How to calculate the pension of retired employees of enterprises?

‍‍‍1.The monthly standard of basic pension is based on the average monthly salary of local on-the-job employees in the previous year and the average of the average indexed monthly contribution salary, and 1% is paid for every full year. It is calculated as follows:

Basic pension = (the average monthly salary of the local on-the-job employees in the previous year at the time of retirement of the insured person, the average monthly indexed salary of the insured person) 2 The payment period is 1% 2, and the monthly standard of personal account pension is the amount of personal account savings divided by the number of months. The calculation formula is: personal account pension = the cumulative amount of personal account savings at the time of retirement of the insured person The number of months 3, the monthly standard of transitional pension is based on the average monthly salary of the indexed person, and the payment period before the "unified account combination" is paid every 1 year.

The calculation formula is: transitional pension = average monthly contribution salary of the person indexed The payment period before the integration of the unified account The transitional adjustment fund is based on the current local standard, and the retirement from 2006 to 2014 is calculated and paid according to a certain proportion. For those who retire in 2015 or later, no transitional adjustment will be paid.

In recent years, the calculation process of enterprise retirement pension has not changed, please refer to: the pension of employee pension insurance basic pension + personal account pension wherein: basic pension = (the province's average monthly salary of on-the-job employees in the previous year + my indexed average monthly payment salary) 2 Payment period 1% personal account pension = personal account storage amount The number of months (50 years old is 139, the retirement age is different, and the number of months is different) before the policy, The pension after retirement consists of a basic pension + a personal account pension (there is also a transitional pension for those who participated in the work before the reform of the pension insurance system). ‍

Resolutely oppose any form of delayed retirement.

The formula for calculating the pension of enterprise employees = basic pension + personal account pension + local pension.

1. In the basic pension and transitional pension formulas, the "actual contribution wage index" is the actual index (the same below) is the average value of the sum of the actual contribution wage base of the corresponding year and the ratio of the average wage of the employees in the city in the previous year during the period from the insured to the retirement age in accordance with the provisions of the state.

If the insured has moved between enterprises, government agencies and public institutions, and handles retirement negotiations within the scope of overall planning, the z-real index is the average of the sum of the actual wage base of each stage and the ratio of the average salary of employees in the city in the previous year of the corresponding year.

2. In the transitional pension formula, the "deemed payment period" means that n is the same as the continuous length of service of the insured before September 30, 1992 in accordance with the provisions of the state and the city; The "Contributory Wage Index" means that the same index is 1;

The actual payment period before June 30, 1998" means that the 98 years of continuous service (including the actual payment period) of the insured during the period from October 1, 1992 to June 30, 1998 meet the requirements of the state and the city.

The pension of enterprise employees is mainly composed of basic pension, personal account pension, transitional pension and transitional adjustment fund: 1. The monthly standard of basic pension is based on the average monthly wage of local on-the-job workers in the previous year and the average of the indexed average monthly salary of the rotten people, and 1% is paid for every 1 year. It is calculated as follows:

Basic pension = (the average monthly salary of the local on-the-job employees in the previous year at the time of retirement of the insured person, the average monthly indexed salary of the insured person) 2 The payment period is 1% 2, and the monthly standard of personal account pension is the amount of personal account savings divided by the number of months. The calculation formula is: personal account pension = the cumulative amount of personal account savings at the time of retirement of the insured person The number of months 3, the monthly standard of transitional pension is based on the average monthly salary of the indexed person, and the payment period before the "unified account combination" is paid every 1 year.

The calculation formula is: transitional pension = the average monthly indexed salary of the person who paid the payment period before the combination of the unified account 4. The transitional adjustment fund is based on the current local standard, and the retirement from 2006 to 2014 is calculated and paid according to a certain proportion. For those who retire in 2015 or later, no transitional adjustment will be paid.

The retirement pension of enterprise employees is mainly composed of basic pension, personal account pension, transitional pension and transitional adjustment fund.

1. The monthly standard of basic pension is based on the average monthly salary of local on-the-job employees in the previous year and the average of my indexed average monthly payment salary, and 1% will be paid for every 1 full year.

