Is Rural Cooperative Medical Care a Basic Medical Insurance?

Basic medical insurance includes medical insurance for urban employees and medical insurance for urban and rural residents. Rural cooperative medical care is now merged with urban residents' medical insurance to form urban and rural residents' medical insurance, so rural cooperative medical care is a basic medical insurance.

I think that rural cooperative medical care should belong to basic medical insurance, rural cooperative medical care is referred to as medical insurance, which belongs to the category of basic medical insurance, and medical insurance is divided into new rural cooperative medical care and urban employee medical insurance, so based on the above, I think rural cooperative medical care is medical insurance.

Yes, rural cooperative medical care is basic medical insurance, and urban employee medical insurance and resident medical insurance are basic medical insurance.

Rural cooperative medical care is not cumulative, it will be cleared at the end of the year, and what can really be used is the reimbursement of serious illness, which can be reimbursed more when encountering serious illness, which is regarded as a basic medical insurance.

Rural cooperative medical care includes the basic medical insurance for rural household registration. In this way, farmers can be reimbursed when they see a doctor.

There are many types of basic medical insurance, including both urban medical insurance and rural cooperative medical insurance, which are collectively referred to as basic medical insurance.

Rural cooperative medical care must be basic medical insurance, because there is no other medical insurance in rural areas, which is the most basic.

Yes, employee medical insurance, resident medical insurance, and rural cooperative medical insurance are all basic medical insurance, and they are all social medical insurance.

Rural cooperative medical care is a kind of medical insurance, but there is still a certain difference between it and urban workers' medical insurance. Mainly for individuals who do not have a job.

The reimbursement rate will also be relatively low. If you work in an enterprise, it will be better to pay employee medical insurance.

In the case of rural cooperative medical care, of course, it belongs to the basic medical insurance, so if you say this, you must pay it, and you must pay it.

Yes, this is the lowest level of payment, only a few hundred yuan a year, which is the most basic of all medical insurance.

Social health insurance reimbursement is reimbursed after discharge or transfer. Settlement procedures for inpatient and outpatient treatment of special diseases: Before the 10th of each month, the designated medical institutions shall submit the cost settlement, hospitalization settlement and related information of the discharged patients in the previous month to the medical insurance agency and submit them to the medical insurance institution.

The insurance agency shall review. as the basis for monthly pre-allocation and year-end accounts; The medical insurance agency pre-allocates the inpatient and outpatient expenses for special diseases in the previous month; Designated medical institutions purchase drugs for medical treatment, and the medical expenses incurred are directly recorded and settled in real time. Emergency Settlement Procedure:

The insured person is hospitalized in a non-designated medical institution or other medical institution in the city due to emergency rescue, and the medical expenses incurred shall be prepaid by the individual or unit. Reports, invoices, detailed medical bills, etc., shall go through the reimbursement procedures at the medical insurance agency according to the regulations.

The current basic medical insurance is divided into three types: basic medical insurance for urban employees, basic medical insurance for urban residents, and basic medical insurance for the New Rural Cooperative Medical System. Their insurance premiums are paid differently, and the insurance benefits they enjoy are also different.

Legal analysis: whether rural cooperative medical care is considered medical insurance, the new rural cooperative medical insurance is also a kind of medical insurance, but the medical insurance is divided into two situations, one is the new rural cooperative medical insurance, the other is the urban employee medical insurance, and now the rural areas pay the rural serious illness medical pool, which is equivalent to rural medical insurance. The new type of rural cooperative medical care refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases.

It raises funds in the form of individual payment, collective support and funding.

Legal basis: Social Insurance Law of the People's Republic of China

Article 24: The State is to establish and improve a new type of rural cooperative medical system. The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Rural medical insurance (rural cooperative medical care) is a kind of medical insurance, which is a kind of guaranteed medical insurance, which requires medical treatment in designated medical institutions, which is very important. It is best to seek medical treatment in the place of purchase, and it is not possible to seek medical treatment in other places, so it is necessary to obtain approval from the local medical management agency before seeking medical treatment.

For example, if the medical insurance of my unit is not within the scope of the regulations, it is necessary to go through the transfer procedures, and the reimbursement ratio will be less and less with the scale of the hospital you go to.

New Rural Cooperative Medical Reimbursement Process.

1. Complete information required for reimbursement:

1) Reimbursement for childbirth: provide birth permit and photocopy.

2) Local hospitalization reimbursement:

1. Formal invoice issued by the hospital;

2. Certificate of illness issued by the hospital;

3. Discharge summary issued by the hospital;

4. List of prescriptions or medications during hospitalization;

5. Patient's cooperative medical certificate.

3) Reimbursement for hospitalization in other places:

1. Formal invoice issued by the hospital;

2. Certificate of illness issued by the hospital;

3. Discharge summary issued by the hospital;

4. List of prescriptions or medications during hospitalization;

5. Patient's cooperative medical certificate.

4) Complete information required for outpatient reimbursement of chronic diseases, specialized diseases and special diseases:

1. Disease certificate issued by a hospital at or above the district level;

2. Invoices issued by the hospital;

3. Cooperative medical certificate of the patient.

2. Provide the complete information required for reimbursement to the Township Medical Office for review by the prescription auditor, and then report to the Xixiu District Medical Office for re-examination and review.

3. After review and review, the Xixiu District Medical Office will transfer the reimbursement funds to the Jonchang Township Health Center, and the health center will allocate the reimbursement funds and the roster to check with the Township Medical Office and notify the reimburser to bring the medical certificate and household registration book to the Jonchang Township Health Center to receive the reimbursement funds.

