It takes a few years for a new house to be transferred

Newly bought a house and want to sell it. As long as the home loan is paid off, there is no collateral, and there is a real estate certificate, deed tax certificate, and land certificate, you can sell the transfer at any time without waiting.

It is stipulated that if the house is sold after less than 2 years, it needs to pay 5% VAT.

If you hold it for less than 5 years, or if you are not the seller's only house, you will also need to pay 1% tax when you sell it.

Do the math how much it will cost you to renovate your home

After buying a house, the main concern of the owner is the transfer, because only after the transfer process, the ownership of the house really belongs to the owner, but many owners have not gone through the transfer process, so they want to understand the relevant steps and time. So, how long does it take for a newly bought house to be transferred? What is the process of conveyancing?

Let's take a brief look at it together.

1. How long does it take for a newly bought house to be transferred?

After signing the sales contract, you can start to go through the transfer procedures for the newly purchased house; Generally speaking, the time required to handle the transfer of ownership is relatively long, from the signing of the purchase contract to the declaration and review, and then to the payment of taxes and certificates, it takes about 15-30 working days, if it is a second-hand house, the processing time is longer, because after signing the purchase contract, the contract must be taken to the notary office for notarization.

2. What is the process of real estate transfer?

The first step is to sign the purchase contract, pay attention to carefully check every clause in the contract, so as not to have any missing items, affecting their rights and interests, and selling when signing the contract, all property owners need to be present, if it is a married person, even if there is no name on the card, then both parties need to be present.

The second step is to prepare the relevant materials for the application for transfer, and the general developer will have an application**, the owner can directly ask the developer, and then fill in the content according to the requirements, and finally find the developer to stamp, but if the developer does not have it, you need to go to the housing management department to get it, and fill in the seal when you get it back.

The third step is to submit the prepared information to the housing management department, and after the administrative staff has reviewed it, it will be confirmed that there is no problem and will give a notice of collection, and the owner needs to pay the tax at the corresponding window according to the time on the list.

The fourth step is to collect the real estate certificate, pay attention to bring the proof of payment and the notice of collection.

Summary: The above about how long it takes for a newly bought house to be transferred, as well as the process of real estate transfer, is introduced here, I hope it will be helpful to you. If you want to know more about related information, please pay attention to Qeeka Home.

Enter the area and get the decoration for free**].

1. As long as the new house has a real estate certificate, it can be transferred, as follows:

1) Demolition and resettlement housing and welfare fees must be transferred only after 5 years of obtaining the real estate certificate.

2) The real estate buyer and seller who have put into use the provisions of the transfer of ownership of the house shall sign the real estate sales contract and go to the real estate transaction center of the local housing authority to transfer the ownership.

2. Legal basis: Article 63 of the Law on the Administration of Urban Real Estate.

Where the people of provinces, autonomous regions, and municipalities directly under the Central Government determine that the local people** at or above the county level are uniformly responsible for real estate management and land management by one department, they may make and issue a unified real estate right certificate, and in accordance with the provisions of Article 61 of this Law, the ownership of the house and the confirmation and change of the land use right within the scope occupied by the house shall be respectively included in the real estate right certificate.

Article 62.

When real estate is mortgaged, it shall go through the mortgage registration with the department specified by the local people's ** at or above the county level.

Where land use rights and house ownership are obtained as a result of the disposal of mortgaged real estate, the transfer registration shall be completed in accordance with the provisions of this Chapter.

2. What is the process of house transfer?

1. The seller asks the buyer to conduct a property right investigation;

2. The buyer and the seller sign the purchase contract, and sign the house price, payment method, delivery time and deposit in detail;

3. The real estate management department verifies the declared transaction**, and surveys and evaluates as needed;

4. The parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the regulations;

5. The real estate management department shall issue the transfer certificate and obtain the real estate ownership certificate in accordance with the provisions of the law.

Generally speaking, you can transfer the title as long as you get the title deed. Regardless of the number of years of ownership, the transfer tax must be paid.

If the real estate certificate is two years old and five years old, they can be exempted from a transfer tax, specifically: the tax is about 8% of the tax value of the real estate = 1% of the seller's personal income tax (the only residence with a real estate certificate greater than 5 years is exempt) + business tax and the real estate certificate is exempt for more than 2 years) + buyer's deed tax.

Other transfer taxes and fees are about hundreds, and the tax points are calculated based on ordinary residences of less than 144 square meters.

Gift transfer: If the property does not need to be bought and sold again in the future, then it is better to choose to gift, so that you only need to pay: deed tax:

3% of the room payment. Surveying and mapping fee: RMB square meters.

Ownership registration fee and certificate collection fee: about 150 yuan. Notary Fee:

of the room. When transferring the property, you need to pay 20% of the individual income tax.

Transaction transfer: If the property will still be sold, then it is better for you to choose the transaction transfer, and the transaction transfer only needs to pay: deed tax:.

Surveying and mapping fee: RMB square meters. Ownership registration fee and evidence collection fee:

About 150 yuan. Individual income tax: 1%.

The difference in sales tax. If the transfer is made at the original price, you do not need to pay individual income tax.

Inheritance transfer: all direct heirs need to fill in the agreement to renounce the right to inherit, and then notarization, after notarization and the process of gift transfer is basically the same, and the cost is the same as the gift transfer, generally used this method after the death of the original owner.

For the transfer of ownership, if there is no local sales restriction policy, there is no age requirement. The real estate buyer and seller shall sign a real estate sales contract, and the text of the contract may use the model text formulated by the Housing and Land Management Bureau, or the self-made contract.

Do the math how much it will cost you to renovate your home

When we hand over the house, the developer often helps to handle the real estate certificate to ensure the owner's own rights and interests. However, due to some reasons, it may be necessary to transfer the ownership of the house, so how many years can the new house be transferred? Many owners are still very concerned about this topic, so let's take a look!

If the new house is an ordinary house, the real estate certificate has been obtained through formal channels, and there is no sales restriction policy, there is no requirement for the number of years of the transaction transfer. If the new house is welfare housing, such as resettlement housing and affordable housing, it must obtain the real estate certificate for five years before the transaction can be transferred.

Before preparing for closing, buyers and sellers often need to communicate clearly and reach an agreement. And write detailed information about the house, such as the address, the length of the property right, the transaction price, etc., all of which need to be written into the sales contract. In addition, if the property right certificate is not handled by an intermediary, it is necessary to write some sales terms clearly in the contract, such as the breach of contract, which must be clearly written.

If the seller is married, even if there is only one party in the name of the property certificate, the husband and wife are required to sign the housing contract together to ensure that their rights and interests are protected.

When the contract is signed, it is necessary to prepare the relevant property right application registration materials according to the regulations. After preparing these materials, both parties go to the real estate transaction center together, fill in the application form and the stock contract, and the transaction price of the contract should be consistent with the housing contract**. After filling in the form, submit the documents together and the staff will give you a receipt form.

The payment of various taxes and fees is carried out according to the list, and the composition of various taxes and fees is more complex and needs to be determined according to the actual situation of the house.

Among them, if it is the first house under the name, the property right certificate has been obtained for five years, and the payment of business tax and individual income tax can be exempted when the transaction is transferred. If it is not the first house under your name, but the property right certificate has been obtained for two years, you can be exempted from business tax, but you still need to pay individual income tax. The payment of individual income tax is charged at 1% of the transaction price of the house, or it can be charged at the transaction price minus 20% of the house price, which is borne by the seller.

Hope the above, helpful.

Enter the area to get the decoration for free**].