Is it right to buy a house now? Is it right to buy a house now?

Whether it is appropriate to buy a house now is different for everyone, and it should be analyzed according to the following aspects in combination with your own situation. A comprehensive survey of some people in the society found that due to the market trend, it is not difficult to find that many people around us hesitate before buying a house, and basically do not have too much time to think about it when buying a house, and the quality of life after buying a house is greatly reduced. The main reason for this phenomenon is that they have not been able to rationally analyze their own buying behavior according to their actual situation.

In fact, for many people, buying a house is a bulk consumption, but also a major event in life, we must conduct a rational analysis before buying a house, to judge whether it is suitable to buy a house, which is embodied in the following 9 aspects. 1. Life orientation Everyone has their own lifestyle and outlook on life, and they also have the right to position their own life. Different lifestyles, different outlooks on life, and different positioning will make a person's way of doing things and behavior different.

On the issue of whether to buy a house or not, everyone's thoughts are different: some people think that buying a house is their life's goal, some people think that after making some money, they should first improve their lives, and some people think that the key to a good career is to live well, and such people are the easiest to join the army of buying houses; Some people think that career and development should be the priority, some people think that funds should be reasonably planned, and some people think that the function of housing is only for living, and most of these people choose to rent. Recommendations:

Young people should focus on their careers and don't invest in buying a house too early. 2. Personal situation When we make each consumption, we must depend on our own situation, including our own work status, health status, emotional status, etc., because different conditions will have different impacts on the consequences of our consumption. <>

The current property market is basically rising. And buying a house has also become something that every family must face. First of all, from the perspective of the national property market, we can clearly see the trend of tightening mortgage interest rates in hot cities, and the interest rate on the first home has generally tightened to more than 9% off.

Taking a house with a total price of 4 million yuan as an example, the 85% discount rises to 9% discount, and the monthly payment cost rises by about 400 yuan. Since then, if the benchmark interest rate rises, the monthly demand will increase by about 900 yuan. As far as the property market is concerned, it is the most confusing.

Why? Because 2016 is a "big year", I believe everyone has no doubt about this statement, the real estate industry often means that the purchasing power of urban people is overdrawn. Therefore, from past experience, after a year of popularity, it usually means a "small year" of two to three years, and the property market needs time to alleviate the excessive release of purchasing power.

Especially for the majority of rigid needs, often this time period is the most difficult, Chinese people are accustomed to buying up and not buying down, and then it is likely that housing prices will not rise, or even fall. So, "To buy or not to buy?" "It's a question worth pondering.

If you want me to say, is it suitable to buy a house this year, in fact, this question is really embarrassing, how much money do you have, do you need to buy a house, don't you know best? Only you know if the shoes fit well! But if I have to give my opinion, that is, for just need, the purpose of buying a house is to live for yourself, in fact, whether it rises or falls, it has little to do with you.

Anyway, in the long run, China's housing prices are rising on a curve. <>

In 2016, the property market was hot, and the risk of housing price "bubble" and high personal mortgage leverage is gradually accumulating, and if it is not resolved in time, it is expected that such risks may explode in 2017, and some first- and second-tier cities may not be immune. By the first half of 2017, the property market will generally have a short-term adjustment, and the deep adjustment of the city will be more concentrated, and the overall will fall steadily, but with uncertainty. Reminder, if you plan to buy a house in 2017, try to do your homework in advance on the overall environment, including the new deal.

Market risk, the real estate market price is subject to the actual supply and demand relationship, after buying a house, the real estate you buy may also be reduced in price, no one can guarantee that it will continue to appreciate. Developer risk, real estate development is a very complex process, small real estate enterprises are not strong enough, there is a situation of capital disconnection from time to time, there is not enough market analysis ability, the choice of large real estate enterprises is also a good way to avoid risks. Housing quality risk, now the real estate is mostly for the period, it is difficult to see the actual situation of the house in the off-plan, so there will be a risk of housing quality, so when signing the purchase contract, we must pay special attention to the agreement on the quality of the house, once there is a problem, solve it immediately.

In the Romance of the Three Kingdoms, Song Jiang played by Lu Junyi is actually his real name is Tang Seng, and later he is Song Dandan's cousin Mr. Ma Yun.