Rural cooperative medical care is now the New Rural Cooperative Medical Insurance. New Rural Cooperative Medical Insurance, Urban Employee Medical Insurance, and Urban Residents' First Therapy Insurance. It's the same.

It's just that there is a difference in the reimbursement ratio when enjoying the treatment. But then again, he also pays a relatively small amount of money every year.

It must be counted, it is the same as the national and employee social security.

The new type of rural cooperative medical care, referred to as "NCMS", refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly coordinated for serious diseases. Funds are raised by means of individual payment, collective support and funding.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection in case of illness. China's social medical insurance consists of three levels: basic medical insurance and large-amount medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.

Social medical insurance is a medical insurance system that is enforced by the state through legislation, and employers and individuals pay insurance premiums according to a certain percentage, establish social medical insurance, and pay employees' medical expenses.

Social medical insurance means that when a worker is sick, the social insurance institution will provide appropriate subsidies or reimbursement for the medical expenses he needs, so that the worker can recover his health and working ability and put into the process of social reproduction as soon as possible. Social medical insurance is an important part of social insurance, which is generally undertaken by the government, and will be enforced and organized and managed by economic, administrative and legal means.

Legal analysis: Rural cooperative medical care and social security are not the same thing, rural cooperative medical care can only be participated in by farmers, and it must be participated by the whole family unit, while social insurance is a social insurance system established by the state in order to compensate workers for economic losses due to the risk of disease, which is jointly paid by employers and employees. The new type of rural cooperative medical care, referred to as "NCMS", refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported by the first and the other, with the voluntary participation of farmers, and the financing of individuals, collectives and multiple parties.

NCMS medical insurance is different from social security, but it also has corresponding advantages, and you can choose it according to your own situation when buying insurance. For the specific content of NCMS medical insurance, you can come to Hualu.com to find a professional lawyer to provide you with consulting services, which is the best choice.

Legal basis: Social Insurance Law of the People's Republic of China Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Rural medical insurance refers to the social medical insurance system in which rural residents participate, which is paid by the national financial allocation, income and insurance premiums. It is an important part of the implementation of the new rural cooperative medical care, and it is also an important part of the implementation of basic medical insurance for urban and rural residents.

The implementation of rural medical insurance is conducive to improving the level of medical security for rural residents, improving the quality of medical services for rural residents, and reducing the burden of medical expenses on rural residents.

Rural medical insurance covers rural residents and their families, as well as migrant workers who work and live in rural areas. The cost of participation shall be borne jointly by the insured and the financial department.

The coverage of rural medical insurance includes inpatient medical care, outpatient medical care, basic drugs, reimbursement ratio, etc. The specific content can be adjusted according to the actual local situation.

The management system of rural medical insurance is mainly responsible for the management of rural medical insurance at the county level, which is responsible for managing the registration, payment and reimbursement of the insured.

The process of participating in rural medical insurance: first, the insured needs to go to the county-level rural medical insurance management agency to register for insurance, and then pay the insurance fee, and finally the insurance takes effect. In the process of using rural medical insurance, the insured needs to bring the ID card, proof of participation and medical expense invoices and other materials to the county-level rural medical insurance management agency for reimbursement.

The implementation of rural medical insurance is not only conducive to improving the level of medical security for rural residents, but also helps to improve the quality of medical services for rural residents and reduce the burden of medical expenses on rural residents.

Legal Analysis: Rural cooperative medical care belongs to medical insurance. Rural cooperative medical care is only a part of the medical insurance, and the medical insurance also includes the medical insurance for urban residents, the medical insurance for flexible employees, and the medical insurance for employees, which are collectively referred to as the medical insurance for urban and rural residents.

The personal account of medical insurance is a special account set up according to the basic medical insurance policy to store the medical insurance premiums paid by the insured and the funds allocated in a certain proportion of the employer's payment, and to record the medical consumption.

Legal basis: Social Insurance Law of the People's Republic of China

Article 26 The treatment standards for basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Legal Analysis: Rural Cooperative Medical Care is Medical Insurance. The State has established and completed a new type of rural cooperative medical system.

The management measures for the new type of rural cooperative medical care shall be stipulated by ***. NCMS is a new type of rural cooperative medical care, which is part of the basic medical insurance, which is organized, guided and supported by farmers, voluntarily participated by farmers, and raised funds by individuals, collectives and multiple parties. Rural cooperative medical care is actually a kind of medical insurance, so it belongs to medical insurance.

The New Rural Cooperative Medical Insurance and the Urban Named Medical Insurance were officially merged, collectively known as the urban and rural hand-in-hand residents' medical insurance. Rural residents will enjoy the same medical treatment as urban residents. At present, China's medical insurance is roughly divided into two types:

Medical insurance for urban workers and medical insurance for urban and rural residents. If you pay the medical insurance for employees in Chengbi Brother Town, then you don't need to pay the medical insurance for urban and rural residents.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 3: The social insurance system adheres to the principles of wide coverage, basic protection, multi-level, and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.

Article 20 The State shall establish and improve a new type of rural social endowment insurance system.

The new rural social endowment insurance implements a combination of individual contributions, collective subsidies and subsidies.

Article 21 The new type of rural social endowment insurance benefits shall be composed of basic pensions and personal account pensions.

Rural residents who participate in the new rural social endowment insurance and meet the conditions stipulated by the state shall receive the benefits of the new rural social endowment insurance on a monthly basis.

Article 22 The State shall establish and improve a social endowment insurance system for urban residents.

The people of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents and the new rural social endowment insurance.