Why does the whole family have to buy the rural cooperative medical insurance?

The premium of rural cooperative medical care is very low, and it is very cost-effective if you buy it alone, so it must be bought by the whole family.

It is because of the rural medical insurance, a card can only be used by one person, and it cannot be shared.

Summary. Legal basis: Article 5 of the Regulations of the People's Republic of China on Household Registration is based on households.

Where they reside together with the person in charge, they shall be established as one household, and the person in charge shall be the head of the household. If you live alone, you will be the head of your own household. Households residing in government agencies, organizations, schools, enterprises, institutions, and other units and public dormitories are established together or separately.

The head of household shall be responsible for filing the household registration in accordance with the provisions of this Regulation.

Does NCMS have to be insured by the whole family?

Hello dear, it is a pleasure to serve you <>

NCMS does not have to be insured by the whole family. NCMS is a voluntary payment and cannot be forcibly required, as long as it is paid, you can enjoy reimbursement treatment. The payment of NCMS needs to be made on a household basis, but it is not required that the entire household registration book must be paid in full, but that the people who are willing to pay in the same household registration book should handle it together.

Legal basis: Article 5 of the Regulations of the People's Republic of China on Household Registration is based on households. Where they reside together with the person in charge, they shall be established as one household, and the person in charge shall be the head of the household.

If you live alone, you will be the head of your own household. Households residing in government agencies, organizations, schools, enterprises, institutions, and other units and public dormitories are established together or separately. The head of household shall be responsible for filing the household registration in accordance with the provisions of this Regulation.

Summary. No, according to the relevant regulations, NCMS only pays one person, and must be paid by household. The medical insurance for urban and rural residents will be divided into individual accounts and family accounts.

However, the medical insurance for urban and rural residents is still paid on a family basis, which means that the whole family must participate in the insurance together, and it is not allowed to pay only one person. 2. If the person in the household registration participates in for-profit medical insurance (domestic medical insurance or employee medical insurance) in other places, and provides relevant medical insurance certificates, NCMS will be reimbursed. In addition, the NCMS is also paid on a voluntary basis, but it still has to be paid on a household basis, and only after all members of the household unit pay can they enjoy the NCMS policy.

No, dear.

No, according to the relevant regulations, NCMS only pays one person, and must be paid by household. The medical insurance for urban and rural residents will be divided into an account for the majority of people and a family account, and a family account can be set up if the family is the unit to participate in the insurance. However, the medical insurance for urban and rural residents is still paid for the medical insurance of the family unit, which means that the whole family must participate in the insurance together, and it is not allowed to pay only one person.

2. If the person in the household registration participates in for-profit medical insurance (domestic medical insurance or medical insurance for slag workers) in other places, and provides relevant medical insurance certificates, NCMS will be reimbursed. In addition, the NCMS is also paid on a voluntary basis, but it still has to be paid on a household basis, and only after all members of the household unit pay can they enjoy the NCMS policy.

Legal basis: Article 24 of the Social Insurance Law of the People's Republic of China The State shall establish and improve a new type of rural cooperative medical system. The new type of rural cooperation is buriing the management and management of medical care, which is stipulated by the first generation.

Four people pay only three people.

That person doesn't need it.

If you don't use it, you can.

However, if you get sick in the future, you will not be reimbursed.

If you pay the money, you can repay it.

That's right. If you pay the money, you can.

No, individuals are also eligible for medical reimbursement.

The Social Insurance Law of the People's Republic of China has corresponding provisions on it:

Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in basic pension insurance have paid contributions for less than 15 years when they reach the statutory retirement age.

You can pay contributions for up to 15 years and receive a basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

At present, the new rural cooperative medical insurance is still in the individual voluntary insurance, a stage of subsidy, although it is based on the household, but the payment is still based on the individual, if the illness needs to be reimbursed, it must be that the patient has been insured in the year, there is no other person in the family did not buy and affect the reimbursement of the insured. Of course, many localities have made their own policies in order to increase the participation rate.

The new type of rural cooperative medical care (hereinafter referred to as "NCMS") refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding.

Answer: Agricultural insurance is paid on a per capita basis, and one person is paid to protect one person. And it's voluntary, it doesn't matter if you don't pay it, it's okay for the whole family to hand it in. There may be villages that make apportionments in order to complete the task.

Agricultural insurance is still very good, the first payment is low, only a few hundred yuan a year, which is a lot less than the social security of employees.

Second, the reimbursement ratio is in the middle and upper range, and the money paid by the agricultural insurance is small, but the reimbursement for serious illness medical treatment can be more than 55%, which can greatly alleviate the economic pressure.

