Want to buy some funds, but don t know where to open an account, which fund to buy? Please advise

Bring your ID card and bank card to buy**. There are several ways to buy**: one is to buy at the bank counter, the handling fee is, buy in online banking, the handling fee is six or eight folds, and buy on the **company**, the lowest handling fee is four folds.

There is also a redemption fee at the time of redemption. These are front-end charges and are also default. There is also a back-end fee, not all ** have back-end charges, the back-end charge is that there is no handling fee when buying **, but the holding time must reach the time specified by the ** company (3 10 years) and then redeem, and there is no handling fee.

Regular investment**It is suitable to choose a back-end fee**.

Regular investment** is like a lump sum deposit in the bank, every month**, with a minimum of 200 yuan and a maximum of 50,000 yuan. Regular investment** is also risky, but the longer you hold it, the lower the risk.

It is best to choose a back-end fee, so that there is no handling fee every month, but the holding time should reach the time specified by the company (ranging from 3 to 10 years) before redemption, and there is no handling fee, which can save a lot of handling fees in the long run. Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs.

But insist on long-term holding, if you don't have money for a certain month, then you can also stop investing for one to two months, which will not affect the regular investment, but if you stop investing for three consecutive months, the regular investment will automatically stop. In addition, it is best to change the cash dividend to dividend reinvestment, so that if the company dividends, the cash will be repaid, and the company will re**the, this part of the company, there is no handling fee, saving costs, and it can also produce compound interest benefits.

Take your ID card to the bank to open an account, deposit the money into the card, and choose it.

**It is a commonly used investment tool for small and medium-sized investors, with relatively stable expected returns, simple operation methods, low professional requirements for investors, and strong liquidity ability, so it is very popular with individual investors. So what if a newbie wants to buy **in**open an account? Next, Ye Yan will hand over the account opening process with the **.

1. **Company account opening

The company belongs to the direct selling platform, and investors can apply for an account directly through the company's official website. Individual investors need to provide the original identity documents, designated bank account and grandchild information to open an account through ** company.

Those opened by **company can only buy **products of the **company**, and different ** companies need to open an account separately, which is relatively troublesome to operate.

2. **Company and bank account opening

Investors can bring their original personal ID cards and a bank card of a designated bank to the ** company or bank business department, and open a ** account under the guidance of the staff of the business department. During the opening process, investors are generally required to fill in the "**Customer Risk Tolerance Assessment Questionnaire", apply for the bank's tripartite depository, and go to the bank branch counter for confirmation in person.

When an investor opens an account in a company, he can also open an account at the same time. After the account is successfully opened, investors can directly operate and sell through the official website or APP, and the number of products that can be selected by the company is generally more than that of the bank.

3. Open an account on a third-party sales platform

Third-party sales platforms such as Alipay and JD Finance can also be purchased**, and the account opening process is relatively simple, fill in the name, ID number and other information according to the page prompts, confirm and agree to various authorization letters and bind bank cards to open an account.