and not sure if I could give them a comfortable old age, I felt that I began to need a house.

If you don't buy a house, you have to rent a house, as far as boys are concerned, the main thing is property safety, my ex-boyfriend just rented a house on the first floor when he was working, and one day he forgot to close the window, and his pants happened to be close to the window, and then the mobile phone and cash in his trouser pocket were stolen.

I don't think renting a house for a lifetime is equivalent to repaying the loan for a lifetime? Toss how you want to your home, how you want to decorate, live comfortably, and moving is also very tiring.

I think it was unrealistic in the past due to problems such as household registration and children's schooling. However, in recent years, with the introduction of a series of national policies, it seems to have seen some light. Let's wait for a series of legislation.

I think it can be, but the problem is that there is no place to report the household registration. If you don't have a hukou, you can't have an address, you can't receive express delivery, you can't receive express delivery, how can you live on Double Eleven.

Personally, if you don't live well enough, you will be magnified by your relatives and friends, and you will be pushed to the house. This affects feelings.

I think the most direct disadvantage is the lack of stability, now the landlord basically does not sign a long-term contract, in the short term once the person does not rent you will have to move.

I don't think that's a good thing.

In the context of not daring to spend, investment to obtain profits should be the best choice of funds. However, looking at the current investment channels, it is difficult to obtain an investment method that can be used under the premise of low risk.

First of all, the real estate market continues to be sluggish, under a variety of policy control, the real estate market has been an expected event, more importantly, the current "guaranteed delivery of buildings" has become a key policy point, and the major banks have given financial support to ensure the delivery of the real estate market is still difficult to promote, the future housing prices still do not see the possibility of rebound, housing not speculation policy, real estate will lose the investment function of real estate after the poor financialization. Although this is a particularly expected policy effect, a large number of false people's funds can no longer be invested in real estate, which has led to the contraction of residents' investment channels.

The second is that although it is an important way for experts to say that the growth of public wealth in the next ten years, the continued downturn, a large number of losses and concerns about the uncertainty of the future make it difficult for ordinary people to invest the current funds in order to make a profit.

The third is that the current net value of bank wealth management has withdrawn sharply and even lost, which has seriously affected the people's confidence in bank wealth management, although financial management is risky is an inevitable result, but under the premise of uncertainty of income expectations, bank wealth management has also scared away a lot of people who do not save much and have limited investment ability.

The gap is still very large, and after buying a house, you can enjoy the feeling of home outside and enjoy the atmosphere of city life, but it increases the economic pressure. Although you don't have to bear too much financial pressure if you don't buy a house, you can live a happy life.

The benefits of buying a house for city living.

1.Say goodbye to the worries of renting a house and stop living on the goHaving your own house can be regarded as a real home in the city, and the owner of this home is legally recognized as yourself, and we will feel at ease living in it, and work more seriously and diligently in order to be able to dress up this home better.

The same does not need to rent a house, although renting a house in a one-time expense does not seem to be comparable to buying a house, after all, buying a house in the city is often hundreds of thousands of millions of down payments, but renting is still a continuous expense, it will occupy a part of your monthly income, more or less, this expense is just for you to live, and it can also be understood that it is helping those real house owners to pay for the month, in fact, life is not steady, if you meet a harsh landlord to get along unpleasantly, Moving is also a frustration.

2.To have the opportunity to enjoy the dividends of the house。In most cities, we can settle down in the vast majority of cities, and the children can study in the school district nearby, and the **will**possibility** of the house, the premium brought by **, can be regarded as their own investmentA change of direction in the appreciation of house funds, and the magnitude of this appreciation is usually incomparable to bank savings, and even in the current era of general over-issuance of money, it is still a very typical means to protect wealth from shrinking.

Today's young people can't afford to face the high housing prices in big cities, but there are still a large number of college graduates flocking to work in big cities every year, because although housing prices are generally higher in big cities, there are better employment opportunities and medical and educational resources, and it can be said that the vitality of cities is significantly stronger than that of small cities.

Therefore, the purchase of real estate in the city where you are struggling, although the children born in a family with general conditions will fall into the dilemma of calculating income to live for a short time or even for a longer period of time, but the mostEventually, they will enjoy the dividends of the city because of the development of the city, and more importantly, they have been on the fast track because of buying a house ten years ago, and they have to reasonably plan their income and expenditure because of the monthly payment, and even feel the benefits of buying a house because of the visible increase in house prices, and slowly become a buyer investor.

However, if he didn't buy a house 10 years ago, this young man must have lived a very happy life in the past ten years, he doesn't need to worry about the monthly payment, he can choose his job freely, he rents a little less if he has a small income, and he rents a little better if he has a high income, which is also a kind of life. Life cannot be measured by money, but relatively speaking, a young man who buys a house will become relatively planned in his life in the next ten years, his children's education will be settled, and his personal career may achieve unexpected gains due to pressure, which may be as simple as more than one house difference between the two.

Therefore, in the next ten years, the difference between buying a house and not buying a house is whether it will bear great economic pressure.

Generally speaking, not buying a house will be more beneficial than buying a house, and the first price of housing is because of the increase in housing demand, so that the sales of real estate projects around the country are hot, which leads to the price increase of developers. To a certain extent, it means that buyers need to spend more money to buy a house than not to buy a house, which is obviously not cost-effective. In addition, with the saturation of demand in the future, many real estate projects tend to reduce prices, so it is not suitable to buy a house at present.

If you plan to buy a house in a small county, with a house payment of 600,000 yuan, a down payment of 200,000 yuan, and the rest of the house loan with a provident fund loan for 30 years, according to the relevant interest rate standards, you need to repay nearly 2,000 yuan per month, taking a ten-year mortgage as an example, which means that you have to repay 240,000 yuan in ten years.

If you don't buy a house and choose to rent a house, you will be able to rent 1,500 yuan per month, at a rate of return of 3%. In addition, since the national CPI aggregate is multiple, the average is six percentage points if rounded. The rent for the first year is 18,000 yuan, the second year is 19,080 yuan, and the third year is 20,225 yuan, and so on, and the rent after ten years is roughly about 29,000 yuan.

If you add up the rent paid for ten years, it is about 200,000 yuan, which is how much money you save compared to buying a house loan. At an interest rate of 5%, you can save nearly 300,000 yuan, so renting is still more economical than buying a house.

However, buying a house has always been a relatively common phenomenon in my country, not only for marriage, but also for my own work and children's schooling, and to find a sense of stability. In fact, whether to buy a house or not depends mainly on the buyer's own situation, if the economic situation is good, you can buy a house, which is considered an investment.