However, there is one thing to pay attention to in rural insurance, this is to pay one year for one year, and the same as car insurance, if you don't pay it in the second year, the protection will be invalid.

Only the insured person can enjoy the reimbursement benefits, and the others cannot enjoy the benefits. Rural cooperative medical care refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases.

Cooperative medical care for the whole family to pay one person is not OK - some communities (villages) stipulate that the whole family must be taken as a unit, the whole family must pay together, otherwise it will not work, if you are unwilling or say that you will pay the family members you think you will pay, maybe it is not appropriate, everyone thinks so, then the universal medical insurance will not collapse? Poverty due to illness, can never get rid of, spent a lot of money after illness, complaining that the state does not give medical insurance, for the time being, our country can not do free medical care, 1.3 billion people, only through the participation of individuals, collectives, and the state, to solve the health problems of all the people, I pay for my health, I don't need me to be happy, no one can control themselves, pay when you use, don't pay when you don't pay, specifically take state funds, when everyone doesn't pay, there is no money to set, I'm talking nonsense, please forgive me, whether to pay or not is a personal matter, It has nothing to do with others, unless there are local policies and regulations, included in the credit system, or there are other methods, you have to pay, laugh, good luck!

Is it okay for a family of four to have one person?

Can a two-woman household pay one person?

It's too much, I can't afford to pay so much money.

How does the medical insurance of the whole family pay on the mobile phone for the rural medical insurance, and why is it difficult to pay today?

Which person pays, which person enjoys the corresponding medical treatment.

Rural medical insurance is not required to be paid in full, and the state encourages payment, but it is not compulsory.

"New Rural Cooperative Medical System", the full name of the new rural cooperative medical care, refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases.

NCMS payment standard:

1. The annual payment standard of individual farmers should not be lower than 10 yuan, and the payment standard can be increased accordingly in areas with good economic conditions. Whether or not the employees of township enterprises (excluding those who participate in the new rural cooperative medical care with peasant families as a unit) participate in the new rural cooperative medical care shall be determined by the county people.

2. Township collective economic organizations with conditions should give appropriate support to the local new type of rural cooperative medical care. The type of rural collective economic organization and the standard of contribution to support the new type of rural cooperative medical care shall be determined by the people at the county level, but the part of the collective contribution shall not be apportioned to farmers. Encourage social groups and individuals to fund the new rural cooperative medical system.

3. The annual subsidy of the local finance to the farmers participating in the new rural cooperative medical treatment shall not be less than 10 yuan per capita, and the specific subsidy standard and the proportion of the graded burden shall be determined by the provincial people. In the economically developed eastern region, local governments at all levels can appropriately increase input. Since 2003, the Ministry of Finance has provided subsidies of 10 yuan per capita to farmers in the central and western regions who participate in the new rural cooperative medical care through special transfer payments every year.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The NCMS adopts the principle of payment based on family members, and the principle of voluntary payment of rural medical insurance is followed, and there is no provision stating that everyone must participate in the insurance. If one of the family members participates in the urban medical insurance, they can no longer participate in the NCMS, and it is meaningless to duplicate the insurance between the two. As for the reimbursement, it has nothing to do with whether or not one's family members participate in the NCMS, because the reimbursement of rural medical insurance is based on the individual, so as long as you are normally insured, you can enjoy the reimbursement of the NCMS.

Glad to be able to help you!

Glad for your question. In some places, NCMS does stipulate that all people in the household registration book must pay, which is unreasonable in terms of time.

Nowadays, many young people go out to work, and the company pays five insurances and one housing fund, so there is no need to buy medical insurance repeatedly in their hometown.

Therefore, for such unreasonable requirements, you can call the ** of the Health Insurance Bureau to complain.

Questions. We say here that we must pay it all together, and if one person in the family doesn't pay it, no one else can pay it.

It is an unreasonable requirement, my hometown is to require the permanent resident population to pay, I only have my parents to pay, we are not in other places.

Questions. We are too pitiful here, and we will complain to the Medical Insurance Bureau.

Questions. I want to ask the company how to check the medical insurance, that is, I can see the real-name authentication and all payment pages.

You need to log in to the human resources and social security network and register with your ID card.

Questions. Uh-huh, thanks. You're welcome.

Glad for your question. For rural cooperation, medical care itself is based on the family unit, so some areas are required to pay on the household register, and some need to pay for it.

Questions. Does the whole family have to pay for rural medical insurance?

This is a local rule. In some places, enterprises that work in other places will pay social security for their employees, so there is no need to repeatedly purchase rural cooperative medical care.

In other words, it is a local regulation, and you have to buy everything in the household registration book, which is to be paid.

Questions. Okay thank you. You're welcome.