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Can't stand a strong ** team! One person said good, two people said good, all the safe** people said good, this product is also a good product, why recommend this to you, only ** people understand in their hearts. The sale is hot, but when people find out in the later stage, the surrender is also the most.
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The mother of the child is worried, no parent does not want the child to be safe, no matter if the child is in **, as long as it is safe. No matter how promising the child is, what parents hope most is that the child can live a safe life, and for parents, the child's safety is a blessing.
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Personally, I think that the protection of children's safety and welfare is quite high, and there are three additional claims for mild and critical illnesses, (although many companies also pay three times, but they are all divided into three groups) and the premiums are waived for mild illnesses.
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Children are the flowers of the motherland and the flame of hope for the family. He creates happiness in the family and plays an important regulating role. However, children are also the most vulnerable to injury, and as parents, it is necessary to buy a "reliable" insurance for their children.
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I only used a little more money than a children's peace and happiness to make him a whole set of insurance plans that protect the whole family in place, so it was worth it, so I bought it.
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I bought Ping An Fu, I think that insurance is bought for decades, and it is more reassuring to choose a strong insurance company. When choosing, there are many ** people who compare Ping An Fu, so I think Ping An Fu is a benchmark. Later, after the ** person came to explain, there were indeed some subtle clauses that were more thoughtful.
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It's all about that nonsense. Buy whole life insurance for your child. It's all people who don't have a professional background.
Have you considered a question, can the current insurance keep up with these medical ** levels in 20 and 30 years, and it is possible that the insurance you buy now will not pay in the future. That's why I want my clients to buy insurance plans that cover their children for 30 years. Let the child think about it for himself in the future!
Most importantly, when the children are 30 years old, we will be old, and this money can also be used for our own pension.
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Children's specific critical illnesses and minor illnesses are paid independently, which does not affect the critical illness benefit, so that children can enjoy the protection of up to multiple the cumulative amount of benefits for life.
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The combination of Ping An Fu is based on the main insurance life insurance + early payment critical illness additional insurance + long-term accident insurance as the core combination, that is to say, Ping An Fu is a life insurance policy, and the premium of life insurance accounts for a large proportion of the entire portfolio.
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With the improvement of living standards, people's awareness of insurance is also growing. Social security and agricultural medical insurance can no longer meet people's dependence on insurance, and it has become imperative for commercial insurance to fill people's risk needs!
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Any insurance that is out of touch with the actual situation of the customer is a hooligan, there is no good or bad insurance, only whether it is suitable or not, whether it is cost-effective or not, 19 years ago Ping An Fu is a huge pit, irrefutable, after the upgrade of Ping An Fu can only be said to be cost-effective, but there is money to pay attention to the brand, at will.
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There are three reasons: First, I haven't heard of other products. Second, I haven't seen other products. 3. I haven't heard of or seen other products.
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The coverage is complete, the insured amount is high, the company is large, the brand strength is strong, and the claims are good in all aspects. After Ping An Fu came out, other insurance companies followed, and this blessing and that blessing came out.
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Don't raise the bar, Ping An Fu is indeed not cost-effective in the industry.
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The cost performance is super low, who buys the pit.
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People who buy peace and happiness are paying IQ taxes.
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I came in and wanted to see why, because I had paid for the child for a year, and I was preparing to surrender the insurance, and I didn't understand whether I should return it or not.
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Isn't it a little stupid to say this, waiting to be scolded.
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Summary. 1. Critical illness can only be compensated once The child's life is long, and the probability of getting a second critical illness in a lifetime is much higher than that of our generation. 2. The proportion of compensation for mild diseases is low, and only 20% of the basic sum insured is paid each time, and most products on the market can pay 30% or more of 15 specific diseases for children, only leukemia is in the list of major diseases, that is to say, only if you have leukemia, you can get an additional 100% compensation for special diseases on the basis of 100% compensation for critical illnesses, and the other 14 kinds are not good.
Why is it not recommended to buy children's Ping An Fu Insurance? The reason for this is that it has the following flaws.
I'm still a little confused, can you be more detailed?
1. Critical illness can only be compensated once The child's life is long, and the probability of getting a second critical illness in a lifetime is much higher than that of our generation. 2. The proportion of compensation for minor diseases is low, and only 20% of the basic sum insured is paid each time, and most products on the market can pay 30% and more 15 kinds of specific diseases for children, only leukemia is in the list of major diseases, that is to say, only if you have leukemia, you can get an additional 100% compensation for special diseases on the basis of 100% compensation for critical illnesses, and the other 14 kinds are not good.
Local specialties, or tobacco and alcohol, preferably local specialties.
If you want to give a safe and prosperous life to your 5-year-old and 2-year-old children, the best way to do it is to comprehensively analyze and plan according to your family situation, plan from the actual situation, and solve your worries from the perspective of risk from near to far. Otherwise, it's better not to buy it than not to buy it.
In fact, I am my own parents I don't think you need to buy something After all, parents only want their children to be safe, healthy and healthy is the best gift for parents If you really want to give it, send tea After all, health is the most important thing It's okay to go home often to see Parents will also worry about their children when they go out.
Social security is the most basic insurance, in addition to social security, you can also configure millions of medical insurance, accident insurance and cancer insurance. >>>More
The main reason is that children now have too little childhood play. Now most of them are only children, and they are high-rise buildings, and there is little communication between neighbors. Children lack playmates and don't know what to play by themselves, so their attention is naturally on the TV and mobile phone.