The calculation formula is: basic pension = (the average monthly salary of the local on-the-job employees in the previous year at the time of retirement of the insured person + the average monthly indexed salary of the insured person) 2 1% of the payment period

2. The monthly standard of personal account pension is the amount of personal account savings divided by the number of months.

The calculation formula is: personal account pension = the cumulative amount of personal account savings at the time of retirement, the number of months of calculation.

3. The monthly standard of transitional pension is based on the average monthly indexed salary of the person, and the payment period before the "integration of accounts" is paid every 1 year.

The calculation formula is: transitional pension = the average monthly indexed salary of the person who paid the contribution period before the combination of the unified account

4. The transitional adjustment fund is based on the current local standard, and the credit will be calculated and issued according to a certain proportion for those who retire from 2006 to 2014. For those who retire in 2015 or later, no transitional adjustment will be paid.

5. My indexed average monthly salary = the average monthly salary of the province's on-the-job employees in the previous year when the insured person retires, and the average salary index of my own average payment.

When you reach retirement age, you need to apply to the company for retired employee status and enjoy some benefits.

According to Article 15 of the Social Insurance Law, the basic pension consists of a pooled pension and a personal account pension. The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the contribution salary, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population.

Legal analysis: The specific calculation method is as follows: 1. Basic pension = (the average monthly salary of the province's on-the-job employees in the previous year at the time of retirement of the insured person + the average monthly indexed salary of the insured person) 2 The payment period is 1%.

Note: My indexed average monthly contribution salary = the average monthly salary of on-the-job employees in the province in the previous year and my average contribution index). 2. Personal account pension = the number of months of personal account savings (50 years old is 139 years old).

Legal basis: Social Insurance Law of the People's Republic of China

Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who have paid less than 15 years of contributions when they reach the statutory retirement age can pay for 15 years and receive a basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Article 18 The State shall establish a normal adjustment mechanism for the basic pension. According to the increase in the average salary of employees and the price of goods, the level of basic pension insurance benefits should be increased in a timely manner.

1. The monthly standard of basic pension is based on the average monthly salary of local on-the-job employees in the previous year and the average value of the indexed average monthly payment of the filial piety, and 1% will be paid every 1 year. 2. The monthly standard of personal account pension is the amount of personal account savings divided by the number of months.

How to calculate the retirement pension of enterprise employees, and the calculation method of retirement pension for enterprise employees.

1. Basic pension = (the average monthly salary of on-the-job employees in the province in the previous year + the average monthly indexed salary of the employee) 2 Payment period (including the deemed payment period of the round) 1%; Second, the pension of the personal account = the amount of personal account savings and the number of months of pension in the personal account; 3. Transitional pension (at the time of retirement, the province was promoted to the post of employees in the previous year..)

Hello, the enterprise retirement pension is mainly composed of basic pension, personal account pension, transitional pension, transitional adjustment fund, the calculation method is as follows: 1. The monthly standard of basic pension is based on the average monthly salary of local on-the-job workers in the previous year, and the average value of the average monthly payment salary of my indexed average monthly payment salary is cautious, and the payment is paid 1% every 1 year. It is calculated as follows:

Basic pension = (the average monthly salary of the local on-the-job employees in the previous year at the time of retirement of the insured person + the average indexed monthly contribution salary of the insured person) 2 Payment period 1%. 2. The monthly standard of personal account pension is the amount of personal account savings divided by the number of months. It is calculated as follows:

Personal account pension = the cumulative amount of personal account savings at the time of retirement of the insured person The number of months of issuance. 3. The monthly standard of transitional pension is based on the average monthly indexed salary of the person, and the payment period before the "integration of accounts" is paid every 1 year. It is calculated as follows:

Transitional pension = the average monthly contribution salary of the indexed person The payment period before the combination of the unified account Transitional adjustment. The savings are based on the current local standards, and those who retire from 2006 to 2014 are paid according to a certain percentage. For those who retire in 2015 or later, no transitional adjustment will be paid.

I was born in 1967, female, joined the work in 1992, worker, began to buy social security in 1995, and retired in 2017.

Is there a relationship between the amount of pension and the length of service?

Hello, the amount of pension is related to the length of service.

Because the above calculations are all based on the payment period.

Apply it according to the above formula.