How to replace the magnetic stripe card of Minsheng Bank with an IC chip card

Minsheng debit card, magnetic stripe card, replacement IC card:

To replace a magnetic stripe card with a chip card, the cardholder can bring a valid identity document, bank card, and mobile phone to any business outlet of Minsheng to apply for a magnetic stripe card to replace the chip card.

From January 1, 2015, the new card issued by our bank will be an IC card, and you can continue to use the magnetic stripe card you originally held, or you can go to the business outlets to replace it with an IC card according to your own needs, and the handling fee will be charged according to the cost of IC card issuance. The validity period of the magnetic stripe card after replacing it with an ordinary IC card is the same as that of the IC card after the replacement card: the validity period is 10 years, and the expiration date is December 31, 10 years after the date of card issuance, which is subject to the specific period indicated on the card.

Just go directly to the counter of the Bank of China, the card number can follow the magnetic stripe card number, which remains the same, but the counter said that it will take 1 month to get the IC chip card after processing, I hope it can help you.

Is your magnetic stripe card still lying in your bag? China's bank cards are ushering in the era of changing "cores". According to data released by the central bank, as of the end of the third quarter of 2014, the cumulative number of financial IC cards issued in China exceeded 1 billion.

At the end of this month, the use of chip bank cards in China will bid farewell to "swiping" cards to "inserting" cards, and next year will gradually stop issuing new magnetic stripe bank cards.

Industrial and Commercial Bank of China

Free and other cards can not be changed numbers.

Agricultural Bank of China

Up to $40.

Before the end of the year, the first IC card is free, and the cost of non-first IC card will be reduced by 80%. Agricultural Bank cards with the same number can be replaced with chip cards, such as ABC cards starting with "622848", and the same number can be replaced with a cost of 25 yuan. Bring your ID card and debit card to any Agricultural Bank of China in the city where the card is issued.

However, not all cards of ABC can be replaced with the same number, so please consult the bank's customer service for details.

Bank of China

Up to $5. There is no charge for replacing a magnetic stripe card with a chip card on March 31. The new card fee is 5 yuan. The card number at the beginning of 6 can not be changed, and the number needs to be changed at the beginning of 4.

China Construction Bank

Up to $40.

The guide price of the head office is 40 yuan, and the Beijing branch does not cost money to replace the card, and there is no insurance number. CCB's system supports the function of making an appointment to redeem chip cards with the same card number, and branches can reduce or reduce the cost of card replacement according to the actual local situation or according to different customer groups.

Bank of Communications

Up to $20.

A handling fee of 20 yuan is required for replacing ordinary cards and opening new ordinary IC cards; For magnetic stripe cards with the first six digits of the card number "622260", the service of "core change without number change" is provided. For the replacement of Ward Card, BOCOM wealth management card, salary card, exclusive salary card, annuity card and other chip cards, the card production cost is exempted.

China Merchants Bank

Up to $10.

There is no cost fee for replacing gold cards and above cards, and the cost of replacing ordinary cards with M+ cards in Beijing is also exempt. Different outlets will have corresponding cost reduction and exemption policies, such as depositing 1,000 yuan when opening a card. Replacement cards are not guaranteed numbers.

China CITIC Bank

Up to $20.

The cost of replacing the card is 20 yuan, the replacement of gold card customers is 10 yuan, and the replacement of platinum card and above cards is not charged. Replacement cards are not guaranteed numbers.

Minsheng Bank

No fee will be charged for card replacement before July 2015. UnionPay Debit Card, Gold Card, Diamond Card, Merchant Card, Home Alone Card, Salary Wealth Management Card, etc. can all be replaced. However, UnionPay Postal Wealth Management Card does not support IC card exchange.

Ping An Bank

Ping An Bank does not have the service of replacing magnetic stripe cards with chip cards, and you need to re-apply for a chip card, and the standard cost is 20 yuan, but the cost is different in different cities and different outlets.

Shanghai Pudong Development Bank

There is no cost for replacing magnetic stripe cards with chip cards, but there is no insurance number.

Summary. Dear, I'm glad to answer your <>

The way to insert the chip card of Minsheng Bank is as follows:1Insert an ordinary IC card or debit card of Minsheng Bank at an ATM or POS machine; 2.

Select the chip card on the screen and insert the card into the IC card slot of the machine3If the machine asks you to enter a password, you need to follow the prompts to enter the correct password on the keyboard; 4.Once the operation is complete, take out the card and <>

<> Minsheng Bank's chip card insertion method.

Dear, I'm glad to answer your questions<>

The way to insert the chip card of Minsheng Bank is as follows:1Insert an ordinary IC card or debit card of Minsheng Bank at an ATM or POS machine; 2.

Select the Prosperity chip insert card on the screen, and then insert the card into the IC card slot of the machine3If the machine asks you to enter the password, you need to enter the correct password on the keyboard according to the prompts; 4.Once the operation is complete, take out the card and <>

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Minsheng Bank's chip mainly refers to the chip on its ordinary IC card or debit card, this chip technology can improve the security and efficiency of the code correction of the bank card, and better protect the safety of customers' funds, chip cards have higher security than magnetic stripe cards, because they use multi-layer encryption technology, making it difficult for hackers to steal customers' personal information and <>funds

Bring the relevant documents and the magnetic stripe card that needs to be replaced, then go to the local bank branch where you want to replace the card, and then tell the bank staff that you need to replace the card. Chip card refers to a card that uses a chip as a transaction medium.

Magnetic stripe cards are based on liquid magnetic materials or magnetic stripes as the information carrier, and the liquid magnetic materials are coated on the card (such as a passbook) or a magnetic stripe with a width of about 614mm is pressed and pasted on the card (such as the common UnionPay card state roll).

Legal Analysis:

No. There is a charge for replacing a magnetic stripe card with a chip card, which varies according to different banks. How to change a bank card for a chip card: The first is to "change the card number" that is, the magnetic stripe card is directly replaced with a chip card, and the card number remains the same, but it takes 10 days to two weeks to change it.

Legal basisLaw of the People's Republic of China on Commercial Banks Article 29 If a commercial bank handles the business of personal savings deposits, the needy person shall not follow the principles of voluntary deposits, free withdrawals, interest-bearing deposits, and confidentiality for depositors. Commercial banks have the right to refuse any unit or individual to inquire, freeze, or deduct personal savings deposits, except as otherwise provided by law.

Bring your ID card to the opening bank to change it, but the card number will change.

I can bring my ID card and bank card directly to the counter.

At present, it should be free of charge, and the card number does not need to be changed.

You need to fill in some vouchers at the counter.

Specifically, you can go to the bank counter and ask what other relevant requirements there are.

The credit card issued by Minsheng Bank is a magnetic stripe card. The magnetic stripe contains important information of the cardholder, please avoid scratching or placing the magnetic items of the card together and damaging the magnetic stripe.

Minsheng Dual Currency Credit Card has dual accounts in RMB and USD, automatic conversion of domestic and overseas settlements, both currencies can pay overseas consumption, and the annual fee for the next year is waived for 8 times of the Puka Gold Card. Cash withdrawal fee, RMB is free of charge, 1% of the cash advance amount of other banks, minimum RMB 1, foreign currency: 3% cash advance minimum of 3 US dollars, the longest interest-free period:

50 days.

Yes, single-label UnionPay is a chip card, single-label Visa is an EMV chip card, double standard (UnionPay + Visa), (UnionPay + MasterCard), (UnionPay + Yuntong), (UnionPay + JCB) are all magnetic stripes.