With so much insurance pitching, will the insurance industry be saturated?

If we look at the Chinese insurance market, we have to remove the premiums of the rich, and then average out the remainder. We will find that the per capita premium is pitifully small. Why bring up the rich alone, because the insurance company attaches great importance to them and has a lot of strength on them!

In addition, their sense of crisis is stronger than that of others, and their grasp of the direction of the wind is more accurate. Finally, their share is indeed too large, which affects the analysis of the market. Take a chestnut:

One year ago, when the door was opened, a certain product of a certain An played tens of millions of sales in a marketing department (I forgot the details), but there were not many people who opened orders, only about 20, and one of them had a performance of 8 million! It is indeed true that the rich buy insurance, buy insurance, and buy more, thanks to the employees of the insurance company. But the market for the rich is not yet tapped.

For one, they don't believe enough in it; Two, they don't believe enough in it; Third, they don't believe enough in it. The other part buys insurance: some really believe in insurance, some employees buy it themselves, some are embarrassed, and some are fooled.

Except for those who really believe in insurance, some of them buy it for some reason. Maybe he bought it, but if the follow-up service is not in place, it will have a big impact, for example: in the 90s and 00s, insurance was already being introduced.

However, due to the poor conduct of the salesman at that time, there were many problems: the insurance policy was held in the hands of the salesman, but the company thought that it had reached the customer; Customer's misunderstanding of the policy; bought some inexplicable insurance; The insurance company's refusal to pay a claim for various reasons has created a false impression - insurance is deceptive, so everyone thinks that insurance is not easy to sell. There is only one insurance that is easy to sell - car insurance, because there is no car insurance, how can you go on the road, 4S stores are bound to sell, and the car is very expensive.

The current situation is like this, those who buy insurance may not necessarily buy it, and those who believe in insurance may buy it; If you don't buy insurance now, you may buy it in the future, or you may never buy it in your life. <>

First of all, I'm an insurance salesperson, and I can be sure of you: the insurance industry will grow at a high speed, but it will reach saturation. It will take at least a few years (because the population base is too large).

Second: I recommend that policyholders understand the knowledge of insurance before applying for insurance, which is beneficial to others and themselves.

The most important thing is that the state has begun to pay attention to the insurance industry, not to mention the low entry price of insurance companies. In the near future, the door price will be greatly increased. The chaotic market will be unified!

There are too many routines for insurance companies to recruit! There is no money without performance, and even if there is performance, some of it is deducted by the company in various names. How many people only work in the insurance company for three months to six months and then leave, leaving only their own and their family's insurance policies!

Like this, the insurance industry will never be saturated!

Anything is afraid to insist, although there are more than 8 million salesmen, but the first year retention rate is only 37%, you can imagine how many people fell in the first year of entry, 70% of these people can be called insurance for a year, the role of travel is more like publicity, this industry may be saturated one day, but it must not be the last decade.

No, because there are too many people who won't buy it, only if they have experienced it themselves, they will know it, they will regret it, and they will buy it! Too many people don't have that awareness!

Can you say that there is an industry with a high retention rate? Except for individual units, not all of them will wear red today, and they will wear green tomorrow. With the improvement of the insurance company system, it may be that today I don't think so, and I don't think I want to do insurance tomorrow.

** will be saturated, recruited people can not be employees can also be made into customers, the more people for the insurance MLM organization the better.

Is it still necessary to say that the insurance company is increasing the premium by adding new people? Iron-beaten yamen and flowing soldiers. This is why the insurance company is trying all kinds of methods to recruit new people every day, and the company also has to go through the procedures for leaving the company every day.

The main reason is that the performance appraisal is not up to standard, and the 3-month work number may be retained for 6 months now, and then you can leave. But who has ever taken insurance and hasn't bought insurance for themselves and their families? That's why insurance companies are hiring people every day!

Can I say that now the increase in the number of employees of insurance companies is to increase the number of customers, and it is simply a flickering way to sell insurance.

Insurance is not recruiting salesmen, but actually recruiting customers. Most of the salesmen went in to buy all the family's insurance, and then went to relatives and friends to do it, and finally quit.

I'm an insurance salesman, and I personally think that there is saturation in theory, but I don't think it will come to that day! Even now, when I was not saturated, I started to collide with other companies every time! It felt like it was saturated.

The industry needs to be regulated, and I heard that a millionaire couldn't even pay the premiums after two years of insurance.

Some people say it's easy to do, some people say it's not good to do, I don't think it's objective. What I can help you with is to give you a general understanding of how the insurance industry is to do it, and then you can judge whether you are suitable for it.

First, the insurance industry is a formal industry, and the prospects are now very good, and the state will vigorously promote it, and successful people in the industry abound. It is an industry worth doing for a long time. And nowadays, the cost of medical care is getting more and more expensive, and the living environment is not good, and more people will need it in the future.

Second, after talking about the good, talk about the disadvantages. Good prospects are good prospects for the industry, but it is not necessarily implemented in companies, branches, departments, and individuals. At present, the insurance is no longer the kind of soft grinding and hard foam, but I can tell you that the soft grinding and hard foam can never be parted.

