What is it like to spend your living expenses early at university?

In fact, it has to be said that during the university period, different students will also correspond to different living expenses due to family conditions. It is undeniable that if you don't have a reasonable life plan, then this time will indeed cause your living expenses to be used up early, and the next time will indeed be like a year. So you can take a look at the experience after the living expenses are used up in advance.

1. After the living expenses are used up in advance, three meals a day will also become a strategic problem in the current period. In fact, I have to say that after the cost of living is over, there is indeed a big problem with my future life, three meals a day. Therefore, it will be constantly thrifty in terms of three meals a day, and it will also change three meals a day to one meal a day, and the breakfast of two buns and a cup of soy milk with one egg will also be gradually canceled, and finally reduced to a meal of instant noodles at noon.

2. There will also be a big problem in meeting the partner after using up the living expenses in advance, so borrowing money for a date has become an indisputable fact. After spending up my living expenses in college in advance, I did have a lot of financial problems, and I also considered my social level, so I couldn't continue dating my boyfriend and girlfriend at this time. At the same time, you must borrow money from other friends, and at this time, going on a date will indeed increase your own burden, so it will lead to other reasons for refusing to shirk when you are dating.

3. It is a kind of desperation after using up the living expenses in advance, and sometimes our parents may give us a limit on our living expenses. In fact, I have to say that most parents are relatively conservative about the living expenses of students during college, often only a little more. At this time, children need to be thrifty in all aspects of food, clothing, housing and transportation, especially for some social aspects, and some unnecessary social interactions will be gradually canceled.

In fact, I have to say that after using up the living expenses in advance, it will indeed turn your life upside down. Especially in some aspects of clothing, food, housing and transportation, it is incisively expressive, and some things such as eating, studying, dating, etc. will also make themselves live a thrifty and thrifty beggar life.

It is a very embarrassing experience to use up the living expenses in college in advance, at this time, there is no living expenses, but you can't ask your family, so you can only borrow from your classmates, and then in the end, you have to borrow money every month.

First of all, you will be very unaccustomed to living without money in your hands, and you will not be able to buy some of the things you want, and if it is very serious, it may be a problem for you to eat regularly.

It is a very bad experience to run out of living expenses early in college, because when the living expenses are over, you have to cut back and borrow money everywhere, which is a bad feeling.

I think it's a bad experience to spend your living expenses early in college. Because it means that the next few days will not be good.

What an experience, it's very difficult.

Last month, I spent it all of a sudden, and then at the end of the month, I just wanted to eat something but didn't dare to eat, although next month's living expenses were in my hands, but I still didn't dare to spend, because I was afraid that once I moved this money, I would have to keep filling this hole, and there would never be a day.

I pay my living expenses once a month, so I feel that it is easier for me to understand my spending situation.

First of all, I think we need to have a reasonable plan, divide the priorities and then make a plan according to our actual situation, and put the needs in the most important position. Then some unnecessary expenses can be appropriately reduced.

We can make our own living expenses plan, divide the living expenses into several parts, and use them to invest in ourselves, manage money, ensure life and other types.

Develop a good habit of bookkeeping, and write down your expenses every day. This way, you'll know what you're spending more on each month, so you know what you're spending more on.

There are also Huabei that can be used, but you must be aware of it, you can't blindly consume in advance, and ensure that you can pay it back every month, that is, you can consume ahead of your own spending power.

We can reduce unnecessary expenses.

Consumption is everywhere, and people who are stuck in the quagmire are everywhere. For us college students, there is not much money at your disposal, don't compare, money can't bring you a lot at this time, but you have to learn the ability to use money, which is very important! Control your material desires.

Plan and spend money within our means!

How much money you have, how much you can do! Don't have a comparison mentality.

During college, I generally spent my family's money, except for some students who earned their own money, so it was meaningless.

I feel that the living expenses are sufficient, and the reason for the lack of living expenses is often the uncontrolled spending and lavish spending, resulting in an embarrassing living situation at the end of the month.

It is recommended to try to keep accounts, understand the direction of your expenses first, and then make reasonable plans.

And the most important point is.

The campus loans in the campus are not touched, and you must cherish yourself.

If you can't save money, many friends will feel that they are spending money indiscriminately and have poor self-control, but I think it will be easier to solve it by focusing on the distribution habits and order.

I understand your situation, as a person who doesn't make money and has just left his parents to make financial decisions, it is normal for you to be like this. The living expenses given by your parents are most likely enough to cover your monthly living expenses, so we will generally use them up.

However, for a college student, if there is a set of easy-to-follow methods to help you develop financial awareness, the impact on your future may not only be monetary. Based on my own experience, I will give you ideas from distribution habits, spending habits and saving skills.

For the first one, take out 10% first. Saving in a savings account will generally not have a big impact on your quality of life. In the future, as you become more and more in control of your spending, you can adjust this ratio.

Where to store? It is recommended to choose a low-risk fixed-term product with a term of at least 1 month, rather than choosing Yue Bao, which is flexible and accessible. When you have the most money, save a sum immediately, and if you can't access it for the time being, you will naturally be able to save a sum of money.

The second part is to estimate the amount of necessary living expenses such as your meals, transportation, and mobile phone bills, and keep them in the bank card for living expenses. For daily use, you can pay by card normally.

