What kind of health insurance is the best

I can't just say what is the best, it depends on personal needs. General illness insurance should be bought for more than 100 kinds, for minor illnesses it can be compensated for 5 times, and for minor illnesses it can be waived after compensation. In case there is a new critical illness that is not in the insurance policy, so you have to add a terminal illness, then you will pack it all.

If you want to buy imported drugs that can be insured for accident medical treatment, and if you are hospitalized, you can enter a special needs ward, and the premium is cheaper. The product must be combined, choose the product, first write out your needs, can not be mixed, each item should be listed separately, and then select the best product in the industry, this combination must be invincible! Don't be afraid of trouble, work hard for a while, and be happy for a lifetime!

There are some good products that you need to compare and discover by yourself.

Hello, there are many types of health insurance, critical illness and accident insurance are must-haves, hospitalization medical insurance, accident medical insurance should have!

The right health insurance for you is the best! An insurance person is someone who helps you choose the best health insurance.

There is no best, only better, or more suitable for yourself, I recommend Taikang All-round Protector (that is, to protect against accidents and critical illnesses) and Healthy Life (to take care of critical illnesses and mild illnesses).

Hello: When buying health insurance, you should get the insurance money from bumps, minor illnesses, major illnesses, mild illnesses, and severe illnesses, and all health insurance purchases should be fully considered. Hope to help you, good luck and good health.

The blessing of Life Insurance covers 60 serious diseases, 15 mild diseases, and zero threshold for post-60s medical treatment.

Hello, the best insurance is the one that suits you. Welcome to Ping An Life's Health Insurance!

China Pacific Life Insurance Jinyou Life, five merits cover the city, protect the sick, protect the life, protect the old, protect the increase, and protect the exemption. If you are sick, you can provide for the elderly without illness, and you can also protect your value. Details can be added to the micro chat.

We recommend Ping An Life's Ping An Fu products, which have comprehensive protection and high sum insured.

Long protection time, many diseases, and high compensation amount, this is what we want!

Hello, New China Insurance's health is worry-free.

You can learn about Ping An Life's Ping An Fu products.

Corning for life, for life.

The type of insurance that suits you is the best.

Hello, depending on your needs, all you need is the best.

Every year there will be new health insurance, choose big brands to buy.

What is your age, design a proposal according to your age.

Kim Woo in the Pacific is good.

Generally speaking, health insurance is divided into the following categories: medical insurance, critical illness insurance, income protection insurance, and long-term care insurance. Among them, medical insurance and critical illness insurance are more popular, with strong functionality and targeting, and the priority purchase level is higher than that of other health insurance.

1. Critical illness insurance.

Critical illness insurance is an insurance that takes illness as a condition for the payment of insurance benefits, and the payment method is generally a lump sum payment of the insurance amount after the diagnosis of the agreed disease.

This benefit can be used at your disposal for critical illness**, to restore physical function, or to make up for lost income due to lost work.

For a high-incidence critical illness like cancer, the cost is about 30-500,000 yuan. According to research statistics, the probability of cancer in Chinese is 22%, which is not low.

If you are unfortunate enough to suffer from cancer, the big hole of ** fee alone is enough to bring a lot of pressure to the patient, not to mention the loss of income caused by the long time spent on ** and delayed work.

Medical insurance. Medical insurance refers to insurance that provides insurance coverage for medical expenses based on the agreed medical expenses.

Medical insurance and medical insurance are complementary to each other, which can make up for the reimbursement gap of medical insurance, such as the reimbursement of some targeted drugs or specific drugs.

Medical insurance is mainly divided into small medical insurance and million medical insurance, both of which can be used to reimburse medical expenses, such as hospitalization expenses, medical expenses, and even some specific drugs and other expenses.

Million medical insurance is the most cost-effective health insurance, and a premium of a few hundred yuan per year can leverage millions of reimbursement amounts, and the insurance leverage is obvious.

Health insurance is actually insurance that the insurance company will pay the insured in the event of an illness in the insured's body. Nowadays, there are many types of health insurance on the market, which are mainly divided into critical illness insurance and medical insurance. So what's the difference between the two?

1. Critical illness insurance.

Critical illness insurance is essentially "loss of income insurance", and it is also a benefit-based insurance. As long as the insurance company will directly compensate for the critical illness, this money can not only make up for the loss of income, but also be used for various expenses of the family, temporarily relieving the financial pressure of the family.

Nowadays, there are a lot of critical illness insurance products on the market, in order to avoid everyone stepping on the pit, there are a few good products I have also selected them for easy reference: the top ten insurance companies "worth buying" popular critical illness insurance inventory!

2. Medical insurance.

Because medical insurance also has shortcomings, we need to buy medical insurance as a supplement. If possible, it is recommended to choose million medical insurance, which is far more than just low premiums, high insurance amounts, and relatively complete protection. It is usually possible to buy it for a few hundred dollars.

An inventory of the top 20 best-selling high-quality medical insurance in 2020.

However, if we want to buy health insurance that matches our needs, we need to be cautious

1.Pay attention to health notices.

We want to insure only in line with the content of the health notice, feel free to treat the health notice or conceal the disease, if you are unfortunate enough to be insured, the insurance company will not compensate.

2.Pay attention to the length of the waiting period.

All health insurance products have a waiting period, and if the insured suffers from a contracted illness during the waiting period, the insurance company will generally not pay for it. At present, the waiting period for most products on the market is 90-180 days, and the more cost-effective critical illness insurance is generally 90 days, so we should pay more attention to the waiting period.

In short, buying health insurance can alleviate the financial impact of illness, and if your budget allows, it is a wise choice to allocate a health insurance policy for yourself as soon as possible.

First, priority is given to hospitalization medical insurance. The medical risks are mainly outpatient medical risks and hospital medical risks, the most important of which is inpatient medical risks, so consumers should give priority to inpatient medical insurance. When purchasing hospitalization medical insurance, consumers had better choose hospitalization medical insurance products with the highest renewal function, so as to put themselves in an active position when renewing.

Second, it is best to choose a fixed-payment medical insurance. Fixed-amount medical insurance is paid according to the insurance amount agreed in advance, so the insurance company's claim amount may be higher or lower than the actual expenditure, consumers can use the higher part of the land ship to pay for nutrition, lost work, transportation expenses, companionship and nursing expenses, and the claim of fixed-payment medical insurance generally does not need to provide the original invoice, the procedure is simple, and it is not easy to produce claims disputes.

Third, there is an age limit for medical insurance. For commercial medical insurance, insurance companies have different minimum entry ages, which generally range from 90 days after birth to 16 years old, while the maximum age limit is roughly the same, generally not more than 65 years old.