Which is the best investment and wealth management product? Ask for recommendations!

China Merchants Bank) China Merchants Bank Wealth Management Products PurchaseAccording to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Wealth Management Products" - "Personal Financial Management Products" - "Search" to classify the product information you need.

If you need to invest in wealth management, recommend ABC wealth management products, and purchase ABC wealth management products according to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Personal Service-Investment and Wealth Management-Bank Wealth Management", and filter the product information you need according to your needs.

Since May 27, 2016, the personal online banking and palm banking channel "Kuaiyibao" has been renamed as "ABC Kuaiebao", and the contracted product has been changed to "ABC Dividend Daily Settlement A (000907)", and the contract is signed with the first business, that is, the first business is signed at the same time, and the functions of regular investment, intelligent regular investment, combination, and quick redemption are opened.

The new product supports T+0 real-time redemption, daily settlement of income, and supports the setting of automatic balance transfer, linked credit card and personal loan transfer, and the minimum value of the minimum retention amount is 100 yuan.

The counter contract is still the old "Kuaiyibao", and you need to terminate the old product before you can sign the new product "ABC Kuaiyi eBao".

How to set up the quick e-treasure business in the personal palm bank: enter the personal palm bank, select "Investment" - "ABC fast e-treasure", and click the setting icon in the upper right corner of the home page to enter the setting homepage. You can cancel the contract of "ABC Express e-Bao", change the bound mobile phone number, enable the automatic transfer in of the balance of the closed balance, and turn off the automatic transfer out.

There is 400,000 liquid cash in hand. At present, there are many kinds of bank wealth management products. The general annualized rate of return is around. You can use 150,000 yuan for bank management.

If you want to get a higher return than the bank's wealth management. It is recommended that you configure **. You can buy 50,000 bonds**, 50,000 index**, 50,000 balanced**.

Except for the bond type**, it is recommended to allocate multiple types of ** to avoid risks. Increase yields. The method of regular investment is good, and it should be reminded that regular investment is only a way to manage money, and it cannot be confused with financial varieties.

At the same time, you can join QFII or QDII to participate in value-added services in foreign markets.

It can be suggested to use an amount of 100,000 yuan to purchase the ** with the value of the company, and it is recommended to hold the Industrial and Commercial Bank of China. ICBC is currently the most profitable bank in the world, although financial and real estate stocks are mainly shunning. However, from the perspective of value preservation and appreciation, ICBC is definitely worth investing.

At present, there is a downward trend, and investment is a popular choice for most people at this stage, and the reason why it is popular is because most of the other investment channels are now negative profits. Therefore, financial experts will recommend that you choose**.

If you have any leftovers, you can opt for insurance from the insurance company. Insurance is definitely one of the most important types of family financial allocation. Because, people have good and bad luck.

Finally, risk is everywhere, and the purpose of our financial management is to maximize the return within a reasonable amount of risk. That's why it's important to have financial goals.

There are many such products, joint-stock commercial banks such as Minsheng, China Merchants Bank, CITIC, etc., there are many such products, and the products of the Bank of China that had a year some time ago were of course sold out quickly. No matter how high the rate of return is, of course, the starting point is generally relatively high, 1 million, 3 million or something.

If you are young and have a strong risk tolerance, it is not recommended to buy such products with a long term, the real estate market has come out of a big main wave ten years ago, and the return on investment in real estate is higher than anything else. There will also be good investment targets in the next ten years, so it is recommended to make some products with strong liquidity.

400,000 advises you dichotomy as an example:

1) Deposits in various banks: account for 1 2

2) Financial investment tools (**, **, bonds): account for 1 2 If you are not familiar with financial investment, you can buy the physical ** to maintain and increase the value, and if you want to invest yourself and are not familiar with it, it is best to find a good **hand to help you manage your finances. It's like this in all countries.

Now there are a lot of people who choose foreign exchange, and the emerging investment projects do not need too much money, and you can try it with tens of thousands.

Personally, I don't think you need to invest in several banks, after all, you're not buying. I consulted some banks some time ago, and one of CITIC's products is good. First of all, I'm not here to advertise the bank. Because I am also in the financial industry, I have learned about banking things.

The bank's wealth management products are best in Ping An Bank, which is a combination of banking, insurance and investment. And his compound interest financial management should be more suitable for you, and venture capital, I suggest you can consider spot ** investment, there are a lot of people doing this at present. The leverage is about 10 times.

It's best to choose two or three, it's not good to be too single, and it's good to be improvised.

Specifically, it is better to consult with an expert or financial planner to reduce risks and seek the maximum and fastest returns, hehe, good luck.

There is no guarantee that you can't lose money, unless you deposit in the bank, in fact, in the United States, the bank fails, what do you do? Fortunately in China!

If you ask for a higher interest rate than the bank in the same period, there are many such products in the market, but the content is too much, it is difficult to say it all at once.

If you are willing to take high risk, you can also buy private placement products!

Generally, banks have stable and hedging wealth management products, with an annualized rate of return of more than 4%, and generally more than 200,000 yuan. CCB's profits and wins, and China Merchants Bank's golden sunflowers and the like are all good.

1. One of the options for investment and wealth management products: deposit.

2. The second choice of investment and wealth management products: property.

3. The third choice of investment and wealth management products: bonds.

4. The fourth choice of investment and wealth management products: **.

5. The fifth choice of investment and wealth management products: foreign exchange.

6. The sixth choice of investment and wealth management products: **.

1.One of the options for investing in simple and chaotic products: deposits Deposits generally have a fairly stable rate of return.

The rate of return is already determined when depositing the deposit in the bank. However, some countries and regions, in order to adapt to their own economic conditions, have also implemented a policy of zero deposit interest rate or free deposit interest rate. These policies will inevitably affect the profits made by making deposits.

2.The second choice of investment and wealth management products: property Property investment is a long-term process.

Now, with the increase in population, the demand for housing is gradually increasing, and the speed of urban development is unpredictable. If the site is properly located at the beginning of the property investment, it is entirely possible to see a large increase in a few years. With the right approach, the rate of return must be objective.

3.The third choice of investment and wealth management products: bonds The rate of return of bonds is somewhat similar to that of deposits, mainly depending on the level of their interest rate.

Bonds are equivalent to time deposits, and the borrowing company may not repay the principal and interest until the maturity of the bonds. It is for this reason that the interest rate on bonds is generally higher than the interest on deposits. Bonds can also be traded on the secondary market, and if done correctly, they can earn higher profits.

4.The fourth choice of investment and wealth management products: ** Theoretically speaking, the purchase is the expected income of the issuer** merchant.

Therefore, the income should be derived primarily from dividend income. A ** with relatively good performance should also have a 10% income per year. However, as far as the current domestic market is concerned, the dividend income of each ** is pitiful.

Therefore, the main part of the domestic income is actually the difference in price. It is precisely because of the above characteristics that the rate of return is actually difficult to determine, and it has a great correlation with the investor's investment philosophy.

5.The fifth choice of investment and wealth management products: foreign exchange Foreign exchange, like savings, can obtain interest income.

Since there are many factors affecting foreign exchange**, and some cannot be predicted in advance, this will inevitably have a great impact on the return on foreign exchange investment. There can be no long-term victory in the foreign exchange market. Sometimes, the interest earned does not compensate for the loss of the exchange rate at all, but it is possible that the income earned is higher than the interest income.

6.Choice of investment and wealth management products: Like some investment vehicles, there is no fixed interest income.

The income from buying and selling mainly comes from the difference between buying and selling. As long as the various factors are fully analyzed, it is also possible to obtain a high return on investment.