Remember, when you receive your living expenses, do these transfers right away. Not only can you save money immediately, but you can also easily observe the balance of the remaining 2 accounts to understand what your spending habits are like.

Let's talk about consumption habits. The details of the bank card can be easily seen by logging in to each online banking.

Finally, I will give you 3 more tips for saving money to improve your success rate of saving.

1. If you can't save money, stop all credit consumption first, such as using Huabei, credit cards, etc.;

2. You can find a few friends who want to save money to form a savings group, determine the amount of each person's saving day, punch in and save the results at the point, and supervise each other.

3. Save money for yourself and set a phased reward。However, it should also be noted that the cost of this stage reward should not exceed 20% of the amount you have saved.

I hope the above methods can be useful to you.

Finally, I would like to say,The so-called good habits should not put a lot of pressure on you. Transform the confusion of "I don't know how to consume reasonably" into simple and clear rules of action, adjust while acting, and you will definitely find an answer that suits you.

Of course, first of all, it depends on how much your monthly living expenses are, some of them have more living expenses for a month, and some of them have less living expenses for a month, it is recommended to list the necessities of life first, such as toilet paper, toothpaste, shampoo, shower gel, etc.

Many of my classmates sometimes spend money unclearly At this time, you can choose to keep accounts to control the speed of spending money Don't be a moonlight clan No money to eat and hungry Then you can buy food and snacks when you get the money But you have to control yourself to buy and buy What you can't see We all have such a problem Obviously it's not expensive Obviously you don't buy much Why is there no money Why do you spend hundreds of dollars a day Don't regret it when you spend the money.

This requires your perseverance and self-control You must think that money is not floating in the water, especially now that it is in our epidemic stage, many people are facing unemployment and lack of money, we have to feel more sorry for our parents, especially now that we are also college students, for our own living expenses, after buying daily necessities, you can plan for daily meal money, occasional fruits, going out to eat, etc., rewarding yourself for a good meal for a few weeks, and buying express delivery, ordering takeout, you must have a plan to do it, and the most important point is not to blindly consume If you have no money and have difficulties, you can explain the situation to your family and then ask your family to help There is no one who loves you more than your parents Don't go to campus for a loan Remember that this thing can't be touched It's best to spend the money saved every month Save it every month as your own small treasury In case you need it.

1.Calculate how much money you can use each month and plan accordingly.

When I use my living expenses, I usually figure out my balance first, and then calculate the amount of money I have to use every month, such as food, electricity, and daily necessities. Estimate a value, add one or two hundred to it, and calculate how much money I have at my disposal.

2.Accounting. 3.Don't spend too much and spend too late.

Some people like to spend their money hard in the first week or two, and start eating dirt at the end of the month. There are also people who like to spend ahead of time, and this month has already spent the next month's money. Neither of these ways to spend money is worth advocating. A reasonable and planned use of money is suitable for you.

Generally speaking, it is normal for students to spend their living expenses in advance. Usually out of school, we either eat or go to play or buy things, these aspects will use money, maybe go out with friends to play, a meal will make our originally planned living expenses budget overrun, at this time obviously our living expenses will not last until the next living expenses are distributed, will be spent in advance. The university can go to earn money for living expenses.

My college living expenses are all from my parents, I want it once a month, if it is almost spent before a month, I will save the last few days and stick to it until the full month, and then ask my parents for it, and the living expenses must be planned in advance.

Personally, I recommend you to do some work that pays a daily salary as much as you can.

If it is the beginning of the school year, I spend the parents' money in advance, and I will coordinate with the parents to send me a little more money.

Go to odd jobs to earn living expenses.

Find a way to make money yourself.

In addition to ensuring your basic living expenses, you can choose how to use your living expenses according to the amount of your living expenses. If the cost of living is small, and after removing the daily living expenses, there is not much left over for living expenses, then we can choose some activities that are more economical. For example, buy some books you like, choose more sports that cost less, and go out to eat, drink, and travel with your classmates and friends.

If we have a lot of living expenses, we can make some more detailed plans, and we can consider cultivating our hobbies, such as going to some art, dance, and ** training classes. You can also think about your future, go to some extracurricular tutoring institutions, and learn some photography and composition techniques, which are all things worth considering.

The most important thing is that our living expenses should not be used for food, drink and play, but should be used for many purposes. Don't use it to compare with others, buy some luxury goods, or fill up games.

When college students enter college, they enter a whole new stage. Not only do you have to plan your study plan and future plans, but you also have to plan how you will spend your living expenses in a month. Take myself as an example, I have 2,000 yuan a month.

Living expenses can be divided into the following parts: food, clothing, and daily necessities.

My food expenses are about 1,250 yuan a month. About 750 yuan is used in the school cafeteria, that is, into the meal card. The cost of spending on snacks is about 250 yuan, and when I am free, I will always buy some small snacks.

The other 250 yuan is used for team building with roommates or friends, and we have to have one or two team building in our dormitory every month.

Girls will want to change new clothes for a period of time every month, and I arrange 250 yuan for myself on major shopping platforms.

Girls have to buy all kinds of cosmetics, skin care products, etc., so the last 500 yuan is arranged here, and if there is any leftover, I will store it in WeChat change. You can also save it, so that you can save a lot of money in four years of college!