All sales need this, but now people are more conscious, and many people will have a demand and buy if you understand it. So the current environment is that you don't need and must not sell Chunqi misleading, go to dog skin plasters, go to the low, but as a sales, you must not be thin-skinned, not afraid of communication, and not give up lightly.

The third chamber chain, at present, there are two kinds of people in the insurance industry who have high incomes, first, they have achieved a very large increase in their subordinates and earn allowances. This kind of person is contagious, managerial talent. Second, the circle of friends has deep resources, and a wealthy friend can insure a million-dollar policy at every turn.

So if you don't have both, all I can say is that it's very difficult for you to earn a high income at the moment. It is not difficult to make 15,000 yuan to make 15,000 yuan by relying on yourself to expand the market and run orders one by one, but if you want to make 350,000 or 80,000 yuan, it is the same as other industries.

In the insurance industry, the product is always the second, and the first place is your service. Because of the supervision of the China Banking and Insurance Regulatory Commission, no one's products will be particularly good or bad, and they are basically worth every penny, so it is still your ability to fight. Whether you are suitable for insurance depends on whether you are suitable or whether you like to do sales, and whether you yourself recognize insurance, if not, it will not last long.

So many people leave the insurance industry because of the high competitive pressure and high work intensity of the insurance industry, in addition to the problem of oversaturation of the insurance industry.

Although engaging in the insurance industry can bring us high income, with the departure of a large number of insurance salesmen, the development of the insurance industry has also been affected, and the reason why so many insurance salesmen have left is mainly due to too much work pressure.

Since the insurance industry adopts a commission-based salary system, insurance salespeople must be more active if they want to earn more. It is precisely because of this reason that the competitive pressure in the insurance industry is too great, and because the problem of involution in the insurance industry is very serious, the turnover rate of insurance salesmen is very high, because not all insurance salesmen are qualified for this job. <>

It is important to know that insurance salesmen do not have a stable working time, which makes insurance salesmen available 24 hours a day. It is precisely because of the high intensity of work that many insurance salesmen have serious physical problems, and if they continue to work as insurance salesmen, they will inevitably bring a great burden to themselves, so for the sake of their own health, some insurance salesmen will choose to leave. <>

In the early days of the insurance industry, the job of an insurance salesperson was really easy because the insurance salesperson could always offer his own products to others. However, as more and more people pay attention to insurance products, this makes many people already have fixed insurance, so in this case, it is indeed difficult for others to give up the insurance business they have paid, and in the case of the insurance market being saturated, insurance salesmen naturally cannot make too much money. <>

Because of the recent economic downturn, people will not buy insurance, and people's consumption concepts have changed, so they will feel more at ease with their money in their hands.

Most insurance salesmen do not have a basic salary, coupled with the repeated epidemics in the past two years, they cannot meet with customers to sign a contract, and if they do not sign a policy, it means that there is no commission and no economy.

Mainly because people don't like to buy insurance, the concept of consumption has changed, and they like to keep their money at home.

With the increasing demand for insurance, the competition in the insurance market is becoming more and more fierce. So naturally for the insurance salesman, their income is getting less and less, as far as the current return situation is concerned, for the average salesman, their average monthly income can not even reach 6000, this level is very low. But there is no way, because the market competition is there, and the impact on them is very great.

Of course, this is not the case for everyone, and there are some people who do better and their income is not capped. So how can we improve ourselves for us? Let's take a brief look at it below.

The first is the adjustment of marketing strategies. For us, selling insurance is like our own business. As long as our business is bigger, then we will naturally be treated better.

Therefore, at this time, we must develop our own relevant marketing strategies, so as to help us find accurate customers and help us make better deals. If we just treat it as normal work, then surely the results are very limited. <>

Second, to spread our circles. Wang: And in the process of selling insurance, the influence of our circle is very large. If our circle is large enough, the more people we can reach, so that naturally more people will take care of our insurance business.

Therefore, in order to quickly improve our business capabilities in this area, we should find ways to spread our circle, so that we can really improve our influence and help us achieve more performance. <>

So I hope you can pay attention to it, because these things are very important to us. Since we want to develop in this industry, we need to find ways to solve our current problems, so that we can better protect our future and our income.

As long as your insurance sells well, your income is very high, because you can withdraw a lot of money from an insurance mold limb.

The income of an insurance salesman is very good, because the commission is very high, and the higher the performance, the more you will be paid, and even the salary may be tens of thousands.

The income situation is still relatively good, if this thing sells well, the commission is also very high, but some people's income is not too high.

The income of insurance salesmen is mainly determined according to their own sales performance, and there is basically no upper limit.

If the insurance salesman sells the insurance well, the income and commission can reach more than 10,000 a month, and if the sales are not good, he will receive a guaranteed salary.

I started insurance in '97 because I was looking for a job.

Now it's because I won't do anything but insurance.

When I'm just doing a job, my goal is to make money; Trillion noise.

When I could only do insurance sleepy oaks, this was my career, my way of survival.

Another major reason is:

Since the beginning of my insurance, I have not been complained and blamed by others for my own work, on the contrary, I have a lot of friends and partners around me.

It's not the companies and industries that choose me when it comes to insurance, it's me who chooses them. The initiative is in your own hands, why not do it?

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"