If you have money, you will buy it, and if you live by yourself, you will not use it to speculate, and if you don't have money, you will squint, and saying that everything else is a bunch of.

Hello, I think that in the current environment, it is appropriate to buy a house.

First of all, from a macroeconomic point of view, China's economic development still maintains a steady growth trend, and the continuous introduction of policies to stabilize the premature market of real estate can curb the risk of asset bubbles on the one hand, and lay the foundation for the healthy development of the real estate market on the other hand. In addition, with the upgrading of national consumption, the continuous growth of urban population, and the promotion of new urban-rural construction, the demand for the real estate market will maintain a steady growth trend.

Secondly, considering the policy environment and market conditions, the cost of buying a house is much lower now than before. At present, mortgage interest rates are at historically low levels, and the home purchase policy is relatively flexible, attracting more home buyers to a certain extent, and real estate companies are also actively adjusting housing prices to promote sales. In this case, the threshold for buying a house has been lowered, and now is a good time for some people who have the need to buy a home.

Finally, from a personal point of view, in the current economic situation and market environment, people who need to buy a house should give due consideration to buying a house. Because housing is currently the most suitable asset for long-term investment, and high dispersion in the next few years, with the trend of inflation and changes in the economic situation, the cost of buying a house may become more and more expensive. Therefore, if you have a plan to buy a house, now is a good choice, not only to ensure your quality of life, but also to bring more security to your asset allocation.

All in all, there are many factors to consider whether buying a home is right now, and everyone's situation and needs are different, so there can be no one-size-fits-all answer. But judging from the policy environment and market conditions, now is a good time to buy a house. Considering the future trend of housing prices and the impact of inflation, people who have the need to buy a house can give proper consideration to buying a house.

When choosing a house, you also need to pay attention to your financial ability and future development direction, and ensure your quality of life and the safety of your assets.

Whether to maintain and increase the value of buying a house in a tourist city, this is a more complex problem of the number of wild difficulties, we need to consider many factors, the tourist city is rich in scenic resources, the largest amount, which provides protection for the demand for real estate, is conducive to the preservation of housing prices.

In particular, properties in near-area areas have a greater potential value. If you choose the right location and can calmly cope with market fluctuations, you still have a certain opportunity to maintain and appreciate your value. But you also need to be prepared to face greater market uncertainty, especially the risks brought by policy changes, so whether to buy a house or not.

What else do you need to look at?

The first point is whether to buy a house or not depends on your own needs.

Many people have no opinion on buying a house, and they always feel that they have to ask other people, even if they are seven aunts and eight aunts who don't understand. Why spend money to buy a house that someone else likes?

If you just need to get married, the down payment is not so much, you can consider buying a little bit, a little smaller, get in the car first;

If it is an improvement type, consider whether it is a school district-housing, and what is the environment and supporting facilities around the community;

If it is the first thing to do, it is necessary to consider the future appreciation space and urban planning.

The second point is not to buy a house with the mentality of housing prices.

Many buyers have this mentality, the house price has fallen, and if you wait, you can only fall again. In fact, thinking about our daily life, do you still think housing prices will fall? The income is getting higher and higher, all the prices are constantly **, the rural population is constantly migrating to the city, and now when I go back to the countryside, I can only see the old people and the young people going to the city;

Housing prices rose by 20,000 and fell by 2,000 thousand, which is not called a fall.

The third point is to get on the bus in the morning.

Many buyers always want to buy a house**, and they are entangled in when is the best time to buy a house. For rigid needs, the sooner you drive, the better. When it comes to buying a house, the later you buy the house, the greater the risk.

Fourth, don't hesitate to buy a house, and get in the car when you like it.

Many people have such a psychology when buying a house, they want to buy the best house with the cheapest **, look left and look at one set, hesitate, keep waiting and seeing, and don't know whether to buy it.

In fact, buying a house should be determined according to their actual needs, but also to understand the market, if you want to be cheaper, the location may not be very good, if you want to improve the supporting facilities, the age of the house is relatively large, anyway, the pros and cons should be measured clearly.

There is no perfect, appropriately discard the unimportant, and treat it rationally.